P&L Financial Services

SEPTEMBER 20, 2024

Why You Should Review Your Medicare Coverage Every Year One of the main reasons to review your plan annually is because insurance providers update their offerings. Also, insurance companies often modify costs, benefits, or provider networks, which may impact your decision. This may be a time find a more suitable option.

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Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. Introduction Navigating Medicare can be confusing.

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Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. Staying in network will be important to minimizing your clients’ out-of-pocket costs.

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Smart Insurance Agents

AUGUST 28, 2024

This option is offered by private insurance companies. These plans often feature extensive benefits and low out-of-pocket costs, making them a top choice for beneficiaries looking for the best possible coverage. This makes them an attractive option for many beneficiaries seeking comprehensive healthcare coverage.

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Smart Insurance Agents

SEPTEMBER 1, 2024

Key Takeaways Health insurance typically covers emergency services out-of-state, but routine care may not be included; it’s essential to verify coverage details with your insurer before traveling. Before you travel, verify your health insurance coverage by consulting with your health insurance company or your insurance agent.

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Smart Insurance Agents

AUGUST 31, 2024

However, understanding your insurance coverage for dental anesthesia is essential to ensure you receive the care you need without breaking the bank. We will discuss the different types of dental anesthesia available, their benefits, and how insurance companies typically handle coverage for these procedures.

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Smart Insurance Agents

AUGUST 19, 2024

These plans are offered by private insurance companies and come in standardized options. Exploring the Basics of Medicare Supplement Insurance Medicare Supplement plans , known as Medigap, work alongside your Original Medicare Part A and Part B. These plans are sold by private insurance companies.

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Protect Commercial Insurance

OCTOBER 4, 2024

Understanding Rising Interest Rates Image courtesy: Unsplash Interest rates are like the tide of the economic ocean—when they rise, they can have significant ripple effects across various sectors, including property insurance. Here’s how: insurers rely on investment income to keep premiums competitive.

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Smart Insurance Agents

AUGUST 19, 2024

We will look at what you need to qualify for coverage, possible out-of-pocket costs, and tips for Medicare beneficiaries to keep their expenses in check. While Medicare generally doesn’t cover weight-loss drugs, potential changes are being discussed due to rising obesity rates. Ozempic is made by Novo Nordisk.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Smart Insurance Agents

AUGUST 19, 2024

The Basics of Medicare: What It Covers Medicare Part A is also known as hospital insurance. These plans come from private insurance companies. Dental coverage can differ a lot between insurance companies and might have extra costs or rules. Dental services are usually seen as different from hospital treatments.

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Property Insurance Centre

SEPTEMBER 25, 2024

Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction. – Not considering inflation. – Ignoring exclusions.

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?

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Shield Insurance Agency

APRIL 19, 2024

Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in. Limited Collision Options Limited collision coverage is another option available to Michigan drivers.

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Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021. trillion was spent on health care for calendar year 2022.

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ProWriters

SEPTEMBER 23, 2024

Watch Zane Goldthorp, our director of broker development, talk with broker Angelina Heckman about how we’re transforming EPL Insurance broking, and then read on for more information about this critical business coverage. No company, whatever its size, should take the threat of an employee filing a lawsuit lightly.

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TGS

OCTOBER 3, 2023

At TGS Insurance, your free home insurance quote is instant! >> TGSI TIP: Homeowners insurance quotes should always be free. What Makes Your Homeowners Insurance Quote High? A lot of factors go into calculating your home insurance premium. How to Read Your Homeowners Insurance Quote 1. Deductibles 8.

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Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. For example, insurance for a $2,000 trip may cost $80 to $160. This can otherwise cost up to $50,000.

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Smart Insurance Agents

SEPTEMBER 2, 2024

Eligibility for ACA Marketplace coverage allows green card holders to access premium tax credits and subsidies , significantly lowering premium and out-of-pocket expenses, thus facilitating affordable health insurance. New immigrants need adequate health insurance to navigate the high costs of medical care in the U.S.

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Smart Insurance Agents

AUGUST 19, 2024

Looking for the best dental insurance Texas? Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Regular visits become more affordable with insurance, promoting better oral health.

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Protect Commercial Insurance

JULY 26, 2024

Product Liability Insurance As a tailor, you create and sell products to your customers. Product liability insurance protects you in case a customer claims that your product caused them harm or damage. Insurance premiums can vary significantly between providers, so it’s essential to compare quotes from multiple insurers.

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Freeway Insurance

NOVEMBER 22, 2023

The marketplace offers a variety of health insurance options, and you can compare different plans to find one that fits your needs and budget. Eligible students can apply for financial assistance to reduce the cost of insurance premiums. Eligible students can apply for financial assistance to reduce the cost of insurance premiums.

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Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. Key Takeaways Medical insurance brokers serve as intermediaries, helping clients navigate the insurance market and find suitable health plans tailored to their unique needs.

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Smart Insurance Agents

AUGUST 29, 2024

Lilly Direct is revolutionizing weight management through obesity telehealth. This article explores remote evaluations, customized plans, and constant support that make managing obesity easier. Comprehensive Telehealth Options with Lilly Direct Lilly Direct offers an extensive range of telehealth services tailored to effectively manage obesity.

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Smart Insurance Agents

AUGUST 23, 2024

This voluntary program for Part D sponsors, including private insurance companies and pharmacy benefit managers, will introduce significant changes that could transform how prescription drug costs are managed, potentially affecting seniors’ access to medications and the future of Medicare Part D.

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Redbird Agents

JULY 12, 2024

The “1,2,3,4,5 method” of presenting hospital indemnity insurance will change your life, I promise! Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday.

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Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. Key Takeaways Medical health insurance brokers serve as independent intermediaries, offering a broad range of plans from multiple insurers to provide unbiased, personalized advice for clients.

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Smart Insurance Agents

AUGUST 29, 2024

Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism. Through HealthCare.gov, business owners can explore various health insurance choices tailored to their specific needs.

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Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

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Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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Healthinsurance.org

MAY 20, 2024

The alleged plan: to deliberately misrepresent the ACA’s advance premium tax credits – APTC – which are paid directly to an insurance company, not to the consumer. The alleged plan: to deliberately misrepresent the ACA’s advance premium tax credits – APTC – which are paid directly to an insurance company, not to the consumer.

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