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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft.

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The Best Renters Insurance Companies in the United States in 2025: Low Rates and Excellent Service

Top Insurance Blogs

Finding the best renters insurance policy is a cost-effective approach to safeguard your things against damage or theft. These […] The post The Best Renters Insurance Companies in the United States in 2025: Low Rates and Excellent Service appeared first on My Top Insurance Blogs.

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Renovations and Home Insurance: What You Need to Know

Boyle Agency Insurance

Standard home insurance policies typically have restrictions regarding vacant homes, and this specialized coverage can bridge the gap during renovation periods. Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable.

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What is a Loss History Report?

TGS

fire, water damage, theft), amount paid, and current claim status. Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. Lets make insurance simple.

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Do I Need More Insurance Coverage If I Have an Expensive Car?

Paragon Independent Insurance Agencies

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars. Theft deterrent devices are another route to lower premiums.

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What Your Clients Must Know About Cyber Insurance War Exclusions

ProWriters

China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop. The gray zone poses significant challenges for not only legal frameworks but also insurance policies.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative.