Distinguished

APRIL 21, 2025

Automatic renewal: Ensures continuous coverage with hassle-free policy renewals. Express city insurance umbrella : Provides condominium and rental property owners with additional liability protection up to $10 million. These advantages make Distinguisheds policies a comprehensive and flexible solution for Chicago landlords.

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Distinguished

APRIL 14, 2025

But with value comes risk, and standard homeowner insurance policies frequently fall short when it comes to protecting one-of-a-kind instruments. Thats why a specialized collectibles policy is the right solution for clients who own rare, high-value guitars whether theyre collectors, professional musicians, or investors.

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Distinguished

APRIL 29, 2025

Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies. Discover why landlord insurance is vital for property owners in Colorado, the protections Distinguished can offer, and how brokers can help their clients secure the best policies.

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The Property Insurance Law Observer

AUGUST 22, 2024

2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. During the policy period, the insured’s floor “sunk” between eight to 12 inches. Hartford Casualty Insurance Co. ,

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Distinguished

MARCH 20, 2025

For this reason, purchasing comprehensive apartment building insurance is one of the best investments your clients can make. Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way.

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PSM Brokerage

JANUARY 10, 2025

Introduction to Final Expense Insurance Final Expense Insurance is a small whole life insurance policy designed to cover end-of-life costs, such as funeral expenses, medical bills, and other outstanding debts. These plans are affordable, straightforward, and a valuable addition to any insurance agent's portfolio.

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Final Expense Brokerage

MAY 10, 2024

Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies. Once you pass the exam, you can apply for your life insurance agent license.

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Distinguished

MARCH 20, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. What role can insurance brokers play in managing these challenges for their clients?

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Distinguished

MARCH 19, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. What role can insurance brokers play in managing these challenges for their clients?

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Final Expense Brokerage

NOVEMBER 30, 2024

When discussing final expense insurance with clients, agents often encounter misconceptions that can prevent clients from seeing the value of these policies. Example Response: “Final expense insurance is valuable for anyone, whether in perfect health or with existing conditions.

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Cowbell

FEBRUARY 6, 2025

At Cowbell, weve long believed that prevention is better than cure , and we strive to deliver more than just an insurance policy to fall back on. Qualys Policy Compliance : Monitors and enforces compliance with internal policies and external regulations. Brokers : Leverage CRS to differentiate your services.

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Risk Management Monitor

AUGUST 9, 2022

As companies assess their natural disaster preparedness, there are some proactive measures that should be taken specifically for hail to leave organizations best positioned for any resulting insurance claims. In 2018, the 5 th Circuit Court of Appeals took things a step further in Certain Underwriters at Lloyd’s of London v.

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Protect Commercial Insurance

OCTOBER 4, 2024

They can be set by central banks and are influenced by several factors, including inflation, economic growth, and monetary policy decisions. Sometimes, changes in global financial markets or government policies can also be catalysts for rate hikes. Therefore, higher interest rates can sometimes lead to more expensive insurance.

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Cowbell

AUGUST 26, 2024

Caroline Thompson, Chief Underwriting Officer added, “Cowbell’s underwriting process integrates data points from security tools and application questions. This results in lower premiums, better coverage, and higher policy limits.” If it gets hacked or breached, you’re in trouble.

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Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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LexisNexis

NOVEMBER 4, 2024

Read now » Related Content Representations and Warranties Insurance: Fundamentals Get an overview of R&W insurance, including underwriting and the various aspects of claims, coverage, and dispute resolution. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

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LexisNexis

SEPTEMBER 17, 2024

Read now » Related Content Representations and Warranties Insurance: Fundamentals Get an overview of R&W insurance, including underwriting and the various aspects of claims, coverage, and dispute resolution.

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Claim Insurance Policy Policy Underwriting 40

Paragon Independent Insurance Agencies

JUNE 14, 2024

Filing a commercial claim is a complex and daunting process, especially for business owners unfamiliar with the ins and outs of insurance policies. Delay in Notifying the Insurer Timely notification is essential, as most insurance policies must be reported immediately. These are regular issues around Plano, TX.

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P&L Financial Services

DECEMBER 20, 2024

Life insurance often feels like a topic best tackled earlier in life, but its far from being too late for seniors to secure a meaningful policy. As an insurance agent, understanding the needs and concerns of senior clients can open the door to building trust and creating solutions tailored to their unique situations.

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

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Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. Management liability insurance is a product that agents and wholesale brokers should be offering all of their clients.

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Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. Management liability insurance is a product that agents and wholesale brokers should be offering all of their clients.

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Distinguished

AUGUST 12, 2024

Our Builder’s Risk policies come standard with all of the most important coverages your clients will need to protect their under-construction properties.  Distinguished’s Builder’s Risk Insurance policies are customized based on the needs and situations of your clients. How Much Does Builder’s Risk Cost in Georgia?

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Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies.

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Distinguished

DECEMBER 2, 2024

Our Fine Art and Collectibles Program offers public art insurance that is designed to safeguard these cultural treasures, ensuring they can continue to inspire and engage for generations to come. What is Public Art Insurance? Why Choose Specialized Public Art Insurance? How Much Does Public Art Insurance Cost?

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TGS

OCTOBER 3, 2023

The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take?

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TGS

NOVEMBER 25, 2024

Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. If a guest is injured during a fire or related accident, your policy can help cover medical expenses or legal fees. Ready to review your policy?

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TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. Why Would I Have to Get South Carolina Wind Pool Insurance?

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Shield Insurance Agency

AUGUST 1, 2024

As a Customer Service Representative/Account Manager at Shield Insurance Agency, your primary responsibilities will be answering phones and emails from existing customers to assist them with making changes to their current insurance policies, quoting new business and re-quoting, processing billing payments, and filing and tracking claims.

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Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

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Agency MVP

DECEMBER 20, 2021

Instead of meeting face-to-face, it is now possible to demonstrate and sell virtually any type of P&C insurance policy without even needing to see the client in a traditional fashion. Continue reading to enhance your efforts to sell P&C insurance right from the comfort of your own home.

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Jackson & Jackson

AUGUST 16, 2024

Why Homeowners Insurance in California is More Challenging in 2024 Changes in the Insurance Industry The insurance industry has been undergoing significant changes in recent years, and these changes have affected the availability and affordability of homeowners insurance in California.

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Bankers Insurance

JULY 22, 2024

At Westfield, it’s about more than writing insurance policies, it’s about going above and beyond to help communities thrive and prosper. Offering support that reflects these values is at the core of the Westfield Insurance Foundation. Today, more than 175 years later, as a leading U.S.-based

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Healthinsurance.org

JUNE 5, 2024

A “renewal” will include a new policy issued by the same insurer (or another insurer in the same controlled group, meaning they’re treated as a single employer) within 12 months of the effective date of the first policy. The current rules continue to apply to those policies.

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Word & Brown

SEPTEMBER 13, 2024

3: Coverage Limitations and Exclusions To help your clients avoid disappointment and misunderstandings, be sure you know about any policy limitations and exclusions. 4: Preauthorization Requirements and Procedures Some health, supplemental, and other types of insurance policies require pre-approval for certain services or procedures.

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Property Insurance Centre

AUGUST 8, 2024

How to get Empty Office Insurance Empty office Insurance If you are a property owner of an office. You will want to make sure you have the right policy in place that will cater for your particular requirements. These may be any/all of the following depending on the policy. How long has the office been empty for?

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