Property Insurance Coverage Law

FEBRUARY 20, 2025

A new bill filed in the Florida Senate by Don Gaetz is making waves by proposing that insurance companies disclose the financial relationships of their executives and related entities.

Compensation 183

Compensation Property Insurance Insurance Insurer 183

Insurance Journal

MARCH 10, 2025

AM Best has assigned Financial Strength Rating of A- (Excellent) and Long-Term Issuer Credit Ratings of “a-” (Excellent) to Previsor Insurance Company (Centennial, Colo., MEM Protect Insurance Company, MEM Shield Insurance Company and MEM Secure Insurance Company.

Insurance Companies 223

Insurance Companies Protection Insurance Insured 223

Insurance Journal

MARCH 9, 2025

Worker misclassification in Maryland is widespread, leaving thousands of workers without injury protection and depriving insurance companies of more than $58 million in workers’ compensation premiums each year, according to a report from a state task force. Maryland’s Joint Enforcement …

Workers Comp 255

Workers Comp Premium Injury Compensation 255

Property Insurance Coverage Law

AUGUST 19, 2024

A local investigative news article written by Kate Cimini of the … The post Let’s Get Tough on Drunk Driving but Not Have Any Penalties For the Drunk Driver: Making It Difficult For Policyholders To Collect On Debts Owed By Delaying and Underpaying Insurance Companies appeared first on Property Insurance Coverage Law Blog.

Policyholder 189

Policyholder Insurance Companies Property Insurance Insurance Industry 189

Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed?

Property Insurance 245

Property Insurance Damage Insurance Policy Insurance Companies 245

Insurance Journal

FEBRUARY 24, 2025

Worker misclassification in Maryland is widespread, leaving thousands of workers without injury protection and depriving insurance companies of more than $58 million in workers’ compensation premiums each year, according to a new report from a state task force. Maryland’s Joint …

Premium 221

Premium Injury Compensation Insurance Companies 221

American Agents Alliance

JANUARY 30, 2025

Last week, he issued a Bulletin to all California insurance companies requiring that insurance companies issue advance payments to policyholders who suffered a total loss in the Southern California wildfire emergency. Commissioner Lara has taken a series of actions to speed the recovery process for consumers.

Protection 52

Protection Out-Of-Pocket Policyholder Deductible 52

Property Insurance Coverage Law

OCTOBER 25, 2024

In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)

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Policyholder License Insurance Industry Property Insurance 203

Insurance Journal

NOVEMBER 12, 2024

DETROIT (AP) — A jury awarded more than $12 million Friday to a woman who lost her job at a Michigan insurance company after declining to get a COVID-19 vaccination. Much of the award — $10 million — is for …

Insurance Companies 290

Insurance Companies Insurance Insured Insurer 290

Property Insurance Coverage Law

OCTOBER 2, 2024

Recent investigative reporting by CBS’s 60 Minutes, noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, has exposed alleged widespread underpayments of claims and unethical claims practices in Florida’s property insurance industry.

Claim 279

Claim Property Insurance Damage Insurance Industry 279

ProWriters

OCTOBER 2, 2024

Ransomware Cyber Attack Showing Personal Files Encrypted Screen Every organization has unique risks and exposures, and there is no single solution for Cyber Insurance. Wholesale Cyber Insurance brokers, like ProWriters, help retail insurance brokers like you find the right coverage for your clients in a complex insurance market.

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Insurance Broker Cyber Broker Protection 86

Property Insurance Coverage Law

OCTOBER 1, 2024

Heritage Insurance (HRTG) lost 20% of its publicly traded value yesterday following the recent CBS 60 Minutes investigation into alleged insurance fraud in Florida, which has sent shockwaves through the insurance industry.

Property Insurance 203

Property Insurance Damage Insurance Industry Insurance Companies 203

Property Insurance Coverage Law

NOVEMBER 15, 2024

Progressive Insurance Company, one of America’s largest auto insurers, is alleged to have created a scheme that would make ambulance chasers blush – directly feeding accident victim information to a law firm for solicitation. You really cannot make this stuff up.

Auto Insurance 203

Auto Insurance Property Insurance Insurance Insured 203

Boyle Agency Insurance

APRIL 4, 2025

Without proper insurance, you could be held liable for expenses, leading to financial strain and legal complications. Understanding Liability Coverage Contractors should have liability coverage, protecting against property damage or bodily injury occurring during the project. Verify the COI’s validity before starting the project.

Property Damage 60

Property Damage Injury Damage Liability 60

Distinguished

OCTOBER 31, 2024

What you should share with the insurance company to help save on cost without compromising coverage. How to Mitigate Risks Proactively Protect people first, property second. Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged.

Protection 52

Protection Broker-Agent Inland Marine Broker 52

Shield Insurance Agency

AUGUST 20, 2024

One major consequence of filing small insurance claims is the potential for increased insurance premiums. When you file a claim, it signals to the insurance company that you are more likely to cost them money in the future. As a result, the insurance company may raise your premiums to offset the potential risk.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Tosten Marketing

FEBRUARY 27, 2025

Commercial property insurance water damage coverage is a complex topic with many nuances. This blog post will explore what types of water damage are typically covered, common exclusions, and additional coverage options to consider for comprehensive protection. What Water Damage Does Commercial Property Insurance Cover?

Commercial Property 52

Commercial Property Property Insurance Damage Commercial 52

Triple-I: Homeowners Insurance

JANUARY 20, 2025

Thats how it feels from our perspective we see claims as losses but lets turn that into, how can [insurers] better engender peace of mind and protection for consumers? I remember when insurance companies advertised dependability and stability, Temple explained. Thats [the insurance companys] job.

