American Agents Alliance

JANUARY 30, 2025

The California Department of Insurance worked closely with local, state, and federal leaders to ensure that the programs costs are not deducted from insurance benefits. Many people have already received these upfront payments for personal contents and additional living expenses, with some companies paying more than the law requires.

Protection 52

Protection Out-Of-Pocket Policyholder Deductible 52

Redbird Agents

APRIL 10, 2025

Many insurance professionals say yes and point to illustrations, participation rates, and consumer education as areas that are lacking. IUL critics have some valid points, Begg concedes, noting that an IUL policy is a fairly new product to many policyholders. Unfortunately, consumers usually do not understand an IUL policy, he added.

Life Insurance 130

Life Insurance Premium Insured Insurance 130

Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed?

Property Insurance 245

Property Insurance Damage Insurance Policy Insurance Companies 245

Triple-I: Homeowners Insurance

JANUARY 20, 2025

Role of telematics Usage-based insurance, for instance, allows insurers to tailor auto rates based on the policyholders driving behavior, tracked by telematics. Thats how it feels from our perspective we see claims as losses but lets turn that into, how can [insurers] better engender peace of mind and protection for consumers?

Insured 59

Insured Insurance Insurer Insurance Carrier 59

Property Insurance Coverage Law

NOVEMBER 15, 2024

Progressive Insurance Company, one of America’s largest auto insurers, is alleged to have created a scheme that would make ambulance chasers blush – directly feeding accident victim information to a law firm for solicitation. You really cannot make this stuff up.

Auto Insurance 203

Auto Insurance Property Insurance Insured Insurance 203

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

American Agents Alliance

SEPTEMBER 30, 2024

Learn more about how to help policyholders prepare for the unexpected with helpful tips. How to Help Policyholders With Proactive Disaster Planning An important start to disaster planning is considering whether or not a potential loss would be covered by insurance. Provide expert educational services for policyholders.

Policyholder 40

Policyholder Broker-Agent Personal Property Agents 40

Smart Insurance Agents

DECEMBER 9, 2024

Reputation and Customer Reviews: Research the reputation of the insurance companies offering short term health insurance plans. Look for customer reviews and ratings to gauge customer satisfaction and the overall reliability of the insurance provider. Agile Health Insurance 5. Companion Life Insurance Company 7.

Out-Of-Pocket 98

Out-Of-Pocket Insured Insurance Insurer 98

Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. billion each.

Home Insurance 52

Home Insurance Policyholder Insured Insurance 52

ProWriters

FEBRUARY 23, 2025

As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. But these policies may not always offer the levels of protection purchasers think they do. Cyber Insurance war exclusions can leave businesses vulnerable to financial loss.

Cyber 53

Cyber Insured Insurance Insurer 53

Frankenmuth Insurance

JUNE 20, 2024

These high ratings represent Best’s assessment of Frankenmuth Insurance Company and its property and casualty insurance subsidiaries: Ansur America Insurance Company, ASure Worldwide Insurance Company, Fortuity Insurance Company, and Patriot Insurance Company.

Casualty Insurance 52

Casualty Insurance Insurance Companies Policyholder Life Insurance 52

Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process.

Property Insurance 52

Property Insurance Policyholder Insured Insurance 52

The Property Insurance Law Observer

MARCH 4, 2024

The defendant, Stillwater Insurance Company (“Stillwater”) determined there was coverage under the Limited Water Back Up and Sump Discharge or Overflow Coverage endorsement and issued payment of the full $5,000 sublimit of that endorsement, together with a letter to the insureds explaining its coverage analysis.

Damage 130

Damage Policy Claim Property Damage 130

The Property Insurance Law Observer

MARCH 12, 2024

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Allstate Vehicle & Prop. C22-1174 TSZ, 2023 WL 9000432 (W.D.

Theft 130

Theft Insurance Policy Policy Personal Property 130

InsuredMine

JULY 19, 2024

In this context, understanding why customers might leave and taking preemptive steps to prevent churn has become a strategic imperative for insurance companies. This innovative approach combines big data, machine learning, and advanced statistical techniques to forecast which policyholders are likely to discontinue their coverage.

Risk 59

Risk Policyholder Insured Insurance 59

Redbird Agents

JUNE 14, 2024

Purchasing “Options” protect funds from loss in market is how customers have downside protection with upside potential. Annual r atchet & reset for steady, safe, growth (upside potential with downside protection). FIA commissions are paid from the insurance company. More about this below. That is not the case.

