Remove Insurance Policy Remove Insurance Quotes Remove Theft
article thumbnail

How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

TGS Insurance ยป Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

article thumbnail

Jewelry Insurance: Protecting More Than Precious Metals

TGS

A slip, a loss, or even theft? Thats where jewelry insurance steps in. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you. What Does Jewelry Insurance Cover? Jewelry insurance can help replace the item, even if its never found.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy.

article thumbnail

Does Homeownerโ€™s Insurance Cover Boats?

Maritime Insurance International

While every policy is different, in most cases, homeownerโ€™s insurance policies only offer limited coverage for boats. In this post, weโ€™ll walk you through everything you need to know about whether or not homeownerโ€™s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

article thumbnail

10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. If you’ve filed multiple claims in the past, insurers may view you as a higher risk, which can raise your rates. Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in.

Premium 52
article thumbnail

Creating a Home Inventory

TGS

TGS Insurance Blog Creating a Home Inventory: Why Its the Key to Smart Insurance Planning Think about this for a moment: If your home were affected by a fire, theft, or natural disaster, could you list every item you own from memory? Why is a Home Inventory Important for Insurance? Most people cant.

article thumbnail

Block of Flats Insurance Glossary of Terms

Property Insurance Centre

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.