Remove Insurance Quotes Remove Liability Remove Property Damage
article thumbnail

How to Read Homeowners Insurance Quotes

TGS

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

article thumbnail

North Carolina New Minimum Auto Insurance Requirements 2025

TGS

The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents. Drivers are encouraged to consider higher liability limits, along with comprehensive and collision coverage, to ensure they are fully protected.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. What does EPLI not cover?

article thumbnail

Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead. What Does Homeowners Insurance Cover? Most home policies typically only offer around $1,000 max for boat property damage.

article thumbnail

Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*.

article thumbnail

Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site. Naturally, they must be named on the policy.

Risk 52
article thumbnail

What Does It Mean to Be a No-Fault State?

TGS

While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others. That’s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play.