Insurance Journal

JULY 14, 2024

Howard A majority of global insurers are actively endorsing the application of AI chatbots and generative AI in claims resolution processes, underwriting and customer fulfilment, according to a survey conducted by Gallagher Bassett, the claims-services provider and subsidiary …

Claim 173

Claim Insurance Claim Underwriting Underwriter 173

Insurance Journal

NOVEMBER 4, 2024

North Carolina Insurance Commissioner Mike Causey is reminding property insurers to refrain from raising homeowners’ premiums just because an insured filed a claim or inquiry in order to qualify for flood insurance indemnity or federal assistance. In most cases, the …

Premium 264

Premium Underwriter Underwriting Property Insurance 264

TGS

NOVEMBER 5, 2024

TGS Insurance » Blog Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Either way, there’s a step that often surprises people when they go to get a quote—the underwriting process. What were the reasons behind those claims?

Underwriter 52

Underwriter Underwriting Insurance Insurer 52

TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim 52

Claim Home Insurance Damage Insurance Agency 52

Paragon Independent Insurance Agencies

JUNE 14, 2024

Before filing a claim, it’s crucial to clearly understand the policy’s terms, conditions, and exclusions. The insurance agents are there to break down all the details, from underwriting to filing claims. Our team covers the Plano, TX area. Get in touch with us today.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Claim Claim 40

Triple-I: Business Insurance

AUGUST 11, 2022

The property & casualty insurance industry’s combined ratio – an indicator of underwriting profitability – is forecast at 100.7 Combined ratio represents the difference between claims and expenses paid and premiums collected by insurers. for 2022, up 1.2

Underwriter 40

Underwriter Underwriting Workers Compensation Premium 40

Cowbell

APRIL 16, 2025

Lower Insurance Premiums and Improved Coverage Better Security Posture = Lower Risk : Proactive security can help you demonstrate reduced cyber risk to insurance underwriters, potentially lowering premiums or improving coverage terms.

Cyber 52

Cyber Risk Premium Protection 52