Smart Insurance Agents

OCTOBER 15, 2024

Top Blue Cross Blue Shield Texas Individual Plans for 2025 Looking for Blue Cross Blue Shield Texas individual plans from a reputable insurance company? Understanding Blue Cross Blue Shield Texas Individual Health Insurance Plans Selecting the appropriate health insurance plan is vital for meeting individual and family health needs.

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Freeway Insurance

JANUARY 4, 2024

You’re shopping for health insurance with the goal of getting the best coverage you can afford. However, low deductibles offer many benefits – and challenges – which you should carefully consider before you apply for health insurance. Your life doesn’t include too many risky behaviors and you consider yourself relatively healthy.

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Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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Smart Insurance Agents

AUGUST 28, 2024

Beneficiaries should consider monthly premiums, provider networks, and prescription drug formularies when selecting a Medicare Advantage plan, with resources like Medicare.gov available for assistance. This option is offered by private insurance companies.

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Paragon Independent Insurance Agencies

JULY 31, 2024

Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. We are here to help you fully understand what a home insurance deductible is and which is best for you. What is a Home Insurance Deductible? To be more clear, you don’t pay the money to the insurance company.

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P&L Financial Services

SEPTEMBER 20, 2024

Why You Should Review Your Medicare Coverage Every Year One of the main reasons to review your plan annually is because insurance providers update their offerings. Also, insurance companies often modify costs, benefits, or provider networks, which may impact your decision. This may be a time find a more suitable option.

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Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. Introduction Navigating Medicare can be confusing.

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Protect Commercial Insurance

OCTOBER 4, 2024

Understanding Rising Interest Rates Image courtesy: Unsplash Interest rates are like the tide of the economic ocean—when they rise, they can have significant ripple effects across various sectors, including property insurance. Here’s how: insurers rely on investment income to keep premiums competitive.

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Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. This means you will pay more out of pocket in case of a claim, but your monthly or annual insurance costs will be lower. Strategy: Discuss bundling options with your insurance provider.

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?

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Smart Insurance Agents

SEPTEMBER 1, 2024

Key Takeaways Health insurance typically covers emergency services out-of-state, but routine care may not be included; it’s essential to verify coverage details with your insurer before traveling. Before you travel, verify your health insurance coverage by consulting with your health insurance company or your insurance agent.

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Smart Insurance Agents

AUGUST 19, 2024

These plans are offered by private insurance companies and come in standardized options. Exploring the Basics of Medicare Supplement Insurance Medicare Supplement plans , known as Medigap, work alongside your Original Medicare Part A and Part B. These plans are sold by private insurance companies.

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TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance.

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Property Insurance Centre

SEPTEMBER 25, 2024

Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction. – Not considering inflation. – Ignoring exclusions.

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TGS

OCTOBER 3, 2023

At TGS Insurance, your free home insurance quote is instant! >> TGSI TIP: Homeowners insurance quotes should always be free. What Makes Your Homeowners Insurance Quote High? A lot of factors go into calculating your home insurance premium. How to Read Your Homeowners Insurance Quote 1.

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Smart Insurance Agents

AUGUST 19, 2024

The Basics of Medicare: What It Covers Medicare Part A is also known as hospital insurance. These plans come from private insurance companies. Dental coverage can differ a lot between insurance companies and might have extra costs or rules. Dental services are usually seen as different from hospital treatments.

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Triple-I: Homeowners Insurance

DECEMBER 3, 2024

As we’re trying to raise awareness of this problem with consumers, ‘social inflation’ doesn’t work,” said discussion moderator and Triple-I’s Chief Insurance Officer Dale Porfilio. Secrecy surrounding TPLF prevents insurers and regulators from identifying, let alone mitigating, the risks of increased costs and time to resolve claims disputes.

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Shield Insurance Agency

APRIL 19, 2024

Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in. Limited Collision Options Limited collision coverage is another option available to Michigan drivers.

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Smart Insurance Agents

AUGUST 31, 2024

However, understanding your insurance coverage for dental anesthesia is essential to ensure you receive the care you need without breaking the bank. We will discuss the different types of dental anesthesia available, their benefits, and how insurance companies typically handle coverage for these procedures.

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Smart Insurance Agents

AUGUST 23, 2024

This voluntary program for Part D sponsors, including private insurance companies and pharmacy benefit managers, will introduce significant changes that could transform how prescription drug costs are managed, potentially affecting seniors’ access to medications and the future of Medicare Part D.

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Smart Insurance Agents

SEPTEMBER 2, 2024

Eligibility for ACA Marketplace coverage allows green card holders to access premium tax credits and subsidies , significantly lowering premium and out-of-pocket expenses, thus facilitating affordable health insurance.

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Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. Having the right insurance policy is vital for the continuity and smooth operation of any business. The good news?

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Freeway Insurance

NOVEMBER 22, 2023

The marketplace offers a variety of health insurance options, and you can compare different plans to find one that fits your needs and budget. Eligible students can apply for financial assistance to reduce the cost of insurance premiums. You may have to pay more out of your own pocket.

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Healthinsurance.org

MAY 20, 2024

The alleged plan: to deliberately misrepresent the ACA’s advance premium tax credits – APTC – which are paid directly to an insurance company, not to the consumer. The alleged plan: to deliberately misrepresent the ACA’s advance premium tax credits – APTC – which are paid directly to an insurance company, not to the consumer.

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Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. Key Takeaways Medical health insurance brokers serve as independent intermediaries, offering a broad range of plans from multiple insurers to provide unbiased, personalized advice for clients.

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Smart Insurance Agents

AUGUST 29, 2024

Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism. Through HealthCare.gov, business owners can explore various health insurance choices tailored to their specific needs.

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Protect Commercial Insurance

JULY 26, 2024

Product Liability Insurance As a tailor, you create and sell products to your customers. Product liability insurance protects you in case a customer claims that your product caused them harm or damage. Insurance premiums can vary significantly between providers, so it’s essential to compare quotes from multiple insurers.

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Smart Insurance Agents

AUGUST 19, 2024

Looking for the best dental insurance Texas? Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Regular visits become more affordable with insurance, promoting better oral health.

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Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. Key Takeaways Medical insurance brokers serve as intermediaries, helping clients navigate the insurance market and find suitable health plans tailored to their unique needs.

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