Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. General Liability Insurance Even in a digital world, physical risks exist.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

As cyberattacks become increasingly prevalent worldwide, it’s crucial for business owners and commercial investors in Plano, TX, to consider cyber liability insurance. Some cyber liability insurance policies also provide mitigation support when tackling negative publicity.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage 130

Damage Business Interruption Property Damage Policy 130

LexisNexis

APRIL 1, 2025

Risk Allocation in Commercial Contracts Review how parties can allocate risk by incorporating a force majeure clause, an indemnification, a limitation on liability, termination rights, a Uniform Commercial Code (UCC) product warranty, detailed payment terms and guaranties, insurance obligations, and other contractual remedies.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

ProWriters

NOVEMBER 12, 2024

One of the best ways to help your clients mitigate the financial risks of healthcare data breaches is by quoting and selling them a strong, comprehensive Cyber Liability Insurance policy. Watch our Cyber U video about why healthcare organizations need Cyber Insurance.

Cyber 87

Cyber Liability Insurance Protection Liability 87

Distinguished

MARCH 20, 2025

This multimillion dollar payout goes far and above many apartment building liability insurance limits and highlights why having comprehensive umbrella insurance to fall back on can be so important for your clients. Employee Benefits Liability insurance steps in to cover the benefits as if the employee had been enrolled.

Building 52

Building Protection Damage Liability 52

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Insurance Broker 86

Insurance Broker Cyber Broker Protection 86

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building 52

Building Insured Insurance Insurer 52

ProWriters

APRIL 2, 2025

Snail Mail AttacksAnother Reason To Carry Cyber Insurance Hackers targeting mailboxes with malicious codes in letters is an emerging threat. Yet it only underscores the ongoing need for your business clients to carry Cyber Liability Insurance. Cyber Insurance alone cant stop snail mail cyber attacks.

Cyber 52

Cyber Financial Loss Broker Theft 52

ProWriters

SEPTEMBER 1, 2024

Have your business clients assessed their cyber risk recently and obtained adequate Cyber Liability Insurance? Drawing your clients’ attention to current cyber threats may be a way to help them understand the importance of Cyber Insurance and motivate them to purchase it through you.

Cyber 97

Cyber Liability Insurance Risk Liability 97

Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Insurance Journal

JULY 25, 2024

Pennsylvania National Mutual Casualty Insurance Co. cannot escape the long tail of asbestos, and must cover part of the litigation losses for an asbestos installation company that went out of business more than 30 years ago, the South Carolina Supreme …

Casualty Insurance 278

Casualty Insurance Insured Insurance Insurer 278

Protect Commercial Insurance

MAY 30, 2024

For example, if your business is situated in an area prone to flood, you may want to consider flood insurance as an additional coverage. Liability Insurance Liability insurance protects your business from legal claims and financial obligations resulting from injuries, property damage, or negligence caused by your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

Cyber 52

Cyber Injury Liability Liability Insurance 52

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

Cyber liability insurance , once considered a specialized coverage, is becoming an essential policy for businesses that use AI to store sensitive information or automate critical tasks. Companies should review their insurance policies to ensure adequate coverage.

Business Insurance 52

Business Insurance Liability Cyber General Liability 52

Boyle Agency Insurance

DECEMBER 16, 2024

Following is Umbrella Insurance explained for NJ individuals and families. Umbrella Insurance is a type of liability insurance that provides coverage over and above what your existing insurance provides. This is where Umbrella Insurance comes in – to cover you like an umbrella.

Financial Loss 52

Financial Loss Insured Insurance Insurer 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

Insurance Carrier 246

Insurance Carrier Claim Policy Insured 246

Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

Cyber 40

Cyber General Liability Property Damage Liability Insurance 40

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Insurance Agency of Ohio

MAY 18, 2018

Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether they have a liability, and whether that will be covered by insurance.

Workers Compensation 52

Workers Compensation Liability Cyber Insurance Agency 52

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building 52

Building Insured Insurance Insurer 52

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Liability Insurance Liability insurance is essential for any commercial property owner. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

JULY 26, 2024

Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors. Product Liability Insurance As a tailor, you create and sell products to your customers.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Property Insurance Centre

FEBRUARY 24, 2025

How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable. Incorporate Your Business Structure your business as a Limited Liability Company (LLC) or Corporation to protect personal assets.

Liability 52

Liability Protection Claim Property Insurance 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What are the policy exclusions and limitations?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Protect Commercial Insurance

NOVEMBER 22, 2024

A single incident can be financially crippling, but insurance shields you from unprecedented risks. Investing in the right policy can save you a lot of money in the long run. Each policy is unique and can vary widely in what it covers. Some protect against property damage, while others focus more on liability issues. .

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

ProWriters

FEBRUARY 12, 2024

One of the best ways to help your clients mitigate the financial risks of healthcare data breaches is by quoting and selling them a strong, comprehensive Cyber Liability Insurance policy.

Cyber 52

Cyber Liability Insurance Liability Protection 52

Mark Jackson Insurance Agency

DECEMBER 16, 2024

This includes general liability, professional liability, and product liability insurance, depending on your industry. Assess Property Coverage If youve invested in new equipment, upgraded technology, or relocated to a new office, your property insurance policy may need an update.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Friendly Agent

SEPTEMBER 21, 2020

You may find various types of personal insurance and commercial insurance policies. There are Property and Casualty, Life/health insurance, and more. It has been part of their duty to perfectly understand the situation, requirements, and needs to find them the best insurance policy that fits their budget.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Mark Jackson Insurance Agency

APRIL 15, 2024

You should consider general liability insurance and perhaps additional commercial umbrella insurance to protect your business in the event that your business is responsible for injury or harm to a non-employee, but workers’ comp is meant for providing coverage to your employees.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

New Jersey Workers' Comp

JANUARY 13, 2025

The trial judge granted Hartfords motion and denied the employers cross-motion, concluding that the insurance policy expressly excluded coverage for intent-based claims. The Court relied on longstanding legal principles regarding the duty to defend arising from the contractual obligations under the language of an insurance policy.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Make it a point to review your insurance documents and physically inventory items within your business premises.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Having the right insurance policies in place ensures your business is protected even during the offseason. Commercial liability insurance is another must-have, as accidents can happen during both active and slower periods. Start by evaluating your specific risks.

Business Interruption 52

Business Interruption Theft Liability Insured 52

Jackson & Jackson

JANUARY 9, 2024

Understanding Cyber Insurance: Cyber Insurance protects businesses from the repercussions of online threats. This includes Data Breach Insurance, covering loss or theft of confidential data, and Cyber Liability Insurance, which addresses legal responsibilities arising from data breaches or cyberattacks.

Cyber 52

Cyber Broker-Agent Liability Insured 52

Cover4LetProperty

DECEMBER 1, 2023

Don’t rely on your standard home insurance: the first – and probably most important – tip is to make sure that you arrange specialist, purpose designed landlord insurance and do not rely on any home insurance you might have arranged when you were living in the property yourself; standard home insurance policies are designed for owner-occupied properties, (..)

Home Insurance 52

Home Insurance Insured Insurance Insurer 52

Freeway Insurance

JANUARY 3, 2025

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98