Smart Insurance Agents

SEPTEMBER 17, 2024

Insurance companies categorize OB-GYN services differently from primary care, leading to higher reimbursement rates, co-pays, and potential out-of-pocket costs for patients visiting specialists. Patients should verify whether their OB-GYN is in-network to avoid higher out-of-pocket expenses.

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Smart Insurance Agents

SEPTEMBER 2, 2024

Key Takeaways Green card holders have diverse health insurance options, including ACA Marketplace plans , employer-sponsored programs, and short-term coverage, crucial for avoiding high medical costs and complying with the Affordable Care Act. Do green card holders face a waiting period for Medicaid and CHIP?

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Smart Insurance Agents

AUGUST 28, 2024

This option is offered by private insurance companies. Major Providers of Medicare Advantage Plans in Illinois Illinois residents have access to a variety of Medicare Advantage plans offered by major private insurance companies. Here are the leading companies in the Illinois Medicare Advantage market.

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Smart Insurance Agents

AUGUST 31, 2024

Coverage can vary significantly, with some plans providing support for necessary medical expenses like doctor visits and hospital stays associated with the removal. Both medical and dental insurance are often discussed in relation to coverage for wisdom teeth extraction, making it crucial to understand the specifics of your policy.

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Smart Insurance Agents

SEPTEMBER 1, 2024

Generally, health insurance plans will cover emergency medical services regardless of your location, but the specifics can vary significantly depending on your individual policy. Before you travel, verify your health insurance coverage by consulting with your health insurance company or your insurance agent.

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Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. These plans cover gaps in Original Medicare.

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Smart Insurance Agents

SEPTEMBER 28, 2024

Understanding the Role of a Medical Insurance Broker Health insurance brokers act as intermediaries between consumers and insurance companies, providing guidance and policy options to help clients find suitable health insurance plans.

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