Property Insurance Coverage Law

MARCH 5, 2025

A new investigation into Floridas property insurance industry is set to begin, raising significant questions about insurer profitability, financial transparency, and the true reasons behind skyrocketing premiums for policyholders.

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Property Insurance Policyholder Premium Insurance Industry 185

Property Insurance Coverage Law

OCTOBER 25, 2024

In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)

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Policyholder License Insurance Industry Property Insurance 203

Prof. Allan Manning

FEBRUARY 24, 2023

During that time we have assisted thousands of claimants with their claims, and introduced world leading online services that take the lessons learned from claims, and use them to assist brokers and underwriters be better at their job, and to move the emphasis from price to protection.

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Insurance Industry Business Interruption Claim Insurer 130

Property Insurance Coverage Law

OCTOBER 2, 2024

Recent investigative reporting by CBS’s 60 Minutes, noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, has exposed alleged widespread underpayments of claims and unethical claims practices in Florida’s property insurance industry.

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Claim Property Insurance Damage Insurance Industry 279

Property Insurance Coverage Law

FEBRUARY 23, 2025

His work has unveiled a deeply concerning pattern within Florida’s insurance industry, noted in the story: Secret Study Found Florida Insurers Sent Billions to Affiliates While Crying Poor. Investigative reporter Lawrence Mower deserves some type of award and thanks.

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Property Insurance Insurer Insurance Insured 100

Insurance Journal

JANUARY 30, 2025

A federal appeals court and the Federal Communications Commission, in one of its first actions under the new presidential administration, have handed down major decisions that many in the insurance industry may see as a double-edged sword. On the one …

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Insurance Industry Insurer Insurance Insured 230

Insurance Journal

MARCH 18, 2025

EPIC Insurance Brokers & Consultants named Matt Allen principal of its private client team. Allen has more than 18 years of experience in the insurance industry. He specializes in providing sports professionals with risk management, disability insurance and asset protection …

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Insurance Broker Broker Insurance Industry Protection 143

Property Insurance Coverage Law

NOVEMBER 26, 2024

Welcome to another chapter in the ever-entertaining saga of Florida insurance regulation—where the unexpected is expected, and reality sometimes reads like satire. Florida’s insurance regulators are serving subpoenas on a critic who dared to spotlight glaring issues in the insurance industry. The latest?

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Property Insurance Insurance Industry Insurer Insurance 214

Property Insurance Coverage Law

OCTOBER 29, 2024

One thing everybody notices in Tallahassee is that there is an army of paid lobbyists and professional proponents of the insurance industry who show up at hearings. The Florida Department of Financial Services (DFS) held a regulatory workshop meeting seeking comments on the recent emergency adjustment rule.

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Property Insurance Insurance Industry Insurer Insurance 203

Property Insurance Coverage Law

OCTOBER 1, 2024

Heritage Insurance (HRTG) lost 20% of its publicly traded value yesterday following the recent CBS 60 Minutes investigation into alleged insurance fraud in Florida, which has sent shockwaves through the insurance industry.

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Property Insurance Damage Insurance Industry Insurance Companies 203

Top Insurance Blogs

MARCH 12, 2024

What could be the key challenges facing the insurance sector? The insurance industry has long been considered a cornerstone of financial stability, providing individuals and businesses with protection against unforeseen risks. Are there ways AI and technology can help us tackle these problems?

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Insurance Industry Insurer Insurance Insured 52

Property Insurance Coverage Law

AUGUST 6, 2024

Florida’s property insurance market is facing unprecedented challenges, leaving policyholders with inadequate coverage at significantly higher rates. The term “shrinkflation,” commonly associated with consumer goods, is now being used to describe a troubling trend in the insurance industry.

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Property Insurance Policyholder Insurance Industry Insurer 188

Property Insurance Coverage Law

OCTOBER 18, 2024

Amy Bach‘s recent LinkedIn post yesterday highlighting concerns about excessive compensation in the insurance industry has struck a chord with many policyholders and consumer advocates. Bach raised these issues in a panel discussion at the American Academy of Actuaries.

