TGS

NOVEMBER 27, 2024

TGS Insurance » Blog Affordable Home Safety Improvements to Lower Your Insurance Premiums Owning a home is a dream come true—until those monthly bills remind you of the costs involved. From utilities to maintenance to insurance premiums, it adds up quickly. In return, they often reward you with discounts.

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Freeway Insurance

JANUARY 3, 2025

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. is $2,388*.

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Top Insurance Blogs

APRIL 17, 2025

Who wouldnt want to pay less premium for their car insurance coverage compared to what everyone else in their state is paying? We write sales copies for insurance […] The post 5 Ways to Get Lower Auto Insurance Costs in 2025 appeared first on My Top Insurance Blogs. This is not contestable.

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TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. To insurance providers, that’s a win. Yes, you read that right.

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Word & Brown

DECEMBER 10, 2024

It can relieve you of some of the routine tasks often associated with group health insurance freeing you up to focus on networking, referrals, and sales. Insurance Sales Support From Word & Brown Our team will work, step-by-step, to ensure these brokers have everything needed to close a sale.

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TGS

FEBRUARY 28, 2025

TGS Insurance Blog Imagine youve found your dream home. This is where a loss history report comes inits like a propertys report card for past insurance claims. This is where a loss history report comes inits like a propertys report card for past insurance claims. But what if theres more to the story?

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Zywave

NOVEMBER 13, 2024

Within the next decade the cyber insurance market is projected to grow to over $120 billion according to a report by Fortune Business Insights. That means there’s a lot of opportunity for insurers who are looking to either grow their cyber business or expand into the cyber market. But with growth opportunities comes risk.

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TGS

NOVEMBER 20, 2024

TGS Insurance » Blog Does Credit Score Affect Home Insurance? A Closer Look If you’ve ever applied for home insurance and wondered why your credit score comes into play, you’re not alone. It’s one of those questions that might catch you off guard—after all, what does borrowing history have to do with insuring your home?

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Zywave

APRIL 11, 2025

Zywave recently featured a webinar highlighting how the TurboRater quoting platform helps personal lines agents overcome challenges of quoting home and auto insurance and connecting your tech together. Quote Efficiency & Success: How easy is the quoting workflow?

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TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim.

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TGS

SEPTEMBER 14, 2023

TGS Insurance » Blog Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not.

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TGS

JANUARY 6, 2025

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

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Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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TGS

SEPTEMBER 29, 2023

TGS Insurance » Blog What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. Do I Have to Get Tesla Insurance for My Tesla?

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TGS

JANUARY 8, 2025

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. Well, not quitebut its still an essential step in the insurance process.

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TGS

DECEMBER 2, 2024

TGS Insurance » Blog Driving Without Insurance in Florida: Penalties You Can’t Afford to Ignore Picture this: You’re cruising along Florida’s sunny highways, windows down, music up, and life feels good. As the dust settles and the adrenaline wears off, you’re asked for proof of insurance—and you don’t have it.

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TGS

DECEMBER 13, 2024

TGS Insurance Blog Jewelry Insurance: Protecting More Than Precious Metals Imagine this: Youve just said yes to the perfect engagement ring, inherited a priceless family heirloom, or splurged on that necklace youve admired for years. Thats where jewelry insurance steps in. What is Jewelry Insurance?

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Top Insurance Blogs

FEBRUARY 20, 2024

Do you want to buy a car and you are looking for the cheapest cars to insure in 2024? If your desire is to get a lower car insurance cost one of the first things you must do before buying a car is to inquire what the cost of insuring it will be. Is it one of the cheapest or most expensive cars to insure?

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TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

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TGS

NOVEMBER 5, 2024

TGS Insurance » Blog Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Either way, there’s a step that often surprises people when they go to get a quote—the underwriting process. Basic Information: Who, What, Where?

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TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. Does South Carolina Require Windstorm Insurance?

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Cover4LetProperty

AUGUST 15, 2022

If you are a landlord, then like a lot of people, you probably regard the cost of insurance as an inevitable and necessary expense – but, at the same time, you’ll want to keep the cost of it as low as possible. To be on the lookout for what you consider is cheap landlords’ insurance, therefore, is in many ways only quite natural.

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. A captive agent works exclusively for a single insurance company. What is a Captive Agent?

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Freeway Insurance

OCTOBER 26, 2023

Does where you live have an impact on how much you pay for car insurance? Surprisingly, it does indeed make a difference where you live when your insurer is determining what you’ll be quoted for your auto insurance coverage. Understanding this can help you make smart decisions and, perhaps, save money on your insurance.

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TGS

DECEMBER 9, 2024

TGS Insurance Blog How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. But whether these moments fill your heart with joy or leave you reeling, one thing is sure: major life events impact insurance in ways you might not expect. But dont overlook life insurance.

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Maritime Insurance International

MARCH 16, 2020

Perhaps the most important decision boat owners need to make when purchasing boat insurance is how they want their claim to be settled in the event of a total loss of their boat. There are three types of boat insurance policies, each of which pays out on a total loss differently. What Are the Main Types of Boat Insurance?

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Smart Insurance Agents

AUGUST 19, 2024

Looking for the best dental insurance Texas? Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Regular visits become more affordable with insurance, promoting better oral health.

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Distinguished

SEPTEMBER 25, 2024

All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? This is where Builder’s Risk becomes essential.

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Word & Brown

NOVEMBER 12, 2024

In today’s competitive health insurance landscape, brokers face the challenge of not only understanding complex health plans but also marketing them effectively to the right audiences. What is Health Insurance Marketing? These firms (and others) offer marketing solutions for independent insurance agencies and brokers.

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Freeway Insurance

NOVEMBER 21, 2023

Covered California Open Enrollment No health insurance? If you or your family don’t have health insurance, you’re not alone, and there’s a crucial opportunity coming your way. This is the ideal time to sign up for insurance or make changes to your existing plan. Don’t miss Covered CA Open Enrollment !

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Jackson & Jackson

AUGUST 16, 2024

However, when it comes to homeowners’ insurance, the Golden State poses unique challenges for homeowners. In 2024, finding homeowners insurance in California has become increasingly difficult due to various factors. What is Homeowners Insurance?

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Freeway Insurance

NOVEMBER 22, 2023

It helps you get affordable health insurance , whether you’re in college or vocational training. Covered California is a statewide health insurance marketplace in California, where individuals and families can easily shop for and purchase health insurance plans.

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Property Insurance Centre

MAY 20, 2024

Block of Flats Insurance Glossary of Terms Understanding the Declared Value The Declared Value is a figure that represents the rebuild cost of a block of flats or property converted into flats, including garages, outbuildings, walls, car parking, electronic gates, etc., if it was completely destroyed. This can apply to a total loss (e.g.

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Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. As we inch closer to 2025, several trends are emerging that promise to reshape the landscape of business insurance. By the 20th century, the insurance industry began to reflect broader societal shifts.

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TGS

NOVEMBER 22, 2024

TGS Insurance » Blog How to Plan a Stress-Free Move to Your New Home Moving to a new home is exciting—a fresh start, new surroundings, and endless possibilities. But let’s not sugarcoat it: the process can also be downright overwhelming. Between packing, paperwork, and the chaos of organizing logistics, it’s easy for stress to creep in.

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