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Valuable Articles Insurance : Protect What You Love This Valentine’s Day

TGS

Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Imagine losing a $10,000 diamond engagement ring, only to find out your insurance only covers $1,500 of it. Agreed Value Coverage No depreciation.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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What is a Loss History Report?

TGS

A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. fire, water damage, theft), amount paid, and current claim status. Policy Information Details of the insurance policies under which the claims were filed. Lets make insurance simple.

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Jewelry Insurance: Protecting More Than Precious Metals

TGS

A slip, a loss, or even theft? Thats where jewelry insurance steps in. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you. What Does Jewelry Insurance Cover? Jewelry insurance can help replace the item, even if its never found.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. If you’ve filed multiple claims in the past, insurers may view you as a higher risk, which can raise your rates. Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in.

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