The Property Insurance Law Observer

JANUARY 23, 2025

Clear Blue Specialty Insurance Company , No. District Court for the Middle District of Florida granted the insurers motion in limine and excluded evidence and testimony regarding replacement cost value of damages, matching, and to limit damages to direct physical loss. In the recent decision Marquez v. LEXIS 219390 (M.D.

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Damage Insured Insurance Insurer 130

The Property Insurance Law Observer

MARCH 12, 2024

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft.

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Theft Insurance Policy Policy Personal Property 130

TGS

OCTOBER 3, 2023

The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take?

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Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Wren Insurance Agency

MAY 22, 2024

In Florida, a townhome is either insured as a single-family home (through an HO3 policy), or as a condominium (an HO6). The type of property insurance you need is dependent on how your community is insured as a whole. It's definitely worth the potential of significant savings to double-check your current policy.

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Policy Insured Insurance Insurer 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Insured Insurance Insurer Policy 52

Jackson & Jackson

AUGUST 16, 2024

These events can cause extensive damage to homes and properties, leading insurers to be more cautious in providing coverage. The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners.

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Insured Insurance Insurer Risk 52

American Agents Alliance

SEPTEMBER 30, 2024

A good first step in disaster planning is reviewing your insured’s coverage with them, pointing out any gaps, and suggesting ways to remedy them whether through endorsement, a separate policy, or another type of loss transfer mechanism. Discuss how to inventory personal property with receipts, photos, and videos.

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