TGS

FEBRUARY 14, 2025

Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Imagine losing a $10,000 diamond engagement ring, only to find out your insurance only covers $1,500 of it. What Is Valuable Articles Insurance?

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TGS

MARCH 17, 2025

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. Grab a hassle-free auto insurance quote today and see why more than 25,000 Texans trust us to keep them covered. Affordable? Tailored to you?

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TGS

OCTOBER 6, 2023

However, the homeowners insurance coverage extends beyond those named on the policy. Other Ways to Include Someone on Your Homeowners Insurance For unmarried, cohabitating partners, there are other ways to make sure both partners are covered by the homeowners insurance policy.

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TGS

SEPTEMBER 14, 2023

TGS Insurance » Blog Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not.

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Top Insurance Blogs

APRIL 17, 2025

Look forward to buying your house insurance policy, find out what the average cost of house insurance in the United States is.

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TGS

SEPTEMBER 22, 2023

TGS Insurance » Blog What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal.

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Maritime Insurance International

JUNE 5, 2020

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

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TGS

DECEMBER 13, 2024

While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you.

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Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

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Freeway Insurance

JANUARY 3, 2025

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy.

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TGS

JANUARY 15, 2025

Stay Protected with the Right Homeowners Insurance Coverage Preparing your home for a freeze is a smart move, but accidents can still happen. Having a robust homeowners insurance policy ensures youre ready for the unexpected. Contact us today to secure your peace of mind.

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TGS

DECEMBER 16, 2024

It serves as a go-to reference for you and your insurance company, making it easier to replace or reimburse your belongings in the event of a loss. Why is a Home Inventory Important for Insurance? Include Important Documents Dont forget non-physical items like birth certificates, passports, or insurance policies.

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TGS

OCTOBER 17, 2023

A captive agent is obligated to sell you an insurance policy with one specific carrier. In order to accomplish that, a captive agent is biased to convince you that their carrier offers the best insurance for you. Impartiality is one of the key benefits of an independent insurance agent.

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

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Maritime Insurance International

JUNE 5, 2020

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Peace of Mind.

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TGS

NOVEMBER 1, 2024

You’ll need their name, contact details, insurance policy number, and driver’s license information. Also, take photos of any visible injuries you or your passengers sustained. The more detailed your documentation, the better. Don’t forget to exchange information with the other driver.

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TGS

SEPTEMBER 29, 2023

TGS Insurance » Blog What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike.

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TGS

NOVEMBER 25, 2024

Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. By following these fire safety tips and ensuring your home insurance policy has you covered, you can focus on what really matters—spending time with the people you love most.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage.

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TGS

OCTOBER 3, 2024

If your credit score has improved over time, it might be worth revisiting your insurance policy to see if you qualify for a better rate. Save On Your Florida Homeowners Insurance With TGS Insurance Managing these factors that affect homeowners insurance premiums could add money back into your wallet.

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Maritime Insurance International

MARCH 16, 2020

There are three types of boat insurance policies, each of which pays out on a total loss differently. The type of policy you choose will determine how you will be compensated for the loss of your boat and can impact the premium you will pay for the policy. What Are the Main Types of Boat Insurance?

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Cover4LetProperty

AUGUST 15, 2022

Beware of the headline price One possible problem with products branded as low-priced or cheap landlords’ insurance, though, is that the attractive price tag may have been achieved at the cost of the levels of let property insurance cover provided. How do I choose the most suitable landlord insurance?

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TGS

OCTOBER 28, 2024

Our experienced agents are here to help you navigate your options and find the best auto insurance policy for you! Get started with a free auto insurance quote today. At the end of the day, the best deductible is the one that aligns with your lifestyle and financial needs.

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TGS

SEPTEMBER 11, 2023

Your property must have a roof that is in good condition (determined by the insurance provider). As with most insurance policies, your property will be inspected to ensure it meets the Southern Building Code and the Federal Flood Construction and Zoning guidelines. Your property must not be used for illegal or immoral purposes.

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TGS

JANUARY 8, 2025

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. But what exactly does that involve?

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Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

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TGS

OCTOBER 25, 2024

When the cost of replacing or repairing homes rises, so does the amount insurers have to pay out in claims. To put it simply, if your home insurance policy is designed to cover the cost of rebuilding, that cost has probably gone up over time. Let’s navigate the complexities of home insurance together!

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TGS

DECEMBER 4, 2024

At TGS Insurance Agency, we’re here to help you find a home insurance policy that fits your needs and provides peace of mind year-round. Reach out today, and let us take the stress out of protecting what matters most—so you can focus on making memories this holiday season.

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ProWriters

MAY 28, 2024

How can you stress the need for Cyber Liability Insurance for contractors to your clients? Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them. ProWriters sees contractors of all sizes,” says Rasiul.

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Jackson & Jackson

AUGUST 16, 2024

This heightened risk of wildfires has led insurers to reevaluate their exposure in high-risk areas, potentially leaving homeowners in these regions with limited options for insurance coverage. Being prepared can help mitigate risks and potentially make finding homeowners insurance in the future less challenging.

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Top Insurance Blogs

OCTOBER 8, 2024

With the growing, overwhelming rate of risks and perilous events even in the travel industry, there is no better time to emphasize the need for travel insurance. What is travel insurance? What does it cover? Why is it important to purchase one ahead of your trip?

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Protect Commercial Insurance

DECEMBER 6, 2024

Insurance companies will need to design comprehensive cyber insurance policies that not only cover financial losses but also offer resources for incident recovery and cyber threat intelligence. Insurers must invest in robust data protection strategies to keep up.

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Top Insurance Blogs

FEBRUARY 20, 2024

Over 800 searches are made every month regarding what the best insurance for yoga teachers/instructors is. In response, Google Search is giving them over 100 million search results just because they are looking for the best yoga insurance.

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Freeway Insurance

NOVEMBER 22, 2023

million young adults nationwide gaining insurance coverage by way of their parents’ policies. If you’re unsure, speak with someone who can help you decide and get you the best health insurance coverage at an affordable price. Why not get a free health insurance quote today or you call us at 888-993-2068.

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Mark Jackson Insurance Agency

APRIL 15, 2024

In some states, workers’ comp insurance can only be purchased from state agencies; in others, you can buy an insurance policy through an insurance agent of your choosing, such as from Mark Jackson Insurance Agency. Contact us at 714-779-2629 today for more information or to request an insurance quote.

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Cover4LetProperty

JANUARY 4, 2023

Some landlord insurance policies may have certain conditions attached to who you can and cannot rent your property. For example, some policies may specifically exclude cover if tenancies are granted to groups such as students, DSS recipients, asylum seekers, or others. What does landlord insurance for DSS tenants cover?

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