Distinguished

MARCH 20, 2025

Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss. Apartment buildings come in all shapes and sizes, so its nearly impossible to give a blanket answer to how much apartment building insurance costs.

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Protect Commercial Insurance

OCTOBER 4, 2024

How Interest Rates Influence Insurance Costs Insurance premiums are sometimes indirectly influenced by interest rates. Here’s how: insurers rely on investment income to keep premiums competitive. When interest rates rise, the returns on these investments can increase, potentially affecting premium rates.

Property Insurance 52

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Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Thus, affordable housing providers are highly likely to experience a loss of coverage or relatively high insurance premiums.

Crime 52

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Cowbell

AUGUST 26, 2024

Caroline Thompson, Chief Underwriting Officer added, “Cowbell’s underwriting process integrates data points from security tools and application questions. Here are some key considerations: Risk Assessment : Insurers need to evaluate how well an organization is implementing and managing the security features of the license.

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Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Inflation drives up property valuations , construction costs , and insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

LexisNexis

NOVEMBER 4, 2024

Read now » Related Content Representations and Warranties Insurance: Fundamentals Get an overview of R&W insurance, including underwriting and the various aspects of claims, coverage, and dispute resolution. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

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LexisNexis

SEPTEMBER 17, 2024

Read now » Related Content Representations and Warranties Insurance: Fundamentals Get an overview of R&W insurance, including underwriting and the various aspects of claims, coverage, and dispute resolution. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Claim 40

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Healthinsurance.org

JANUARY 23, 2024

In fact, medical underwriting hasn’t been used for individual/family health insurance policies since 2013. For individual/family major medical policies with effective dates of 2014 or later, the insurer cannot take the applicant’s medical history into consideration. Here’s how income is calculated under the ACA ).

Premium 52

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TGS

OCTOBER 3, 2023

At TGS Insurance, your free home insurance quote is instant! Quotes that are ready quickly are usually based on a small subset of information, then the initial baseline quote is refined during the underwriting process. >> TGSI TIP: Homeowners insurance quotes should always be free. . >> Policy Number 3.

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Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Property Insurance Centre

NOVEMBER 11, 2024

These are just some of the excuses we hear of from the question of, “ Why can’t I get insurance ?” ” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions.

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Distinguished

AUGUST 12, 2024

Distinguished’s Builder’s Risk Insurance policies are customized based on the needs and situations of your clients. However, to get an idea of what it might cost, you can assume that a Builder’s Risk policy will cost roughly 1-5% of the total cost of the work being done on the insured property.

Risk 52

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Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insured 52

Insured Insurance Insurer Premium 52

TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. Why Would I Have to Get South Carolina Wind Pool Insurance?

Insured 52

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P&L Financial Services

DECEMBER 20, 2024

The Growing Demand for Senior Life Insurance With people living longer than ever, the demand for senior-specific life insurance policies is growing. Understanding the Types of Life Insurance for Seniors Not all life insurance policies are created equal, and educating seniors on their options is key.

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TGS

NOVEMBER 25, 2024

Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. By following these fire safety tips and ensuring your home insurance policy has you covered, you can focus on what really matters—spending time with the people you love most.

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Jackson & Jackson

MAY 22, 2024

From the bustling urban centers of Los Angeles and San Francisco to the scenic coastal towns and sprawling agricultural regions, each location presents its own set of challenges and opportunities for investors seeking insurance coverage. Investors should also consider the impact of climate change on the insurance landscape in California.

Property Insurance 52

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Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

Risk 52

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Jackson & Jackson

AUGUST 16, 2024

As a result, insurance companies have had to reassess their strategies for covering properties in high-risk fire zones, leading to higher premiums and coverage limitations for homeowners in these areas. Furthermore, technological advancements have also played a role in shaping the insurance industry.

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Agency MVP

DECEMBER 20, 2021

Instead of meeting face-to-face, it is now possible to demonstrate and sell virtually any type of P&C insurance policy without even needing to see the client in a traditional fashion. Continue reading to enhance your efforts to sell P&C insurance right from the comfort of your own home.

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Healthinsurance.org

JUNE 5, 2024

The final rule cites a 2023 report from the National Association of Insurance Commissioners , which indicated that 235,775 people were covered by short-term health plans at the end of 2022. But this will depend on their health status, as the new insurer will be able to use medical underwriting.

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Tosten Marketing

SEPTEMBER 12, 2023

Focusing on Retention Newsletters : Newsletters are a great way to talk directly to your clients and let them know that you understand their frustrations with the insurance market. It allows you to inform them about what is happening in real time in your state insurance market. Perhaps they got married or had a child.

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Protect Commercial Insurance

DECEMBER 6, 2024

Insurance companies will need to design comprehensive cyber insurance policies that not only cover financial losses but also offer resources for incident recovery and cyber threat intelligence. Theyre poised to offer bespoke policies covering everything from pollution liability to clean-up costs.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insured 52

Smart Insurance Agents

OCTOBER 16, 2024

In addition to helping clients choose the right health insurance plans , brokers also play a significant role in educating consumers about the intricacies of health insurance. They explain the details of different policies, including coverage options, premiums, deductibles, and out-of-pocket expenses.

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Distinguished

MARCH 25, 2025

How to Insure an Antique Duck Decoy Collection The best way to insure an antique duck decoy collection is with a specialized fine art and collectibles insurance policy. The cost of insuring antique duck decoy collections depends on several key factors unique to your clients collection and circumstances.

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