TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Freeway Insurance

JANUARY 3, 2025

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*.

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Property Insurance Centre

FEBRUARY 10, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE What Perils Are Covered by Commercial Property Insurance? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

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Mark Jackson Insurance Agency

MAY 21, 2024

Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. Here are some critical insurance considerations every home-based business owner should evaluate. We can recommend policies that ensure comprehensive protection for your home-based business.

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ProWriters

APRIL 2, 2025

They could use this data themselves in further cyber attacks, including identity theft and phishing campaigns. Snail Mail AttacksAnother Reason To Carry Cyber Insurance Hackers targeting mailboxes with malicious codes in letters is an emerging threat. Cyber Insurance alone cant stop snail mail cyber attacks.

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Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Start by evaluating your specific risks.

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Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

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Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales.

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

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Jackson & Jackson

JANUARY 9, 2024

Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy. Understanding Cyber Insurance: Cyber Insurance protects businesses from the repercussions of online threats. A ransomware attack encrypts vital company data.

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Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. Naturally, they must be named on the policy.

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Protect Commercial Insurance

NOVEMBER 22, 2024

Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. A single incident can be financially crippling, but insurance shields you from unprecedented risks. Investing in the right policy can save you a lot of money in the long run.

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Maritime Insurance International

JUNE 5, 2020

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

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Property Insurance Centre

MARCH 11, 2025

Some insurers might impose higher excesses or refuse coverage in high-risk flood zones. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Insurers often require extra security measures like CCTV, secure entry systems, and alarm monitoring.

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Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What are the policy exclusions and limitations?

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Jackson & Jackson

APRIL 10, 2024

Understanding the Types of Coverage Available Property Insurance This is the most basic form of insurance you’ll need. It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Liability Insurance Liability insurance is essential for any commercial property owner.

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Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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Cover4LetProperty

DECEMBER 1, 2023

Covered risks Home insurance: Typically covers the structure of the home, contents, personal possessions, and liability for the homeowner. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. What is Collectibles Insurance?

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Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. However, the first thing you should ask yourself, is, “Do I have the right lock for my insurance?”

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Protect Commercial Insurance

JUNE 27, 2024

Insurance policies such as property, liability, and professional indemnity can provide a crucial safety net, making it essential for businesses of all sizes. For example, a small retail shop could face severe repercussions from events such as fire, theft, or customer injuries on premises.

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TGS

OCTOBER 3, 2024

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. If you’ve filed multiple claims in the past, insurers may view you as a higher risk, which can raise your rates. Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in.

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Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. Here, we will delve into the various aspects of building insurance coverage, so you can be confident that you have the right policy for your needs. These can be added to your policy for an additional premium. What is Covered?

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Jackson & Jackson

MAY 22, 2024

. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. It covers property damage, loss of income, liability claims, etc. Every property is unique, with different risks and potential exposures.

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Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis.

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Property Insurance Centre

NOVEMBER 11, 2024

Insurers will often insist that the property has a maintenance programme in place before they even offer renewal terms. Currently, many insurers will simply decline to offer renewal terms, if there had been any history of poor maintenance. Getting an alarm will often be a deterrent in the first instance.

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Cover4LetProperty

JANUARY 21, 2023

The same might be said of standard homeowners’ insurance and landlords’ insurance – on the outside they appear fairly similar, but it is on the inside that the real differences start to emerge. Put most simply, landlord insurance protects your buy to let business.

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Distinguished

NOVEMBER 26, 2024

Magecart is a very common type of attack in e-commerce and is attributed to seven to 12 attack groups, who are behind the theft of millions of online shoppers’ credit card information,” according to IFSEC Global, a firm that examines the latest developments and best practices in disciplines like security management.

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Distinguished

DECEMBER 2, 2024

Our Fine Art and Collectibles Program offers public art insurance that is designed to safeguard these cultural treasures, ensuring they can continue to inspire and engage for generations to come. What is Public Art Insurance? What Does Public Art Insurance Cover?

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Maritime Insurance International

MARCH 3, 2020

Learn more about boat insurance requirements below, and request a quote from Maritime Insurance International today. A boat insurance policy could offer you coverage for the following: Property Damage. Loss of your boat to theft, fire, or serious weather events while it’s moored in a marina or in storage can be protected.

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Property Insurance Centre

AUGUST 8, 2024

For example, if the unoccupied office is in a high risk post code for arson, then your insurers may impose a heavy additional premium just for them to keep on risk (along with some very stringent conditions), as an unoccupied office may well be attractive to would-be vandals. What do we recommend as a broker for unoccupied office insurance?

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Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

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