The Property Insurance Law Observer

MARCH 25, 2024

March 11, 2024), the Court determined that the plaintiff property owner, as an additional insured, was not entitled to the same insurance coverage as the named insured where the builder’s risk policy limited the scope of recovery for soft costs and rental income.

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Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed?

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Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

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Insurance Policy Protection Policy Business Interruption 52

Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason.

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Insurance Policy Policy Boiler and Machinery Insurance 52

Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

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Home Insurance Insurance Policy Policy Insurance 52

Jackson & Jackson

NOVEMBER 16, 2024

From data breaches to equipment breakdowns, IT businesses need tailored protection to stay secure and competitive in today’s fast-paced tech landscape. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Boyle Agency Insurance

OCTOBER 7, 2024

Life insurance is a crucial financial tool that provides protection for you and your loved ones. However, as life unfolds, your insurance needs may change due to significant life events. A policy review is essential to assess if your current coverage is sufficient to support your partner in the event of your passing.

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TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Freeway Insurance

NOVEMBER 19, 2024

However, whether your policy includes mold issues isnt cut and dry. To keep your house in good shape, its important to understand when your policy can help you with mold and how to prevent spores from spreading in the first place. The Intersection of Mold and Home Insurance Will insurance cover mold remediation?

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Mark Jackson Insurance Agency

OCTOBER 16, 2024

Multicolored umbrellas by Pixabay When it comes to personal insurance , most people are familiar with their auto , homeowners , or renters policies. However, fewer may be aware of umbrella insurance —a type of coverage that goes beyond the limits of your existing policies to protect you from substantial financial risk.

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Protect Commercial Insurance

OCTOBER 11, 2024

Introduction Climate change isn’t just an environmental buzzword; it’s rapidly becoming a pivotal factor in the world of insurance, especially for commercial properties. As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks.

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Final Expense Brokerage

JUNE 23, 2024

By having this type of insurance, you can ensure that your family will not be burdened with the financial responsibilities of your funeral and other end-of-life expenses. It allows you to leave a lasting legacy and protect your loved ones from financial stress during an already difficult time.

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Paragon Independent Insurance Agencies

DECEMBER 27, 2024

Understanding how local regulations near Plano, TX can influence your homeowner’s insurance policy is essential to protect and preserve your coverage. At Paragon Independent Insurance Agency, we can help you better understand how local regulations and home insurance policies are impacted together in Plano, TX.

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ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

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Final Expense Brokerage

JUNE 30, 2024

Emphasize the peace of mind and protection that the insurance can provide. Additionally, explain any unique features or additional benefits of the specific insurance policies you offer. Explain the pricing structure of the insurance policies, including any payment options or flexibility.

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Property Insurance Coverage Law

NOVEMBER 23, 2024

A recent court decision highlights why policyholders need to understand both the benefits and limitations of Inflation Guard Endorsements in their property insurance policies. While these endorsements aim to protect against underinsurance, they may not provide the complete protection many assume they do.

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Final Expense Brokerage

NOVEMBER 30, 2024

Explain how the policy is designed to protect their family from substantial funeral expenses. Final expense insurance is a dedicated fund that can give you and your family peace of mind.” Highlight the consistency of a policy: Explain how a policy offers predictable, set payments for long-term assurance.

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TGS

DECEMBER 13, 2024

TGS Insurance Blog Jewelry Insurance: Protecting More Than Precious Metals Imagine this: Youve just said yes to the perfect engagement ring, inherited a priceless family heirloom, or splurged on that necklace youve admired for years. What Does Jewelry Insurance Cover? How Much Does Jewelry Insurance Cost?

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Mark Jackson Insurance Agency

AUGUST 6, 2024

Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your lives, especially when it comes to insurance. Addressing your insurance needs as a married couple can ensure you’re both protected and can even save you money. Here are key insurance considerations for newlyweds.

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Final Expense Brokerage

JULY 3, 2024

Example: Targeting New Parents If you sell life insurance, targeting new parents can be highly effective. New parents are often considering their family's future and are more likely to be interested in life insurance policies. Copy: Highlight the importance of securing their child's future with a reliable life insurance policy.

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Insurance Agent Insurance Agents Agents Life Insurance 130

The Property Insurance Law Observer

MARCH 4, 2024

At issue in the case was the application of the policy’s wear and tear exclusion and its exceptions. The insurance policy covered direct physical loss but contained an exclusion for physical damage caused by wear and tear, marring or deterioration.

Damage 130

Damage Policy Claim Property Damage 130

Mark Jackson Insurance Agency

DECEMBER 4, 2024

Here are some practical tips to protect your car from being stolen and how the right auto insurance policy can provide an added layer of protection in case you fall victim to auto theft. How Insurance Protects You Against Theft Even with the best precautions, car theft can still happen.

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Protection Theft Auto Insurance Insurance Policy 52

TGS

DECEMBER 9, 2024

TGS Insurance Blog How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. But whether these moments fill your heart with joy or leave you reeling, one thing is sure: major life events impact insurance in ways you might not expect. But dont forget the fine print.

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Final Expense Brokerage

MAY 10, 2024

Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies. Once you pass the exam, you can apply for your life insurance agent license.

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Protect Commercial Insurance

NOVEMBER 15, 2024

This is where commercial insurance comes into play. Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients.

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Commercial Insurance Commercial Protection Business Interruption 52

Mark Jackson Insurance Agency

APRIL 15, 2024

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage.

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Distinguished

OCTOBER 31, 2024

How to Mitigate Risks Proactively Protect people first, property second. Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Take all reasonable steps to protect yourself from further damage. Strategies for keeping people safe?

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Final Expense Brokerage

AUGUST 5, 2024

This helps us customize a plan that offers you the best protection.” This should include a summary of what was discussed, the different insurance options available to them, and a clear outline of the steps moving forward. Step 6: Final Review and Policy Delivery Once the policy is approved, schedule a final review session.

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TGS

NOVEMBER 25, 2024

TGS Insurance » Blog Thanksgiving Fire Safety: Protect Your Home, Your Family, and Your Peace of Mind Thanksgiving—the word alone brings a flood of cozy images, doesn’t it? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens.

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Protection Home Insurance Policy Insurance Agency 52

ProWriters

JULY 25, 2024

As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. Ensure compliance with data protection laws like GDPR and CCPA by immediately notifying authorities and affected individuals. Staying ahead of legal requirements protects companies from additional fallout.

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Protection Cyber Damage Broker 53

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

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Commercial Insurance Commercial Protection Business Interruption 40

Final Expense Brokerage

NOVEMBER 30, 2024

When discussing final expense insurance with clients, agents often encounter misconceptions that can prevent clients from seeing the value of these policies. Example Response: “Final expense insurance is valuable for anyone, whether in perfect health or with existing conditions.

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Frankenmuth Insurance

JANUARY 16, 2025

As your business grows, so can your risks, making it essential to review, reassess, and possibly adjust your insurance policy each year. Were breaking down the key steps in the business insurance renewal process so you can feel confident youre covered, protected, and getting the best value for your policy.

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Business Insurance Agents Policy Insurance 81

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales.

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Commercial Insurance Commercial Protection Financial Loss 40

Boyle Agency Insurance

AUGUST 5, 2024

Bogle Agency Insurance based in Bergen County, NJ has the expertise necessary to help you find the correct Disability Insurance! Disability insurance ensures you continue to receive a portion of your income, helping you cover essential expenses while you focus on recovery and rehabilitation.

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Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). We will always be here to help you make the right choice when it comes to protecting your home, your valuables and your loved ones.

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