Paragon Independent Insurance Agencies

DECEMBER 16, 2024

As cyberattacks become increasingly prevalent worldwide, it’s crucial for business owners and commercial investors in Plano, TX, to consider cyber liability insurance. Some cyber liability insurance policies also provide mitigation support when tackling negative publicity.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. General Liability Insurance Even in a digital world, physical risks exist.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Distinguished

MARCH 20, 2025

Apartment buildings present unique insurance challenges because of their dense living arrangements, high occupancy turnover, and shared spaces. Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss.

Building 52

Building Protection Damage Liability 52

LexisNexis

APRIL 1, 2025

Risk Allocation in Commercial Contracts Review how parties can allocate risk by incorporating a force majeure clause, an indemnification, a limitation on liability, termination rights, a Uniform Commercial Code (UCC) product warranty, detailed payment terms and guaranties, insurance obligations, and other contractual remedies.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

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Damage Business Interruption Property Damage Policy 130

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. Let’s dive in and discover the insurance options that are essential for your business’s protection.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Mark Jackson Insurance Agency

MAY 21, 2024

Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. Here are some critical insurance considerations every home-based business owner should evaluate. We can recommend policies that ensure comprehensive protection for your home-based business.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

As these advancements become more prevalent, companies should understand how they affect insurance and liability concerns. Cyber liability insurance , once considered a specialized coverage, is becoming an essential policy for businesses that use AI to store sensitive information or automate critical tasks.

Business Insurance 52

Business Insurance Liability Cyber General Liability 52

ProWriters

NOVEMBER 12, 2024

One of the best ways to help your clients mitigate the financial risks of healthcare data breaches is by quoting and selling them a strong, comprehensive Cyber Liability Insurance policy. Watch our Cyber U video about why healthcare organizations need Cyber Insurance.

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Cyber Liability Insurance Protection Liability 87

Freeway Insurance

JANUARY 3, 2025

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*.

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Auto Insurance Premium Liability Insured 98

ProWriters

SEPTEMBER 1, 2024

Have your business clients assessed their cyber risk recently and obtained adequate Cyber Liability Insurance? Drawing your clients’ attention to current cyber threats may be a way to help them understand the importance of Cyber Insurance and motivate them to purchase it through you.

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Cyber Liability Insurance Risk Liability 97

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building 52

Building Liability Insured Insurer 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Benefits for Businesses of All Sizes It’s a common misconception that only large corporations need commercial umbrella insurance.

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Commercial Umbrella Commercial Liability Liability Insurance 52

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

Cyber 52

Cyber Injury Liability Liability Insurance 52

ProWriters

APRIL 2, 2025

Snail Mail AttacksAnother Reason To Carry Cyber Insurance Hackers targeting mailboxes with malicious codes in letters is an emerging threat. Yet it only underscores the ongoing need for your business clients to carry Cyber Liability Insurance. Cyber Insurance alone cant stop snail mail cyber attacks.

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Cyber Financial Loss Broker Theft 52

Insurance Agency of Ohio

MAY 18, 2018

Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether they have a liability, and whether that will be covered by insurance. you should talk to us about making sure your liability is properly insured.

Workers Compensation 52

Workers Compensation Liability Cyber Insurance Agency 52

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

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Insurance Broker Cyber Broker Protection 86

Mark Jackson Insurance Agency

DECEMBER 16, 2024

These changes can impact your insurance needs, so its crucial to ensure your policies reflect your current operations. Evaluate Liability Coverage With legal risks always on the horizon, its important to confirm your liability coverage is adequate.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Boyle Agency Insurance

DECEMBER 16, 2024

Bogle Agency Insurance offers Umbrella Insurance to clients in NJ who want additional liability coverage beyond the limits of existing policies. Following is Umbrella Insurance explained for NJ individuals and families. This is where Umbrella Insurance comes in – to cover you like an umbrella.

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Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

Cyber 40

Cyber General Liability Property Damage Liability Insurance 40

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Liability Insurance Liability insurance is essential for any commercial property owner. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

NOVEMBER 22, 2024

Investing in the right policy can save you a lot of money in the long run. Myth 2: “All Commercial Insurance Policies are the Same” Variability in Coverage Contrary to popular belief, not all commercial insurance policies are created equal. Each policy is unique and can vary widely in what it covers.

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Commercial Insurance Commercial Cyber Insured 52

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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Commercial Insurance Broker General Liability Business Interruption 52

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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Insured Insurer Building Insurance 52

New Jersey Workers' Comp

JANUARY 13, 2025

12, 2024), found as follows: (1) the insurer had no duty to provide coverage against the employees negligence based claims (including claims for gross negligence against the employer) because of the exclusive remedy bar under N.J.S.A. There is no coverage under any portion of the New Jersey standard workers compensation policy.

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Workers Compensation Claim Injury Compensation 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What are the policy exclusions and limitations?

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Business Insurance Liability Insurance Liability Policy 52

Friendly Agent

SEPTEMBER 21, 2020

You may find various types of personal insurance and commercial insurance policies. There are Property and Casualty, Life/health insurance, and more. Once the premium is earned, it will also be income for the insurance provider. These fields are centered on covering families and individuals.

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Insurance Agent Insurance Agents Agents Broker-Agent 130

Insurance Journal

JULY 25, 2024

Pennsylvania National Mutual Casualty Insurance Co. cannot escape the long tail of asbestos, and must cover part of the litigation losses for an asbestos installation company that went out of business more than 30 years ago, the South Carolina Supreme …

Casualty Insurance 278

Casualty Insurance Insured Insurer Insurance 278

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Start by evaluating your specific risks.

Business Interruption 52

Business Interruption Theft Liability Insured 52

Property Insurance Centre

JANUARY 4, 2024

It’s crucial for property owners to regularly review their insurance policies and update their property valuations to ensure they have adequate coverage in place. The Importance of Accurate Property Valuations Accurate property valuations are essential for both insurers and policyholders.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Cover4LetProperty

DECEMBER 1, 2023

Covered risks Home insurance: Typically covers the structure of the home, contents, personal possessions, and liability for the homeowner. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

Home Insurance 52

Home Insurance Insured Insurer Insurance 52

Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

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Insurance Carrier Claim Policy Insured 246

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

ProWriters

FEBRUARY 12, 2024

One of the best ways to help your clients mitigate the financial risks of healthcare data breaches is by quoting and selling them a strong, comprehensive Cyber Liability Insurance policy.

Cyber 52

Cyber Liability Insurance Liability Protection 52

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Make it a point to review your insurance documents and physically inventory items within your business premises.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Jackson & Jackson

JANUARY 9, 2024

Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy. Understanding Cyber Insurance: Cyber Insurance protects businesses from the repercussions of online threats. A ransomware attack encrypts vital company data.

Cyber 52

Cyber Broker-Agent Liability Insured 52