Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state.

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Policy Insurance Companies Premium Insurance Carrier 76

Unitas Financial Services

MAY 2, 2022

In our series on Insurance Vendor Management, we have covered the 9 Critical Steps for Insurance Vendor Management , Specialization of the Insurance Company and the Agent , How to Evaluate an Insurance Policy, and Claims and Administration of the Policy.

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Insurance Companies Insurance Policy Insured Insurer 52

The Property Insurance Law Observer

MARCH 18, 2024

A federal court recently held that an insurer could not deny coverage under a homeowner’s policy based upon the failure of the named insured’s son, an “insured person,” to submit to an examination under oath (“EUO”). Allstate Vehicle and Property Insurance Company , Civil Action No. In Michelle Adeola v.

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Insured Insurer Insurance Property Insurance 130

Paragon Independent Insurance Agencies

DECEMBER 27, 2024

Understanding how local regulations near Plano, TX can influence your homeowner’s insurance policy is essential to protect and preserve your coverage. At Paragon Independent Insurance Agency, we can help you better understand how local regulations and home insurance policies are impacted together in Plano, TX.

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Home Insurance Insurance Policy Policy Insurance Agency 40

Final Expense Brokerage

MAY 15, 2024

These commissions are the earnings that insurance agents receive for selling insurance policies to clients. As an insurance agent, understanding the basics of how commissions work is essential for maximizing your earnings. Agents who excel in these metrics may be eligible for additional commission bonuses.

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Insurance Agent Insurance Agents Agents Insured 100

QuickQuote

JULY 20, 2023

Life insurance payouts may only be claimed if the insurance company can find a beneficiary or the beneficiary knows about the policy. Fortunately, these unclaimed life insurance policies can be found, regardless of how much time has passed.

Life Insurance 40

Life Insurance Insurance Policy Policy Insured 40

Protect Commercial Insurance

OCTOBER 11, 2024

These impacts not only affect the day-to-day operations of companies but also play a crucial role in shaping the insurance policies designed to protect these properties. The financial implications of such events are enormous and insurers certainly take notice.

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Commercial Property Commercial Insurance Policy Policy 52

The Property Insurance Law Observer

MAY 21, 2024

The New York Supreme Court recently weighed in on what constitutes “reasonable care” to maintain heat in the context of a first-party insurance policy exclusion requiring such reasonable care. The house was insured under a homeowners policy issued by Leatherstocking Cooperative Insurance Company.

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Policy Damage Insurance Companies Insurance Carrier 130

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Let’s debunk these myths and reveal the true nature of this important role. While sales are certainly a part of the job, the role is much more comprehensive.

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Insurance Companies Agents Insured Insurer 52

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

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Damage Business Interruption Property Damage Policy 130

The Property Insurance Law Observer

AUGUST 1, 2024

In Zurich American Insurance Company v. 23, 2024), the Supreme Judicial Court of Massachusetts held that the term “surface waters,” as used in a limitation contained in commercial property insurance policies, was ambiguous in the context of rainwater accumulating on roofs, thereby finding coverage for the insured.

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Commercial Property Damage Policy Commercial 130

Redbird Agents

JULY 18, 2024

Compare quotes available to you from up to 30 insurance companies. Several Policy Options and Companies One of Choice Mutual’s strengths is the number of companies it partners with. Other agencies typically have only 1-3 insurance companies they can offer you.

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Insured Insurer Insurance Policy 130

Final Expense Brokerage

JUNE 7, 2024

Illustrate the advantages of final expense insurance that might not be covered by their current policy, such as covering funeral expenses, medical bills, and other end-of-life costs. Guide them through the policy specifics step by step and address any queries or doubts they may have. I have doubts about insurance companies."

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Life Insurance Premium Insured Insurer 130

Insurance Journal

DECEMBER 15, 2024

Courts across the country have overwhelmingly ruled in favor of insurance carriers in claims disputes following the government-ordered closures of businesses during the COVID-19 pandemic. The North Carolina Supreme Court last week bucked that trend, becoming just the second state …

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Insurance Carrier Claim Business Interruption Insured 246

Final Expense Brokerage

MAY 10, 2024

Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies.

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Life Insurance Insurance Agent Insurance Agents Agents 100

The Property Insurance Law Observer

MARCH 4, 2024

At issue in the case was the application of the policy’s wear and tear exclusion and its exceptions. The insurance policy covered direct physical loss but contained an exclusion for physical damage caused by wear and tear, marring or deterioration.

Damage 130

Damage Policy Claim Property Damage 130

Simply Insurance

DECEMBER 2, 2024

A direct term life insurance policy lets you deal directly with the insurance company you purchased your policy through.

Life Insurance 52

Life Insurance Insurance Policy Insured Insurer 52

Final Expense Brokerage

APRIL 12, 2024

Final Expense Brokerage: Advantages: Specializing in final expense insurance policies, Final Expense Brokerage offers agents access to a diverse array of carriers and products specifically designed for this market segment. Furthermore, they offer $200 towards lead orders with specified companies, easing lead generation for agents.

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Agents Life Insurance Policy Insurance Agent 130

The Property Insurance Law Observer

AUGUST 22, 2024

Harleysville Insurance Company , 2024 WL 3792261 (D. 2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. During the policy period, the insured’s floor “sunk” between eight to 12 inches.

