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What is a Loss History Report?

TGS

Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. The most common report is the Comprehensive Loss Underwriting Exchange (C.L.U.E.) Lets make insurance simple.

Claim 52
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Housing Code Violations in Philadelphia: An Interview with Katie Vespia

Distinguished

Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Are there specific types of insurance that are more sensitive to these housing violations? Katie is based in Rhode Island.

Broker 52
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An Agent's Guide to Selling Final Expense Life Insurance

PSM Brokerage

Introduction to Final Expense Insurance Final Expense Insurance is a small whole life insurance policy designed to cover end-of-life costs, such as funeral expenses, medical bills, and other outstanding debts. These plans are affordable, straightforward, and a valuable addition to any insurance agent's portfolio.

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Housing Code Violations in San Francisco: An Interview with Katie Vespia

Distinguished

Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Are there specific types of insurance that are more sensitive to these housing violations? Katie is based in Rhode Island.

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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

Distinguished

Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss. Apartment buildings come in all shapes and sizes, so its nearly impossible to give a blanket answer to how much apartment building insurance costs.

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Common Myths and Misconceptions About Final Expense Insurance: A Guide for Agents

Final Expense Brokerage

By getting the policy early, they locked in affordable rates and didn’t have to worry about it later when other responsibilities piled up.” Example Response: “Final expense insurance isn’t just for older individuals—it’s for anyone who wants to plan ahead.

Agents 130
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Impact of Rising Interest Rates on Property Insurance

Protect Commercial Insurance

How Interest Rates Influence Insurance Costs Insurance premiums are sometimes indirectly influenced by interest rates. Here’s how: insurers rely on investment income to keep premiums competitive. When interest rates rise, the returns on these investments can increase, potentially affecting premium rates.