Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason. appeared first on Property Insurance Centre.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurance 52

RiskQuoter

MAY 21, 2024

Learn everything you need to know about securing a $5 million life insurance policy, including underwriting, choosing the right company, and key factors that influence your rates. The post How to Get a $5 Million Life Insurance Policy: A Complete Guide appeared first on RiskQuoter.com.

Life Insurance 52

Life Insurance Insurance Policy Policy Underwriting 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Let’s debunk these myths and reveal the true nature of this important role. While sales are certainly a part of the job, the role is much more comprehensive.

Insurance Policy 52

Insurance Policy Policy Agents Insurance 52

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. That’s why it’s crucial to consider other insurance policies to protect your business comprehensively.

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Insurance Policy Protection Policy Business Interruption 52

Protect Commercial Insurance

OCTOBER 11, 2024

These impacts not only affect the day-to-day operations of companies but also play a crucial role in shaping the insurance policies designed to protect these properties. This evolution in insurance terms and conditions is driven by the increasing frequency and severity of environmental risks.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Elmore

AUGUST 11, 2024

Insurers increase prices after paying out record weather-related claims in 2023 The post Average UK home insurance policy jumps to almost £400 appeared first on Elmore Insurance Brokers.

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Home Insurance Insurance Policy Policy Insurance Broker 40

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Let’s debunk these myths and reveal the true nature of this important role. While sales are certainly a part of the job, the role is much more comprehensive.

Insurance Policy 52

Insurance Policy Policy Life Insurance Agents 52

RiskQuoter

APRIL 20, 2024

Individual term insurance provides customizable coverage and isn't tied to your employment. The post Group vs. Individual Term Life Insurance Policies – A Complete Guide appeared first on RiskQuoter.com. Consider your needs before choosing!

Life Insurance 52

Life Insurance Insurance Policy Policy Insurer 52

Insurance Journal

NOVEMBER 6, 2024

Chaucer has launched a new nuclear insurance policy that provides nuclear power plants (NPP) with insurance cover for cyberattacks. Called CyNuC, the malicious act cyber insurance policy was developed specifically by Chaucer’s Lloyd’s Syndicate 1176 in conjunction with the insurer’s …

Cyber 245

Cyber Insurance Policy Insurer Insured 245

Insurance Journal

NOVEMBER 17, 2024

By Andrew Simpson A federal appeals court has affirmed that a homeowners insurance policy does not cover the theft of cryptocurrency because the loss of a digital currency does not involve a “direct physical loss” as required by the policy.

Theft 279

Theft Insurance Policy Policy Insurance 279

TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Insurance Policy Policy Home Insurance Personal Property 52

Mark Jackson Insurance Agency

OCTOBER 16, 2024

Even professions that expose you to public criticism or online interaction, such as bloggers or influencers, may benefit from an umbrella policy to cover defamation risks. Most insurers will require you to carry a certain amount of liability coverage on your auto or homeowners policy before you can add an umbrella policy.

Liability 52

Liability Policy Insurance Policy Protection 52

Insurance Journal

OCTOBER 28, 2024

A federal appeals court has affirmed that a homeowners insurance policy does not cover the theft of cryptocurrency because the loss of a digital currency does not involve a “direct physical loss” as required by the policy. The Fourth Circuit …

Theft 312

Theft Insurance Policy Policy Insured 312

QuickQuote

JULY 23, 2023

If your loved one didn’t leave a clear record of a life insurance policy, it can be difficult to know how to find an old life insurance policy. We break down the main steps on how to find out if someone has life insurance, so you can easily find out whether the deceased had an.

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Life Insurance Insurance Policy Policy Insurer 40

Haven Life

OCTOBER 24, 2023

The post Can you transfer ownership of a life insurance policy? appeared first on Blog | Haven Life.

Life Insurance 52

Life Insurance Insurance Policy Policy Insurance 52

QuickQuote

JULY 20, 2023

Life insurance payouts may only be claimed if the insurance company can find a beneficiary or the beneficiary knows about the policy. Fortunately, these unclaimed life insurance policies can be found, regardless of how much time has passed.

Life Insurance 40

Life Insurance Insurance Policy Policy Insurer 40

QuickQuote

JUNE 5, 2023

Although it’s best to buy coverage before you need it, there are times when you might need an immediate life insurance policy. Finding no medical exam life insurance isn’t as easy as a traditional policy, but it’s not impossible. Instant life insurance coverage might not be ideal for everyone.

Life Insurance 40

Life Insurance Insurance Policy Policy Insurance 40

RiskQuoter

OCTOBER 23, 2022

It’s Never Been Easier to Get $1,000,000 How Much is a Million Dollar Life Insurance Policy? Take a look at this example: Monthly rates – […] The post How much does a million-dollar life insurance policy cost? appeared first on RiskQuoter.com.

Life Insurance 52

Life Insurance Insurance Policy Policy Insured 52

RiskQuoter

JULY 22, 2022

When you get […] The post What to Look for in a Spouse Life Insurance Policy appeared first on RiskQuoter.com. When it comes to planning for the future, a few topics are as important as the financial security of your significant other.

Life Insurance 52

Life Insurance Insurance Policy Policy Insured 52

Insurance Journal

OCTOBER 20, 2024

Last year, I addressed the issue of insurance policy commoditization in the context of industry advertising in at least four of my monthly columns. Over the years, I’ve blogged about it several times. Recently, I’ve posted about it on my …

Insurance Policy 245

Insurance Policy Policy Insurer Insurance 245

American Senior Benefits

AUGUST 14, 2024

Greg Gelineau, CLTC ~Executive Vice President at American Senior Benefits/Integrity Marketing Group~ ??Top Top 1% LinkedIn voice /Coach and Business Consultant.