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Building Commercial Property Damage Policy 130

Redbird Agents

SEPTEMBER 13, 2024

In fact, insurance companies with well-structured marketing plans are not only better positioned for growth but also become attractive candidates for future mergers and acquisitions (M&A). Create Educational Content: Publish articles, guides, or videos that answer common insurance questions.

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Insurance Agency Insured Insurer Insurance 130

North American Software Associates

OCTOBER 25, 2023

Nobody likes feeling as if they're stuck in an inflexible, binding contract — especially when it comes to insurance policies. But if a client could up and leave any time they wanted to without consequence, they'd constantly be bouncing around from insurance company to insurance company, scouring for the best rates.

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Insurance Companies Insurance Policy Policy Insured 52

Final Expense Brokerage

NOVEMBER 30, 2024

Final expense insurance provides a designated amount that can give your family stability in handling costs, even if savings are affected by unexpected events. ” The Concern: Some clients may doubt insurance companies’ reliability, especially if they’ve heard of disputes with claims. Will my family actually receive this money?”

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Agents Life Insurance Policy Insured 130

Unitas Financial Services

APRIL 21, 2022

In this series on Insurance Vendor Management for Lenders, we discussed how to evaluate an insurance policy, the specialization of the insurance company and the agent, and the 9 Critical Steps for Insurance Vendor Management. In this article, we tackle claims and administration of the policy.

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Claim Insured Insurer Insurance 52

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

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Insurance Broker Cyber Broker Protection 86

Wren Insurance Agency

AUGUST 7, 2024

(Citizens - the State-backed home insurer is one of the only exceptions to this. They will not allow a change to or from their coverage until your current policy's expiration). Make sure your new insurance policy's start date is the same as your current policy's end date.

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Insurance Carrier Policy Insured Insurer 81

Smart Insurance Agents

OCTOBER 13, 2024

But “no waiting period” dental insurance policies let you use certain dental services right away, starting from the first day of your policy. Understanding dental insurance policies without waiting periods can help you make an informed decision when choosing the right plan for your dental needs.

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Out-Of-Pocket Deductible Insured Insurer 97

Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. These can be added to your policy for an additional premium. Exclusions Building insurance policies will have exclusions, which are specific events or circumstances that are not covered by your policy.

Building 52

Building Insured Insurer Insurance 52

Friendly Agent

SEPTEMBER 21, 2020

Deciding which product to sell On your way to becoming the full-fledged insurance agent, among the things you will have to do is to decide which products you will sell. You may find various types of personal insurance and commercial insurance policies. There are Property and Casualty, Life/health insurance, and more.

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Insurance Agent Insurance Agents Agents Broker-Agent 130

Boyle Agency Insurance

MAY 3, 2024

Home Insurance Claim Step II: Contact Us, Your Agent, or Your Insurance Company As soon as it is safe to do so, contact us @ (201) 939-1076 or your insurance company to report the incident. Take note of your policy number and keep it readily available for reference. Call us if you have any questions.

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Home Insurance Insurance Claim Claim Damage 52

Top Insurance Blogs

OCTOBER 19, 2024

Root Insurance is a tech-driven insurance company that focuses on providing auto insurance policies based on drivers’ habits rather than relying solely on traditional factors like credit scores or demographics.

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Auto Insurance Insured Insurer Insurance 40

Shield Insurance Agency

APRIL 19, 2024

Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies.

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Auto Insurance Deductible Out-Of-Pocket Insured 52

Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. Even among typical homeowners policies, premiums likely increased year over year.

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Home Insurance Policyholder Insured Insurer 52

Redbird Agents

JULY 9, 2024

I spoken with thousands of insurance agents, many of whom are venturing out on their own for the first time. They’ve been misled by friends claiming that selling insurance policies as an independent insurance agent is straightforward and profitable. How to sell life insurance from home?

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Insurance Agent Insurance Agents Agents Broker-Agent 130

Shield Insurance Agency

JULY 8, 2024

Getting Covered After Retirement While it may seem challenging to get life insurance coverage after retirement, it’s certainly not impossible. Many insurance companies offer specific policies tailored to the needs of retirees. Understanding the available insurance options is key to making informed decisions.

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Life Insurance Insurance Agency Insured Insurer 52

Redbird Agents

JUNE 14, 2024

FIA commissions are paid from the insurance company. The additional risk associated with life only payout is that if the annuitant passes away at any time, the insurance company keeps the remaining funds. It’s important to note that fixed indexed annuity commissions are not paid from the customer’s account.

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License Life Insurance Agents Premium 130

Paragon Independent Insurance Agencies

JULY 31, 2024

A home insurance deductible is the money you must pay out of pocket when filing a claim before your insurance kicks in. To be more clear, you don’t pay the money to the insurance company. Instead, the company pays for the damages for a covered loss minus your portion, which is the deductible.

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Deductible Home Insurance Out-Of-Pocket Insurance Agency 40

Insurance Agency of Ohio

MAY 18, 2018

Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether they have a liability, and whether that will be covered by insurance.

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Workers Compensation Liability Cyber Insurance Agency 52