The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage 130

Damage Business Interruption Property Damage Policy 130

Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. The world of insurance selling can be overwhelming. Many articles talk about the basics and the obligations, but in our post, we give you the details that you may have not yet read about becoming a remarkable insurance agent.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Insurance Broker 86

Insurance Broker Cyber Broker Protection 86

Insurance Journal

JULY 25, 2024

Pennsylvania National Mutual Casualty Insurance Co. cannot escape the long tail of asbestos, and must cover part of the litigation losses for an asbestos installation company that went out of business more than 30 years ago, the South Carolina Supreme …

Casualty Insurance 278

Casualty Insurance Insured Insurance Insurer 278

Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

Insurance Carrier 246

Insurance Carrier Claim Policy Insured 246

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

Robotic hand pointing to digital designs by Tara Winstead Artificial intelligence (AI) and automation are transforming industries across the board, and business insurance is no exception. As these advancements become more prevalent, companies should understand how they affect insurance and liability concerns.

Business Insurance 52

Business Insurance Liability Cyber General Liability 52

Property Insurance Centre

MAY 20, 2024

Block of Flats Insurance Glossary of Terms Understanding the Declared Value The Declared Value is a figure that represents the rebuild cost of a block of flats or property converted into flats, including garages, outbuildings, walls, car parking, electronic gates, etc., if it was completely destroyed. This can apply to a total loss (e.g.

Building 52

Building Insured Insurance Liability 52

Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

Liability 52

Liability Business Interruption Professional Liability Insurance Insured 52

Freeway Insurance

JANUARY 3, 2025

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. is $2,388*.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

Boyle Agency Insurance

DECEMBER 16, 2024

What Is Umbrella Insurance? Bogle Agency Insurance offers Umbrella Insurance to clients in NJ who want additional liability coverage beyond the limits of existing policies. Following is Umbrella Insurance explained for NJ individuals and families. Do I Need Umbrella Insurance?

Financial Loss 52

Financial Loss Insured Insurance Insurer 52

Protect Commercial Insurance

MAY 30, 2024

Welcome to our comprehensive guide on essential business insurance. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Benefits for Businesses of All Sizes It’s a common misconception that only large corporations need commercial umbrella insurance.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Protect Commercial Insurance

NOVEMBER 15, 2024

This is where commercial insurance comes into play. Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. Types of Commercial Insurance Commercial insurance isn’t just a one-size-fits-all solution.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

ProWriters

NOVEMBER 17, 2024

As a Cyber Insurance broker, you need to help your business clients understand the dangers ransomware poses, how to defend against them, and why Cyber Insurance is an indispensable part of any sound security strategy. Policies can help cover the costs of ransom payments, data recovery, business interruptions, and more.

Cyber 83

Cyber Insured Insurance Insurer 83

Property Insurance Centre

FEBRUARY 24, 2025

Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. Even if you win, the costs of defending yourself can be enormous.

Liability 52

Liability Protection Claim Property Insurance 52

Jackson & Jackson

APRIL 10, 2024

Insurance plays a pivotal role in safeguarding your property and your financial future. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

ProWriters

NOVEMBER 12, 2024

In February 2024, Change Healthcare, whose technology powers the processing of some 15 billion medical bills and insurance claims a year, suffered a ransomware attack. Watch our Cyber U video about why healthcare organizations need Cyber Insurance. Several major breaches have made headlines. Show it to your healthcare clients.

Cyber 87

Cyber Liability Insurance Protection Liability 87

Constant Contact

JULY 15, 2024

Insurance agents and companies are always looking for new ways to attract new business and keep their existing customers. Insurance email marketing helps agents increase customer retention, boost lead generation and conversions, and streamline communication strategies. What is insurance email marketing? Choose your agency name.

Insured 95

Insured Insurance Insurer Insurance Agency 95

Neilson Marketing Services

SEPTEMBER 11, 2024

Email marketing remains one of the most powerful tools for converting insurance leads into clients. For insurance professionals, it offers a direct way to communicate with potential customers, build relationships, and ultimately drive conversions. Without a clear CTA, your leads may be unsure of what to do next.

Insurance Agents 80

Insurance Agents Insurance Agent Agents Insured 80

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Insured 52

Insured Insurance Insurer Building 52

ProWriters

SEPTEMBER 1, 2024

Have your business clients assessed their cyber risk recently and obtained adequate Cyber Liability Insurance? Drawing your clients’ attention to current cyber threats may be a way to help them understand the importance of Cyber Insurance and motivate them to purchase it through you.

Cyber 97

Cyber Liability Insurance Risk Liability 97

Protect Commercial Insurance

NOVEMBER 22, 2024

Introduction Navigating the world of commercial insurance can feel a bit like wandering through a maze, with myths lurking around every corner. In this blog, we’ve set out to debunk some of the most common insurance myths. In this blog, we’ve set out to debunk some of the most common insurance myths.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

Cover4LetProperty

OCTOBER 1, 2024

Landlord’s insurance (also known as buy to let insurance or let property insurance ) is something a landlord should consider when purchasing a property with the intention to let it. Here we discuss what landlord insurance covers, why it is so important, plus other considerations. What is landlord insurance?

Insured 60

Insured Insurance Insurer Injury 60

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

Cyber 40

Cyber General Liability Property Damage Liability Insurance 40

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What is your budget for business insurance?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Mark Jackson Insurance Agency

DECEMBER 16, 2024

While preparing for the year ahead, its easy to overlook one critical aspect of business planning: your business insurance coverage. Whether your company experienced growth, faced new challenges, or maintained steady operations, your insurance needs may have changed.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance Whether you are an “accidental” or a “professional” landlord, though, the property needs the protection of buy to let insurance, which is another name for landlord insurance. The main difference between home insurance and landlord insurance lies in the intended purpose and cover.

Home Insurance 52

Home Insurance Insured Insurance Insurer 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Whether you run a landscaping service in the summer, a ski rental shop in the winter, or a holiday-themed retail store, your business has unique insurance needs that differ from typical year-round operations. To protect your livelihood and manage costs effectively, it’s essential to optimize your business insurance coverage.

Business Interruption 52

Business Interruption Theft Liability Insured 52

New Jersey Workers' Comp

JANUARY 13, 2025

A very recent Supreme Court decision squarely addressed the question whether an insurer is required to defend an employer against intentional harm claims. 34:15-8, and (2) the insurer had no duty to defend against Laidlow claims under the Employers’ Liability portion of the workers compensation policy.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

Cyber 52

Cyber Injury Liability Liability Insurance 52

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. In essence, having comprehensive insurance coverage is indispensable.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Jackson & Jackson

JANUARY 9, 2024

Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy. Understanding Cyber Insurance: Cyber Insurance protects businesses from the repercussions of online threats. A ransomware attack encrypts vital company data.

Cyber 52

Cyber Broker-Agent Liability Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

Emerging Trends in Commercial Insurance: What to Watch Out for in 2024 The landscape of commercial insurance is continually evolving, driven by technological advancements, changing regulations, and the fluctuating needs of businesses. In 2024, expect cyber insurance policies to become more comprehensive and tailored.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

Jackson & Jackson

MAY 23, 2024

Discover practical strategies and money-saving tips for small business insurance in California. How to Save Money on Small Business Insurance in California Running a small business in California can be both exciting and challenging. However, finding affordable small business insurance can sometimes be an uphill battle.

Small Business Insurance 52

Small Business Insurance Business Insurance Insured Insurance 52