Court Differentiates Vandalism from Theft in First Party Insurance Policy
The Property Insurance Law Observer
MARCH 12, 2024
The claim included the cost to replace various appliances, and an additional $1,310 for the value of other stolen personal property, including certain tools and clothing. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Citing to Allemand v.
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