Insurance Policy 52

Insurance Policy Policy Building Insurance 52

Insurance Journal

OCTOBER 9, 2024

An insurance broker who collected nearly $137,000 in sales commissions by submitting fabricated insurance applications for end-of-life insurance policies in clients’ names without their knowledge, and used those clients’ personal and banking information to pay for those policies, was sentenced …

Insurance Broker 260

Insurance Broker Broker Policy Life Insurance 260

Insurance Journal

OCTOBER 2, 2024

What is being called the first sensor-triggered earthquake parametric insurance policy in the U.S. Liberty Mutual Reinsurance, part of Liberty Mutual Insurance Group, and Safehub, a technology provider in seismic sensor and risk … was purchased by The University of California.

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Policy Insurance Policy Risk Insurer 261

Insurance Journal

JULY 24, 2024

billion, modeling and insurance services firm Parametrix estimates. The portion of the loss covered under cyber insurance policies … The total direct financial loss facing the US Fortune 500 companies, excluding Microsoft, from the CrowdStrike outage on July 19 is $5.4

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Financial Loss Cyber Insurance Policy Insurer 321

Insurance Journal

AUGUST 25, 2024

Simply mailing a cancellation notice to a policyholder, when viewed in the context of other indicators, was enough to comply with state law and void a homeowner’s insurance policy shortly just weeks before a fire destroyed a home, the North …

Policyholder 285

Policyholder Insurance Policy Policy Insurer 285

Insurance Journal

AUGUST 18, 2024

Security leaders should be exercising every available option to upgrade their security posture, and cyber insurance policies could make or break the resiliency for many organizations across nearly all industries — K-12 education, retail, healthcare, manufacturing and more. Just last …

Cyber 289

Cyber Risk Insurance Policy Policy 289

Insurance Journal

AUGUST 14, 2024

In the wake of flash flooding in the Bismarck-Mandan area, North Dakota Insurance Commissioner Jon Godfread is reminding residents to take immediate steps to assess and document any property damage and to review their insurance policies to understand what is …

Property Damage 289

Property Damage Damage Insurance Policy Policy 289

Insurance Journal

AUGUST 26, 2024

Insurers in Louisiana have until Friday, Aug. 30 to compete a data call relating to property and casualty homeowners’ insurance policies and commercial lines property policies during the 2024 hurricane season. Louisiana Insurance Commissioner Tim Temple issued Directive 224 to …

Commercial 278

Commercial Insurance Policy Policy Insurer 278

Insurance Journal

JULY 23, 2024

The highest court in Massachusetts has ruled that rainwater accumulation on roofs of buildings does not constitute “surface waters” within the meaning of “flood” in property insurance policies. The court found that the term “surface waters” in policies is ambiguous …

Property Insurance 306

Property Insurance Insurance Policy Building Policy 306

Insurance Journal

JULY 21, 2024

A 2% surcharge on property insurance policies, mandatory fees on the oil and gas industries, and holding a public referendum are ways a public-private group formed in the aftermath of Superstorm Sandy recommends to pay for projects to protect New …

Property Insurance 262

Property Insurance Insurance Policy Insured Insurance 262

Insurance Journal

JULY 19, 2024

Independent agents play a critical role in helping clients find the right home insurance policies for them. They are also instrumental in sharing information about general safety considerations for homeowners, which is especially essential during the summer when risks tend …

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Home Insurance Insurance Policy Agents Insured 255

Insurance Journal

AUGUST 6, 2024

In the insurance industry, the term “termination” can refer to a few different things. First, there are policy terminations. These occur when an insurance policy runs its course and the … This post is part of a series sponsored by AgentSync.

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Insurance Carrier Insurance Insured Insurer 240

LexisNexis

AUGUST 14, 2024

CA Insurance Commissioner Orders Moratorium on Cancellations for Fire-Impacted Homeowners California Insurance Commissioner Ricardo Lara issued a one-year moratorium on the cancellation or non-renewal of residential insurance coverage for more than 185,000 policyholders impacted by recent major fires in the state.

Insurance Policy 70

Insurance Policy Policy Insured Insurance 70

Insurance Journal

SEPTEMBER 11, 2024

Mississippi’s insurance commissioner is reminding policyholders that once Hurricane Francine moves across Louisiana, it will likely bring strong winds and heavy rains to the western part of the Magnolia State. And residents should be prepared by reading their insurance policies, …

Policyholder 147

Policyholder Insurance Policy Policy Insurer 147

Central Insurance

JULY 12, 2024

Learn about essential masonry insurance policies to protect your business from risks and ensure its long-term success. The post Masonry Insurance: Seven Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

Protection 130

Protection Policy Insurance Policy Insurer 130

Property Insurance Coverage Law

AUGUST 29, 2024

Steve Coombs should be at least nominated for membership into the Insurance Nerds Hall of Fame. He read my post, What Is an “Other Insurance” Clause and Why Do They Exist In Property Insurance Policies? and sent Mara Essick and me numerous articles about “other insurance” clauses.

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Property Insurance Insurance Insured Insurer 170

Property Insurance Coverage Law

OCTOBER 6, 2024

I have received numerous calls from furious Hurricane Helene policyholders after learning how little coverage is afforded for the non-elevated floor of a multi-story building under their flood insurance policies.

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Building Insurance Claim Claim Policyholder 130