Distinguished

MARCH 20, 2025

Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss. Apartment buildings come in all shapes and sizes, so its nearly impossible to give a blanket answer to how much apartment building insurance costs.

Building 52

Building Protection Damage Liability 52

Final Expense Brokerage

MAY 10, 2024

Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies.

Life Insurance 100

Life Insurance Insurance Agents Insurance Agent Agents 100

PSM Brokerage

JANUARY 10, 2025

Introduction to Final Expense Insurance Final Expense Insurance is a small whole life insurance policy designed to cover end-of-life costs, such as funeral expenses, medical bills, and other outstanding debts. These plans are affordable, straightforward, and a valuable addition to any insurance agent's portfolio.

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Life Insurance Agents Insured Insurance 105

Distinguished

MARCH 19, 2025

Brokers also help interpret legal precedents and case law, including issues of negligence, duty to maintain clauses, and the concealment or misrepresentation clauses found in insurance policies. About Katie Vespia Katie is the President of Distinguisheds Real Estate program and started her insurance career with Distinguished in 2007.

Building 52

Building Broker Damage Insurance Broker 52

The Property Insurance Law Observer

AUGUST 22, 2024

2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. During the policy period, the insured’s floor “sunk” between eight to 12 inches.

Building 130

Building Commercial Property Damage Policy 130

The Property Insurance Law Observer

FEBRUARY 14, 2024

Privilege Underwriters Reciprocal Exchange (2024 WL 322297 (Tex. 29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insureds suffered property damage caused by a tornado and subsequently submitted a claim to their insurer. In Mankoff v.

Policy 130

Policy Deductible Damage Property Damage 130

Cowbell

FEBRUARY 6, 2025

At Cowbell, weve long believed that prevention is better than cure , and we strive to deliver more than just an insurance policy to fall back on. This constant stream of up-to-date threat intelligence means: More Accurate Underwriting : Policy terms can adjust dynamically to your organizations evolving security posture.

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Policyholder Cyber Broker Risk 52

Redbird Agents

SEPTEMBER 10, 2024

Health and Medical History Gathering health information can seem sensitive, but it is vital for tailoring insurance solutions such as life and health insurance that requires medical underwriting.

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Insurance Agents Insurance Agent Agents Life Insurance 130

Risk Management Monitor

AUGUST 9, 2022

In 2018, the 5 th Circuit Court of Appeals took things a step further in Certain Underwriters at Lloyd’s of London v. In that case, a hotel filed a lawsuit against its insurer for refusing to cover hail-related roof damage under a commercial property insurance policy. Lowen Valley View, L.L.C.

Damage 78

Damage Claim Commercial Property Deductible 78

Protect Commercial Insurance

OCTOBER 4, 2024

As interest-backed assets offer higher returns, insurers might become more inclined to increase their pricing models to cover potential future claims. Therefore, higher interest rates can sometimes lead to more expensive insurance. Underwriting involves evaluating risks and determining suitable premiums for policyholders.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insured 52

Cowbell

AUGUST 26, 2024

Caroline Thompson, Chief Underwriting Officer added, “Cowbell’s underwriting process integrates data points from security tools and application questions. Here are some key considerations: Risk Assessment : Insurers need to evaluate how well an organization is implementing and managing the security features of the license.

Cyber 59

Cyber License Insured Insurance 59

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies.

Crime 52

Crime Insurance Carrier Risk General Liability 52

LexisNexis

NOVEMBER 4, 2024

Read now » Related Content Representations and Warranties Insurance: Fundamentals Get an overview of R&W insurance, including underwriting and the various aspects of claims, coverage, and dispute resolution.

Claim 40

Claim Insurance Policy Policy Insured 40

LexisNexis

SEPTEMBER 17, 2024

Read now » Related Content Representations and Warranties Insurance: Fundamentals Get an overview of R&W insurance, including underwriting and the various aspects of claims, coverage, and dispute resolution.

Claim 40

Claim Insurance Policy Policy Underwriting 40

Paragon Independent Insurance Agencies

MAY 27, 2024

Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. Management liability insurance is a product that agents and wholesale brokers should be offering all of their clients.

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Liability Insurance Liability Broker-Agent Insured 52

Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. Management liability insurance is a product that agents and wholesale brokers should be offering all of their clients.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insured 52

Final Expense Brokerage

NOVEMBER 30, 2024

Final expense insurance, on the other hand, is specifically meant for covering immediate expenses tied to end-of-life events. This way, her family had funds readily available without needing to dip into her life insurance benefit.”

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Agents Out-Of-Pocket Life Insurance Insured 130

Paragon Independent Insurance Agencies

JUNE 14, 2024

Filing a commercial claim is a complex and daunting process, especially for business owners unfamiliar with the ins and outs of insurance policies. Delay in Notifying the Insurer Timely notification is essential, as most insurance policies must be reported immediately. These are regular issues around Plano, TX.

