Freeway Insurance

JANUARY 3, 2025

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*.

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Auto Insurance Premium Liability Insurer 98

Insurance Journal

FEBRUARY 28, 2025

A pipeline operated by Energy Transfer LP leaked jet fuel for at least 16 months, contaminating residential water wells in Pennsylvania, and the conduit may be at risk for further incidents, according to a preliminary investigation by regulators. Residents of …

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Risk Insurance Claim Property Insurance Claim 162

ProWriters

NOVEMBER 12, 2024

In February 2024, Change Healthcare, whose technology powers the processing of some 15 billion medical bills and insurance claims a year, suffered a ransomware attack. Watch our Cyber U video about why healthcare organizations need Cyber Insurance. Several major breaches have made headlines.

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Cyber Liability Insurance Protection Risk 87

Insurance Journal

NOVEMBER 13, 2024

YEMASSEE, S.C. (AP) AP) — Employees at a South Carolina compound that breeds monkeys for medical research have recaptured five more animals that escaped last week from an enclosure that wasn’t fully locked. As of Monday afternoon, 30 of the 43 …

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Insurance Claim Claim Liability Insured 246

Boyle Agency Insurance

DECEMBER 16, 2024

What Is Umbrella Insurance? Bogle Agency Insurance offers Umbrella Insurance to clients in NJ who want additional liability coverage beyond the limits of existing policies. Following is Umbrella Insurance explained for NJ individuals and families. you may be at a higher risk of being sued for a lot of money.

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Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

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Insurance Carrier Claim Policy Insurer 246

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Make it a point to review your insurance documents and physically inventory items within your business premises.

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Commercial Insurance Commercial Protection Financial Loss 40

Property Insurance Centre

JANUARY 4, 2024

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Social inflation and rising claim costs are top concerns for liability insurers. Over the past 23 consecutive quarters, liability rates have seen steady increases.

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Property Insurance Commercial Property Liability Insurer 52

LexisNexis

DECEMBER 10, 2024

Aviation Liability in International Jurisdictions Analyze an international guide addressing essential aspects of aviation liability law and policy. Sports Law in International Jurisdictions Scrutinize this international guide addressing essential aspects of sports law.

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LexisNexis

FEBRUARY 18, 2025

Read now » Related Content Parametric Insurance: Addressing the Gaps in Traditional Coverage Learn about the origins of parametric insurance, the operation of claims payment and trigger events, details about the coverage both in the United States and around the world, and the benefits and challenges of parametric insurance.

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Commercial General Liability Liability General Liability Claim 40

Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 2: “All Commercial Insurance Policies are the Same” Variability in Coverage Contrary to popular belief, not all commercial insurance policies are created equal. Some protect against property damage, while others focus more on liability issues. Each policy is unique and can vary widely in what it covers.

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Commercial Insurance Commercial Cyber Insurer 52

LexisNexis

JANUARY 28, 2025

This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.

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Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.

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Commercial General Liability General Liability Property Damage Injury 40

Shield Insurance Agency

MAY 29, 2024

In this comprehensive guide, we’ll explore the value that comes with having renters insurance in Michigan, and why it’s essential for all renters in the Great Lakes State. Shield Insurance Agency represents over 45 insurance companies and can help you find the perfect renter’s insurance plan tailored to your needs.

Liability 40

Liability Insurance Agency Insurer Insurance 40

Property Insurance Centre

JANUARY 30, 2024

In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account.

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Insurer Insurance Insured Building 52

Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. These nuclear verdicts often are seen as a result of social inflation, which refers to the rising cost of insurance claims influenced by societal trends.

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Workers Compensation General Liability Commercial Commercial Property 52

LexisNexis

MARCH 3, 2025

Artificial Intelligence Key Legal Issues Learn about the primary and emerging legal issues relating to the acquisition, development, and exploitation of AI, especially those issues involving general commercial contracts, consumer products, products liability, intellectual property, privacy and data security, bankruptcy, antitrust, and employment.

Liability 40

Liability Insurer Insurance Insured 40

LexisNexis

FEBRUARY 4, 2025

Occurrence or Claims-Made Policies Analyze the attributes of occurrence and claims-made insurance policies, which refer to the two basic types of triggering events found in liability policies. dictates the obligations of the respective insurers to the insured and one another. In turn, that status, in part.

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Policy Commercial General Liability Injury Damage 40

LexisNexis

AUGUST 27, 2024

Cyber Insurance: Post-Breach Tips Video Get tips on what to do following a data breach, including having an accessible incident response plan, having counsel and forensic experts in place prior to an incident, and providing notice to insurance carriers.

Cyber 40

Cyber Business Interruption Insurance Policy Insurance Carrier 40

Wren Insurance Agency

MAY 22, 2024

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures.

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TGS

NOVEMBER 18, 2024

Pros: Faster Claims Processing: Since you’re dealing with your own insurer, claims are often processed more quickly. While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others.

