Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. Even among typical homeowners policies, premiums likely increased year over year.

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Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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Commercial Insurance Broker General Liability Business Interruption 52

Property Insurance Centre

JANUARY 4, 2024

. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” To offset these challenges, reinsurers are passing costs down to primary insurance companies.

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Property Insurance Commercial Property Liability Insurance 52

Distinguished

OCTOBER 31, 2024

What you should share with the insurance company to help save on cost without compromising coverage. Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Paint a picture – it’s more than just what’s on the application.

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Protection Broker-Agent Inland Marine Broker 52

Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

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Small Business Insurance Business Insurance Insured Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. These can be added to your policy for an additional premium. Exclusions Building insurance policies will have exclusions, which are specific events or circumstances that are not covered by your policy.

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Building Insurance Insured Insurer 52

Hunton Andrews Kurth

FEBRUARY 15, 2024

One key focus is Illinois’ Biometric Information Privacy Act (“BIPA”), but as lawmakers in other states continue to introduce legislation aimed at regulating the use of biometric data, more court decisions may muddy the waters regarding what conduct may be covered under a general liability policy. Krishna Schaumburg Tan, Inc.

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Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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TGS

NOVEMBER 1, 2024

This is especially important because your insurance company will use the police report to help determine fault and process your claim. A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. Document the Scene This step is crucial.

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Injury Home Insurance Claim Damage 52

TGS

OCTOBER 3, 2023

How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Policy Number 3. Name of Insured 4. Policy Period 5. Insured Address 6. Insurance Company The name of the carrier that will be insuring your home can be found at the top of your quote. Deductibles 8.

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Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Cover4LetProperty

APRIL 16, 2024

Institutional investors: These are institutional investors such as pension funds, insurance companies, and private equity firms that invest in the UK property market. This insurance typically goes beyond standard home insurance to address the unique risks and liabilities associated with being a landlord.

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Insurance Insurer Insured Property Insurance 52

TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. Bundling your home and auto insurance with the same provider?

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Insurance Quotes Home Insurance Deductible Out-Of-Pocket 52

Protect Commercial Insurance

DECEMBER 6, 2024

Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations. Enter the digital age, with its rapid pace of change, and commercial insurance once again had to pivot to accommodate new realities.

Commercial Insurance 52

Commercial Insurance Commercial Insured Insurance 52

Jackson & Jackson

AUGUST 16, 2024

What is Homeowners Insurance? Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Wildfires, in particular, have become a significant concern for insurers in California.

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Insured Insurance Insurer Risk 52

Constant Contact

JULY 15, 2024

Email marketing for insurance agencies may discuss the agency’s offerings, welcome new customers, or share deals on insurance policies. For every dollar spent on email marketing, companies average a return on investment of $36. Obtain a license to sell insurance in your state.

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Insurance Insured Insurer Insurance Agency 95

Freeway Insurance

NOVEMBER 24, 2024

However, insurance as we know is actually a somewhat recent innovation. In the Middle Ages, skilled workers would have some financial support through their guild to help pay for any accidents or issuesmuch like the general or professional liability plans of today. So, when was car insurance invented and by who?

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Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

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Insurance Insurer Insured Premium 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company.

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Premium Deductible Out-Of-Pocket Insurance 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

Understanding the Role of Insurance Brokers Insurance brokers operate as intermediaries between clients and insurance companies. Their primary role is to offer professional guidance and services to their clients, ensuring they obtain the most suitable and cost-effective insurance coverage.

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Hunton Andrews Kurth

FEBRUARY 3, 2023

21, 2022), the insured, Dude Products, Inc., sought coverage from its insurer, Harleysville Preferred Insurance Company, against a class action lawsuit that alleged Dude Products intentionally and falsely marketed its wipes as “flushable” even though the product allegedly did not break apart and caused “clogs and other sewage damage.”

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Insurance Insured Insurer Damage 52

Cover4LetProperty

OCTOBER 10, 2022

That is why a buildings insurance and contents policy typically arranged for the owner-occupying homeowner will not cover a property that is being let out either totally or even in part (a room or two in your own home, for instance). What does let property insurance cover offer by way of protection?

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Insurance Insurer Insured Property Insurance 52

Property Insurance Centre

MARCH 19, 2024

One effective way insurers can contribute to consumer education is by including educational materials with insurance policies. “Insurance companies should prioritize consumer education to build trust and ensure policyholders understand their rights and responsibilities.

Property Insurance 52

Property Insurance Policyholder Insurance Insured 52

Friendly Agent

DECEMBER 3, 2020

Becoming an insurance agent checks all boxes. Your earning potential is based on insurance policies. In fact i’ll argue that the best way to get into an insurance agency business is by working part time initially. Generally an agent gets paid 8%-15% of premium for each P&C insurance policy issued.

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Insurance Agents Insurance Agent Agents License 130

Redbird Agents

JUNE 14, 2024

FIA commissions are paid from the insurance company. Yes, this can be a great way to maximize tax liability and growth within annuities. The additional risk associated with life only payout is that if the annuitant passes away at any time, the insurance company keeps the remaining funds. That is not the case.

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License Life Insurance Agents Premium 130

LexisNexis

OCTOBER 10, 2024

If the PEO’s insurance company is paying benefits, there is no need to join the servicing agent or special employer. If a PEO or employee leasing company claims to be self-insured, investigate that claim. Is the gardener covered for workers’ compensation benefits under the homeowner’s liability insurance policy?

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Workers Compensation Compensation Workers Compensation Insurance Injury 75

Cover4LetProperty

AUGUST 23, 2022

What doesn’t buy-to-let insurance cover? Most landlord insurance policies are unlikely to include the employers’ liability insurance cover you are legally obliged to arrange if you employ anyone (but for a few rare exceptions) to help run your buy to let business.

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Insurance Insurer Insured Property Insurance 40

Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. Travel insurance is designed for problems that arise suddenly during a trip.

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Insurance Insurer Insured Workers Compensation 52