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Policyholder Compensation Insurer Insurance 189

Property Insurance Coverage Law

AUGUST 19, 2024

Can you imagine a business industry trade group going to politicians asking for laws that prevent others from collecting valid debts from them? That is exactly what the insurance industry has accomplished in Florida with recent changes in law. Most would be laughed out of town.

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Policyholder Insurance Companies Property Insurance Insurance Industry 189

Triple-I: Business Insurance

OCTOBER 1, 2024

Another way the insurance industry would be affected is from losses from coverage protecting against adverse business costs of events, such as strikes. These coverages include, but are not limited to, business interruption, political risk, credit, supply-chain insurance, and some marine and cargo.

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Insurance Industry Business Interruption Commercial Property Commercial 52

American Agents Alliance

JANUARY 11, 2025

When consumers do not carry sufficient insurance coverage, everyone is at risk. Agents are critical in educating policyholders to help close the coverage gap and ensure those at high risk have sufficient insurance protection. See how weve been empowering independent P&C agents and brokers to thrive since 1962.

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Insurance Industry Risk Broker-Agent Policyholder 52

Tosten Marketing

FEBRUARY 27, 2025

Commercial property insurance water damage coverage is a complex topic with many nuances. This blog post will explore what types of water damage are typically covered, common exclusions, and additional coverage options to consider for comprehensive protection. What Water Damage Does Commercial Property Insurance Cover?

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Commercial Property Property Insurance Damage Commercial 52

Zywave

FEBRUARY 25, 2025

Artificial Intelligence has the potential to benefit both insurance professionals and consumers, says Doug Marquis, chief technology officer at Zywave. Insurance is often regarded as a necessary evil by consumers a boring grudge purchase to protect themselves against an unfortunate event that may never happen.

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Insurer Insurance Insured Broker 52

Brokers’ Service Marketing Group

FEBRUARY 24, 2022

Effective March 4 th , 2022 John Hancock Protection IUL (2021) contract will be replaced with Protection IUL (2022). Based on our initial testing, the pricing is increasing with most designs and ages.

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Protection Life Insurance Insurance Industry Insurer 52

Neilson Marketing Services

JUNE 24, 2024

Our team of experts can offer you the tips, insights, and guidance you need to take your insurance email marketing to the next level. The post Email Marketing Metrics That Matter: Tracking Success in the Insurance Industry appeared first on Neilson Marketing Services.

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Insurance Industry Insurer Insurance Insured 52

Bankers Insurance

NOVEMBER 15, 2023

How to Protect your Business Against Frozen Pipes and Sprinkler Systems In the winter season, businesses encounter unique property challenges, notably the potential for frozen pipes and sprinkler systems. Exterior pipelines: Outdoor pipelines, used for landscaping, irrigation, or fire protection, are exposed to the elements.

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Final Expense Brokerage

JUNE 30, 2024

Establishing Credibility and Connection One of the keys to handling objections as an insurance agent is establishing credibility and connection with your potential customers. Emphasize the peace of mind and protection that the insurance can provide. By building trust and rapport, you can overcome objections more effectively.

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Insurance Agents Insurance Agent Agents Insurer 130

Triple-I: Homeowners Insurance

OCTOBER 14, 2024

AM Best and Fitch Ratings each issued reports last week warning that Milton could stretch liquidity of Florida-based residential insurers that are primarily focused on protecting in-state homeowners. But experts closer to Florida’s insurance industry cast doubt on those assertions.

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Premium Risk Home Insurance Claim 111

Redbird Agents

SEPTEMBER 13, 2024

This includes any contracts with agents, partners, or referral sources, as well as insurance carrier agreements. This protects your ownership stake and makes the sale process smoother. Consider Market Conditions: Stay aware of current market trends in the Medicare insurance industry.