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Commercial Insurance Commercial Insurance Claim Claim 40

Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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Broker Insured Insurance Insurer 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

Insured 52

Insured Insurance Insurer Policy 52

Shield Insurance Agency

AUGUST 1, 2024

As a Customer Service Representative/Account Manager at Shield Insurance Agency, your primary responsibilities will be answering phones and emails from existing customers to assist them with making changes to their current insurance policies, quoting new business and re-quoting, processing billing payments, and filing and tracking claims.

Insurance Agency 52

Insurance Agency Insured Insurance Insurer 52

Bankers Insurance

JULY 22, 2024

At Westfield, it’s about more than writing insurance policies, it’s about going above and beyond to help communities thrive and prosper. Offering support that reflects these values is at the core of the Westfield Insurance Foundation. Today, more than 175 years later, as a leading U.S.-based

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Broker-Agent Agents Insured Insurance 64

P&L Financial Services

DECEMBER 20, 2024

The Growing Demand for Senior Life Insurance With people living longer than ever, the demand for senior-specific life insurance policies is growing. Understanding the Types of Life Insurance for Seniors Not all life insurance policies are created equal, and educating seniors on their options is key.

Life Insurance 52

Life Insurance Agents Policy Insured 52

TGS

NOVEMBER 25, 2024

Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. By following these fire safety tips and ensuring your home insurance policy has you covered, you can focus on what really matters—spending time with the people you love most.

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Protection Home Insurance Policy Insurance Agency 52

Distinguished

AUGUST 12, 2024

Distinguished’s Builder’s Risk Insurance policies are customized based on the needs and situations of your clients. However, to get an idea of what it might cost, you can assume that a Builder’s Risk policy will cost roughly 1-5% of the total cost of the work being done on the insured property.

Risk 52

Risk Broker-Agent Insured Insurance 52

LexisNexis

OCTOBER 10, 2024

Is the gardener covered for workers’ compensation benefits under the homeowner’s liability insurance policy? Coverage B of the homeowner’s insurance policy will cover the injured worker’s work-related injuries. What is an “Information Page” in an insurance policy? See § 57 in this handbook.

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Workers Compensation Compensation Workers Compensation Insurance Injury 75

Property Insurance Centre

JANUARY 4, 2024

. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Word & Brown

SEPTEMBER 13, 2024

4: Preauthorization Requirements and Procedures Some health, supplemental, and other types of insurance policies require pre-approval for certain services or procedures. Exclusive Provider Organization (EPO) plans may have similar restrictions, although EPOs often allow self-referrals to specialists, which HMOs do not.

Broker 52

Broker Out-Of-Pocket Broker-Agent Insured 52

TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. Why Would I Have to Get South Carolina Wind Pool Insurance?

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Insured Insurance Insurer Out-Of-Pocket 52

Agency MVP

DECEMBER 20, 2021

Instead of meeting face-to-face, it is now possible to demonstrate and sell virtually any type of P&C insurance policy without even needing to see the client in a traditional fashion. Continue reading to enhance your efforts to sell P&C insurance right from the comfort of your own home.

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Insured Insurance Insurer Agents 52

Distinguished

DECEMBER 2, 2024

Our Fine Art and Collectibles Program offers public art insurance that is designed to safeguard these cultural treasures, ensuring they can continue to inspire and engage for generations to come. What is Public Art Insurance? How Much Does Public Art Insurance Cost?

Deductible 52

Deductible Broker-Agent Insured Insurance 52

TGS

OCTOBER 3, 2023

At TGS Insurance, your free home insurance quote is instant! Quotes that are ready quickly are usually based on a small subset of information, then the initial baseline quote is refined during the underwriting process. >> TGSI TIP: Homeowners insurance quotes should always be free.

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Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Scott Insurance

APRIL 21, 2020

Material Change in Risk Manufacturers & Distributors should prepare for the possibility of increased underwriting scrutiny. Materially modifying production and assembly lines to provide desperately needed PPE products could change risk considerations and impact an organization’s insurability.

Risk 40

Risk Liability Underwriting Underwriter 40

Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insured Insurance 52

Jackson & Jackson

AUGUST 16, 2024

Why Homeowners Insurance in California is More Challenging in 2024 Changes in the Insurance Industry The insurance industry has been undergoing significant changes in recent years, and these changes have affected the availability and affordability of homeowners insurance in California.

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Insured Insurance Insurer Risk 52

Tosten Marketing

SEPTEMBER 12, 2023

Focusing on Retention Newsletters : Newsletters are a great way to talk directly to your clients and let them know that you understand their frustrations with the insurance market. It allows you to inform them about what is happening in real time in your state insurance market. Perhaps they got married or had a child.

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