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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent. In order to make sure you have the right continuous coverage, always consult your insurance agent!

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Why Regular Home Insurance Policy Reviews Are Essential 

Freeway Insurance

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

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Block of Flats Insurance Glossary of Terms

Property Insurance Centre

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

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How to Read Homeowners Insurance Quotes

TGS

A lot of factors go into calculating your home insurance premium. If you own multiple properties, confirm that your billing address and insured location are both accurate. Limits This portion of your home insurance quote breaks down the maximum amount that your home insurance policy will pay for each type of coverage.

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Blog Post: What's New in Practical Guidance - August 2024 Updates

LexisNexis

Be sure to check out these recently published environmental items: Recycling/Solid Waste Management State Law Survey Brownfield Reclamation and Redevelopment Funding State Law Survey As Temperatures Rise, Lawmakers Eye More Heat Protection for Workers Water Rights Law Resource Kit (Real Estate Owners) (National and Select States) PFAS Liability Claims: (..)

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Does Homeowners Insurance Cover Collectibles? 

Distinguished

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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