Insurance 59

Insurance Insured Insurer Insurance Carrier 59

RiskQuoter

MARCH 15, 2025

Does Progressive sell life insurance? Our 2025 review breaks down their term life options, rates, and how they compare to better-priced alternatives like Protective Life and Banner Life. The post Progressive Life Insurance – Does Flo Really Sell Life Insurance? Yesbut only in 15 states.

Life Insurance 52

Life Insurance Insurance Insurer Insured 52

TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

Auto Insurance 52

Auto Insurance Protection Insurance Insured 52

Majesco

FEBRUARY 27, 2025

And I think in some cases, those two worlds don’t necessarily overlap, but I think that the greatest thing to come out of this, beyond individual company adoption of technology, is the fact that technology as a line item is in basically every single insurance company on earth now, in a way that it probably wasn’t 10 years ago.

Insurance Industry 74

Insurance Industry Insurance Insured Insurer 74

Zywave

FEBRUARY 25, 2025

Artificial Intelligence has the potential to benefit both insurance professionals and consumers, says Doug Marquis, chief technology officer at Zywave. Insurance is often regarded as a necessary evil by consumers a boring grudge purchase to protect themselves against an unfortunate event that may never happen.

Insurance 52

Insurance Insured Insurer Broker 52

TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

Auto Insurance 52

Auto Insurance Protection Insurance Insured 52

LexisNexis

SEPTEMBER 23, 2024

The following is an excerpt from the first video, ERISA at 50: Pre-ERISA and the Need for Pension Protections. What really kicked off the movement to reform pensions in America was the closure of the last Studebaker Motor Company manufacturing plant in 1963.

Protection 52

Protection Compensation Liability Insurance Companies 52

Boyle Agency Insurance

FEBRUARY 3, 2025

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. However, amidst the anticipation and creativity that renovations bring, it’s crucial not to overlook the impact they can have on your home insurance.

Home Insurance 45

Home Insurance Theft License Insurance 45

TGS

FEBRUARY 28, 2025

Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. If a home has a history of frequent claims, insurers may see it as high-risk, which can lead to higher premiumsor even difficulty securing coverage.

Claim 52

Claim Home Insurance Damage Insurance Agency 52

Smart Insurance Agents

DECEMBER 9, 2024

Reputation and Customer Reviews: Research the reputation of the insurance companies offering short term health insurance plans. Look for customer reviews and ratings to gauge customer satisfaction and the overall reliability of the insurance provider. Agile Health Insurance 5. Companion Life Insurance Company 7.

Out-Of-Pocket 98

Out-Of-Pocket Insurance Insurer Insured 98

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

Protecting a high-end vehicle in Plano, TX, can help secure your overall investments. Paragon Independent Insurance Agency can help determine if you need additional coverage for your expensive vehicle. You can customize a regular auto insurance policy with specific coverage for your high-end vehicle.

Auto Insurance 40

Auto Insurance Insurance Agency Premium Insurance Policy 40

McMahon Insurance Agency

DECEMBER 7, 2024

Discover 9 homeowner maintenance tips to protect your property. Learn how care for your roof, HVAC, plumbing, and safety systems can help.

Damage 90

Damage Protection Insurance Companies Policy 90

Insurance Journal

DECEMBER 18, 2024

The rivers and canals that meander through Hemudu in southeastern China are a vital source of life and community they provide income for fishermen, an after-school hangout spot for kids, and define the town’s landscape. But when it rains, …

Insurance Companies 246

Insurance Companies Protection Risk Insurer 246

Boyle Agency Insurance

DECEMBER 3, 2024

Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance. Driving Record Your driving record is one of the most significant factors affecting your auto insurance rates. Insurance companies consider your history of accidents, tickets, and traffic violations.

Premium 73

Premium Auto Insurance Out-Of-Pocket Deductible 73

Final Expense Brokerage

NOVEMBER 30, 2024

Explain how the policy is designed to protect their family from substantial funeral expenses. Provide an example: “One client I worked with, Mrs. Final expense insurance provides a designated amount that can give your family stability in handling costs, even if savings are affected by unexpected events. ” Break down the benefits.

Agents 130

Agents Life Insurance Policy Insurance 130

Frankenmuth Insurance

JUNE 20, 2024

These high ratings represent Best’s assessment of Frankenmuth Insurance Company and its property and casualty insurance subsidiaries: Ansur America Insurance Company, ASure Worldwide Insurance Company, Fortuity Insurance Company, and Patriot Insurance Company.

Casualty Insurance 52

Casualty Insurance Insurance Companies Policyholder Life Insurance 52

ProWriters

FEBRUARY 23, 2025

As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. But these policies may not always offer the levels of protection purchasers think they do. Cyber Insurance war exclusions can leave businesses vulnerable to financial loss.

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Cyber Insurance Insured Insurer 53

Redbird Agents

APRIL 15, 2024

CMS regulates Medicare plans, the insurance companies, agents, and agencies who sell them. An FMO will help you get appointed to sell with multiple insurance companies. Will I be paid directly from the insurance company or will my commissions be assigned to the FMO? Do you provide E&O insurance?

Insurance Agent 130

Insurance Agent Insurance Agents Agents License 130

ProWriters

SEPTEMBER 23, 2024

Watch Zane Goldthorp, our director of broker development, talk with broker Angelina Heckman about how we’re transforming EPL Insurance broking, and then read on for more information about this critical business coverage. Why Do Businesses Need EPL Insurance Coverage? What Else Does EPL Insurance Coverage Include?

Out-Of-Pocket 92

Out-Of-Pocket Liability Insurance Carrier Policy 92

AMAXX

JANUARY 14, 2025

Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision. Predictability in Costs Workers compensation insurance can transfer a portion of the financial risk associated with workplace injuries to the insurance company.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98