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Auto Insurance Injury Damage Property Damage 52

Maritime Insurance International

JUNE 5, 2020

Some providers may offer a discount if you take a boating safety course, as this can be seen as a reduction in liability. Bundle discounts may be available when purchasing multiple lines of insurance through the same provider. Zero Claims. Driving Record. Some providers may even provide a discount for a good driving record.

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Insurance Policy Insurer Insurance Insured 40

TGS

NOVEMBER 1, 2024

Plus, having a police report on file can help you later when dealing with insurance claims. A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. Keep all medical records and receipts in case you need them for an insurance claim.

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Injury Home Insurance Claim Damage 52

TGS

NOVEMBER 5, 2024

Insurers are going to take a peek into the past here. They’ll want to know if you’ve filed any claims before and, if so, what those claims were about. Questions might include: Have you made any major insurance claims in the last five years? What were the reasons behind those claims?

Underwriter 52

Underwriter Underwriting Insurer Insurance 52

American Agents Alliance

FEBRUARY 7, 2025

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

Risk 52

Risk Broker-Agent Policyholder Agents 52

Prof. Allan Manning

JULY 5, 2023

Just a reminder that there is only 3 weeks to go before the 2023 Mansfield Awards, which is now in its 7th year! The awards night will be held at The Establishment Ballroom, located at 252 George St, Sydney. The function starts at 6pm, with the awards portion running for approximately 1 hour, during which 6 awards will be presented.

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Claim Casualty Insurance Insurance Claim Insurance Industry 130

Bankers Insurance

SEPTEMBER 12, 2023

Subrogation is more than just a fancy insurance term – it’s a right held by your insurance carrier under your policy that allows them to seek reimbursement from the party found responsible for the accident after they’ve paid a claim for a covered cause of loss.

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Insurance Carrier Compensation Deductible Claim 52

Property Insurance Centre

SEPTEMBER 25, 2024

By following these tips, you can ensure you have the right building insurance policy in place to protect your property and avoid potential pitfalls. Navigating the Building Insurance Claims Process When disaster strikes, it’s essential to know how to navigate the building insurance claims process.

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Building Insurer Insurance Insured 52

Property Insurance Centre

JANUARY 16, 2025

From the catastrophic floods in Carlisle in 2005 to the more recent deluge in London in 2021, businesses in flood-prone areas have faced disruption, financial losses, and complex insurance claims. This article explores the intricacies of commercial flood insurance in the UK, highlighting regional variations, challenges, and solutions.

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Commercial Commercial Property Insurer Insurance 52

Protect Commercial Insurance

JANUARY 10, 2025

Heres how collaboration can enhance offerings in this field: – Comprehensive Coverage Packages : Partnership allows brokers to provide a full suite of insurance products. From property damage and liability to business interruption cover, clients get everything under one roof.

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Broker Building Commercial Property Commercial 52

Property Insurance Centre

MARCH 19, 2024

The Benefits of Consumer Claims Education Consumer claims education plays a crucial role in improving the claims process, enhancing customer satisfaction, and building a stronger brand reputation for insurers.

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Property Insurance Policyholder Insurer Insurance 52

LexisNexis

NOVEMBER 8, 2024

Employers are increasingly acknowledging their role in supporting employees’ mental health, but questions remain about the extent of their liability and responsibility in this arena. Oklahoma: Co-Worker Liability in Third-Party District Court Actions [see Bayouth v. Quest Diagnostics, Inc. 2023-Ohio-2213, July 5, 2023)].

Workers Compensation 40

Workers Compensation Compensation Injury Claim 40

Hunton Andrews Kurth

JULY 16, 2021

However, contamination events and ensuing recalls can lead to a variety of other claims that implicate a number of other coverages, including liability coverage for claims against officers and directors addressing the company’s internal contamination risk and safety policies and procedures. Total Recalls: 13.

General Liability 52

General Liability Commercial General Liability Liability Injury 52

LexisNexis

MARCH 18, 2025

Vicarious Liability of an Insurer for Insurance Representative Actions Analyze the aspects of an insurers vicarious liability for an insurance representatives conduct. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

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TGS

JANUARY 28, 2025

Water damage is one of the most common home insurance claims, so taking preventive steps here is key. This documentation helps track progress and can be invaluable if you need to make an insurance claim. Verify Contractor Credentials If youre hiring professionals, ensure theyre licensed, insured, and experienced.

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Home Insurance Protection Insurer Insurance 52

Insurance Journal

FEBRUARY 27, 2025

Philadelphia’s public transit system is moving forward with plans to test-run bullet-resistant glass enclosures for drivers on city buses, joining other cities hoping to provide more protection for drivers who often face violence and harassment from passengers. Law enforcement officers …

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Protection Workers Compensation Insurance Claim Claim 173