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Broker-Agent Broker Agents Insurance Carrier 240

Rough Notes

FEBRUARY 4, 2025

INSURANCE-RELATEDCOURTCASES Digested from case reports published online COURT DECISIONS Landslide triggers dispute BrunoBuilt, Inc., In 2015, after contracting with the Dempseys, BrunoBuilt added the Dempsey project to its Tailored Protection Policy (TPP). With the assistance of […]

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Building Protection Policy Insurer 52

Neilson Marketing Services

OCTOBER 2, 2024

Proactive steps, such as secure website hosting , can safeguard your online presence and protect your business from these evolving threats. At Neilson Marketing Services, we provide secure website hosting tailored to the specific needs of the insurance industry.

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Cyber Damage Protection Financial Loss 104

American Agents Alliance

APRIL 3, 2025

Consider if: Coverage limits are sufficient to cover higher labor costs and material prices Increasing the deductible to offset premium increases makes sense Additional coverage or endorsements may be helpful to close any protection gaps identified in the policy review Advocate for policyholders with insurers. Become a member today!

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Agents Policyholder Premium Auto Insurance 52

LexisNexis

SEPTEMBER 17, 2024

With autonomous vehicles or AVs slowly gaining market share and the technology rapidly advancing, this is becoming an increasingly urgent question for insurance companies. Indeed, AV technology could upend the very foundations of the car insurance industry. First, some basics.

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Auto Insurance Insurer Insurance Insured 97

ProWriters

FEBRUARY 23, 2025

As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. But these policies may not always offer the levels of protection purchasers think they do. Cyber Insurance war exclusions can leave businesses vulnerable to financial loss.

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Cyber Insurer Insurance Insured 53

Final Expense Brokerage

MAY 10, 2024

Discover the steps to kickstart your career in this rewarding industry. Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies.

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Life Insurance Insurance Agents Insurance Agent Agents 100

InsuredMine

OCTOBER 25, 2024

With only two months left in the year, we’re gearing up to kickstart 2025, and the insurance industry stands at a critical crossroads. The global protection gap—a measure of uninsured risk—looms large, projected to reach $1.86 trillion by 2025.

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Risk Insurance Industry Business Interruption Claim 59

North American Software Associates

NOVEMBER 15, 2023

No insurance agent sets out to break the rules — after all, insurance is in place to protect people when rules get broken around them. So why is there so much emphasis on insurance regulatory compliance in our industry? The answer is simply that the insurance industry is complex.

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Insurance Agents Insurance Agent Agents Insurance Industry 52

Final Expense Brokerage

AUGUST 5, 2024

In the insurance industry, first impressions are crucial. This helps us customize a plan that offers you the best protection.” This should include a summary of what was discussed, the different insurance options available to them, and a clear outline of the steps moving forward.

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Policy Building Agents Insurance Industry 130

Triple-I: Homeowners Insurance

JANUARY 13, 2025

However, Eighty-three percent of participants said they would consider implementing catastrophe preparedness and mitigation measures if it meant receiving savings on their insurance premiums, but most of those required premium savings large enough to offset the costs of these measures. However, the U.S.

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Policyholder Claim Premium Risk 79

Bankers Insurance

OCTOBER 21, 2024

How To Prevent House Fires Since 1922, the National Fire Protection Association has sponsored the public observance of Fire Prevention Week. This year, Bankers Insurance is focusing on the most frequent causes of fire-related losses and sharing tips compiled by Travelers Insurance to help safeguard you and minimize fire losses.

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Insurance Agents Insurance Agent Agents License 95

Frankenmuth Insurance

JUNE 20, 2024

At Frankenmuth Insurance, we take pride in protecting what’s important to you, and we’re dedicated to ensuring a bright future for our policyholders. AM Best is the insurance industry’s most widely recognized provider of ratings and financial data. For the latest Best’s Credit Rating, access www.ambest.com.

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Casualty Insurance Insurance Companies Policyholder Life Insurance 52

Agency Revolution

JULY 16, 2024

SOC2 certification validates a company’s cybersecurity controls at a specific point in time, with the critical purpose of: Confirming the adequacy of policies, procedures, and controls to protect the integrity of Company and Customer data. It covers measures to prevent data breaches, cyberattacks, and other security incidents. and Canada.

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Protection Insurance Agency Insurance Industry Policy 52