Insurance Journal

JULY 21, 2024

A 2% surcharge on property insurance policies, mandatory fees on the oil and gas industries, and holding a public referendum are ways a public-private group formed in the aftermath of Superstorm Sandy recommends to pay for projects to protect New …

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Property Insurance Insurance Policy Insurance Insurer 262

The Property Insurance Law Observer

MARCH 25, 2024

March 11, 2024), the Court determined that the plaintiff property owner, as an additional insured, was not entitled to the same insurance coverage as the named insured where the builder’s risk policy limited the scope of recovery for soft costs and rental income.

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Mark Jackson Insurance Agency

AUGUST 6, 2024

Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your lives, especially when it comes to insurance. Addressing your insurance needs as a married couple can ensure you’re both protected and can even save you money. Here are key insurance considerations for newlyweds.

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Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed?

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Property Insurance Damage Insurance Policy Insurance Companies 151

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales.

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Commercial Insurance Commercial Protection Financial Loss 40

Mark Jackson Insurance Agency

APRIL 15, 2024

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage.

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Workers Comp Protection Commercial Umbrella Workers Compensation 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

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Final Expense Brokerage

JUNE 23, 2024

By having this type of insurance, you can ensure that your family will not be burdened with the financial responsibilities of your funeral and other end-of-life expenses. It allows you to leave a lasting legacy and protect your loved ones from financial stress during an already difficult time.

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Life Insurance Premium Insurance Insurer 130

ProWriters

JULY 25, 2024

As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. Ensure compliance with data protection laws like GDPR and CCPA by immediately notifying authorities and affected individuals. Staying ahead of legal requirements protects companies from additional fallout.

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LexisNexis

SEPTEMBER 24, 2024

Follow the steps outlined in this checklist to find old insurance policies that may provide coverage for a per- and polyfluoroalkyl compounds (PFAS) liability claim. Read now » Related Content Insurance Coverage for PFAS Liability Learn about potential insurance coverage for tort and environmental liability arising from PFAS.

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Policy Liability Insurance Policy Risk 40

Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

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Final Expense Brokerage

JUNE 30, 2024

Emphasize the peace of mind and protection that the insurance can provide. Additionally, explain any unique features or additional benefits of the specific insurance policies you offer. Explain the pricing structure of the insurance policies, including any payment options or flexibility.

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Insurance Agent Insurance Agents Agents Insurance 130

Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). We will always be here to help you make the right choice when it comes to protecting your home, your valuables and your loved ones.

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Home Insurance Theft Insurance Insurer 98

Boyle Agency Insurance

SEPTEMBER 2, 2024

Should I Invest In Life Insurance? Life Insurance can be a complicated subject. It is considered an investment when it provides protection for your beneficiaries upon your death. The need for life insurance and how much of it depends on your requirements. A Whole Life Insurance policy is a good investment.

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Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. What is Covered?

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Final Expense Brokerage

MAY 10, 2024

Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies. Once you pass the exam, you can apply for your life insurance agent license.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

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Out-Of-Pocket Expense Out-Of-Pocket Home Insurance Insurance Policy 40

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Review Your Needs with an Agent The decision to invest in or forego commercial umbrella insurance should not be taken lightly.

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Paragon Independent Insurance Agencies

JUNE 28, 2024

Then, adjust your insurance policy accordingly. Your residential insurance policy can list the items you invest in. The insurance coverage will protect against unforeseen damage and theft. Be aware that some events may not be included in a standard insurance policy.

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Home Insurance Insurance Agency Insurance Policy Theft 40

The Property Insurance Law Observer

MARCH 4, 2024

At issue in the case was the application of the policy’s wear and tear exclusion and its exceptions. The insurance policy covered direct physical loss but contained an exclusion for physical damage caused by wear and tear, marring or deterioration.

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Damage Policy Claim Property Damage 130

Final Expense Brokerage

AUGUST 5, 2024

This helps us customize a plan that offers you the best protection.” This should include a summary of what was discussed, the different insurance options available to them, and a clear outline of the steps moving forward. Step 6: Final Review and Policy Delivery Once the policy is approved, schedule a final review session.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags.

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Insurance Insurer Insured Theft 52

Wren Insurance Agency

SEPTEMBER 18, 2024

First, in terms of those seeking a seasonal second home in Florida, there are several types of insurance you may want to consider. First and foremost, you will need a homeowners insurance policy on the residence, even though it isn't your primary location. It is typically the renter's responsibility to cover those.

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Home Insurance Insurance Insurer Insured 52

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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Commercial Insurance Broker General Liability Business Interruption 52

Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

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Liability Business Interruption Professional Liability Insurance Home Insurance 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Jackson & Jackson

APRIL 28, 2024

However, many property investors, especially those new to the field, fall into common traps with their insurance choices. This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected.

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Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. What does landlord insurance cover?

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Insurance Insurer Insured Injury 53

Boyle Agency Insurance

AUGUST 5, 2024

Bogle Agency Insurance based in Bergen County, NJ has the expertise necessary to help you find the correct Disability Insurance! Disability insurance ensures you continue to receive a portion of your income, helping you cover essential expenses while you focus on recovery and rehabilitation.

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Insurance Insurer Insured Protection 96

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Liability 52

Liability Insurance Insurer Insured 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Yet, it’s essential to protect your hard-earned business from the unexpected.

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Liability Insurance Liability Property Damage Insurance 52

Redbird Agents

SEPTEMBER 10, 2024

It not only helps agents understand their clients’ immediate needs but also provides valuable information that can be used in the future to re-engage clients, adjust policies, and offer additional services. Revisiting this section at future appointments is crucial for maintaining client relationships and keeping policies up to date.

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Insurance Agent Insurance Agents Agents Life Insurance 130

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

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Cyber Injury Liability Liability Insurance 52

Shield Insurance Agency

JULY 8, 2024

Whether you have outstanding debts, want to leave an inheritance for your loved ones, or simply want to cover your final expenses, life insurance can provide essential financial protection. Senior Life Insurance Options There are several life insurance options specifically designed for seniors.

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Life Insurance Insurance Agency Insurance Insurer 52

Bankers Insurance

SEPTEMBER 6, 2024

There are two main types of life insurance: term life insurance and permanent life insurance. The best policy for you will depend on your unique needs. OPTION 1: TERM LIFE INSURANCE As the name suggests, term life insurance covers you for a specific period of time, or “term,” that you choose.

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Life Insurance Premium Insurance Insurer 59

Smart Insurance Agents

SEPTEMBER 7, 2024

Understanding dependent eligibility is important for people and families who want complete health insurance coverage. Dependent Definition For Health Insurance Terms In health insurance, a dependent is a person who follows certain rules set by the insurance policy. This safety net also protects dependents.

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Paragon Independent Insurance Agencies

JULY 31, 2024

Lenders want to ensure their interest in the property is protected if an unfortunate disaster damages it. Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. The deductible is one of the most important decisions to make when choosing a homeowners policy. Reach out to us today!

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