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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Companies, 160 Wn. Allstate Vehicle & Prop. C22-1174 TSZ, 2023 WL 9000432 (W.D. 3d 111 (2011).

Theft 130
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How to Read Homeowners Insurance Quotes

TGS

A lot of factors go into calculating your home insurance premium. How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Policy Number 3. Name of Insured 4. Policy Period 5. Insured Address 6. Sometimes this will actually be a subsidiary company of a parent insurance carrier.

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

These events can cause extensive damage to homes and properties, leading insurers to be more cautious in providing coverage. The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners.

Insured 52
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Does Homeowners Insurance Cover Collectibles? 

Distinguished

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

Insured 52