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What Are the Risks of Liability Only Auto Insurance?

TGS

But heres the catch: while snagging a bargain feels great, going too leanlike with liability only auto insurancecan leave you vulnerable in ways you might not expect. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? What About Other Kinds of Damage?

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How to Read Homeowners Insurance Quotes

TGS

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

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Driving Without Insurance in Florida

TGS

10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Heres how to stay on the right side of the law: Shop for Affordable Coverage: At TGS Insurance , we work with top providers to find you competitive rates that meet Floridas minimum requirementsand beyond.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead. What Does Homeowners Insurance Cover? Most home policies typically only offer around $1,000 max for boat property damage.

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North Carolina New Minimum Auto Insurance Requirements 2025

TGS

The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents. Drivers are encouraged to consider higher liability limits, along with comprehensive and collision coverage, to ensure they are fully protected.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. What does EPLI not cover?