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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft.

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Renovations and Home Insurance: What You Need to Know

Boyle Agency Insurance

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. However, amidst the anticipation and creativity that renovations bring, it’s crucial not to overlook the impact they can have on your home insurance.

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What is a Loss History Report?

TGS

fire, water damage, theft), amount paid, and current claim status. Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. appeared first on TGS Insurance Agency.

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Do I Need More Insurance Coverage If I Have an Expensive Car?

Paragon Independent Insurance Agencies

Protecting a high-end vehicle in Plano, TX, can help secure your overall investments. Paragon Independent Insurance Agency can help determine if you need additional coverage for your expensive vehicle. You can customize a regular auto insurance policy with specific coverage for your high-end vehicle.

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What Your Clients Must Know About Cyber Insurance War Exclusions

ProWriters

As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. But these policies may not always offer the levels of protection purchasers think they do. Cyber Insurance war exclusions can leave businesses vulnerable to financial loss.

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The Key Factors That Influence Your Auto Premiums

Boyle Agency Insurance

Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance. Driving Record Your driving record is one of the most significant factors affecting your auto insurance rates. Insurance companies consider your history of accidents, tickets, and traffic violations.

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10 Tips to Improve Construction Site Security

Insurance Agency of Ohio

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time to report and replace stolen equipment – are paid by contractors.

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