License 130

License Life Insurance Agents Premium 130

LexisNexis

SEPTEMBER 17, 2024

With autonomous vehicles or AVs slowly gaining market share and the technology rapidly advancing, this is becoming an increasingly urgent question for insurance companies. Indeed, AV technology could upend the very foundations of the car insurance industry. First, some basics.

Auto Insurance 97

Auto Insurance Insured Insurance Insurer 97

Scott Insurance

JANUARY 31, 2024

has seen an increase in their homeowners insurance premium. According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. However, homeowners insurance generally operates on a lagged timeline regarding inflation.

Premium 52

Premium Insured Insurance Insurer 52

Smart Insurance Agents

SEPTEMBER 7, 2024

They can get health coverage under the plan of the policyholder. Dependents get the same or similar health benefits as the main policyholder. Insurance companies have clear rules for who qualifies as an eligible dependent. This usually includes their age, relationship to the policyholder, and where they live.

Policyholder 52

Policyholder Insured Insurance Insurer 52

Protect Commercial Insurance

OCTOBER 4, 2024

As interest rates creep up, they can have a surprising ripple effect on property insurance costs. Understanding this connection can help you make informed decisions about your investments and protect your financial well-being. Therefore, higher interest rates can sometimes lead to more expensive insurance.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insured 52

Property Insurance Centre

JANUARY 4, 2024

In this article, we will explore the key trends that are influencing property insurance rates, coverage limitations, and market outlooks. By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets. Hurricane Harvey 2017 92.0

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Property Insurance Centre

SEPTEMBER 25, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Here you can quickly discover all about building insurance and top building insurance pitfalls. Whether you are a homeowner or a landlord, ensuring adequate protection for your property is crucial.

Building 52

Building Insured Insurance Insurer 52

Protect Commercial Insurance

DECEMBER 6, 2024

Merchants banded together, creating mutual aid agreements to protect against the perilous nature of sea voyages. The 17th century witnessed the birth of one of the first formal insurance markets in London, famously commemorated by Lloyd’s Coffee Housean iconic meeting spot for merchants and insurers discussing maritime risks.

Commercial Insurance 52

Commercial Insurance Commercial Insured Insurance 52

Hunton Andrews Kurth

MARCH 11, 2021

The CPSC also recently released a report during National Consumer Protection week that quantifies hospital emergency room-treated injuries from consumer products during the COVID-19 pandemic from March through September 2020.

Business Interruption 52

Business Interruption Injury Policy Protection 52

Redbird Agents

JULY 9, 2024

What Does an Insurance Broker Do? An insurance broker acts as an intermediary between clients and insurance companies, helping clients find the best insurance coverage based on their needs. Unlike agents, brokers do not represent a single insurance company but work with several to provide options to their clients.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Distinguished

NOVEMBER 7, 2024

The Obligee : Usually the project owner or developer requiring the bond as a form of financial protection against the principal’s non-performance. The Surety : A third party, often an insurance company, that provides the surety bond, guaranteeing the principal’s performance to the obligee.

Claim 52

Claim Compensation Risk Broker-Agent 52

Cover4LetProperty

OCTOBER 10, 2022

To safeguard the deposit – in the interests of both you and the tenant – the Tenancy Deposit Protection scheme requires that any deposit is held for safekeeping by an officially approved third party, who releases the money, in the amount agreed by you and your tenant, at the end of the tenancy.

Insured 52

Insured Insurance Insurer Property Insurance 52

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do?

Broker-Agent 52

Broker-Agent Broker Out-Of-Pocket Premium 52

Majesco

APRIL 11, 2024

There is an increasing protection gap for our customers. Some customers can’t afford their insurance and they are decreasing the amount of insurance they have or not purchasing it all together. We are starting to see it on homeowners insurance. This the year companies need to establish and maintain profitability.

Commercial Property 40

Commercial Property Risk Claim Deductible 40

Risk Management Monitor

SEPTEMBER 30, 2022

Gather insurance policies and related insurance records. If your policy was destroyed or is lost, contact your insurance company or agent/broker to request a copy. Contact other business partners who may have copies of your insurance policies and records, such as attorneys and accountants.

Damage 75

Damage Claim Broker-Agent Risk 75