ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. The policy extends coverage for a specified period, typically one year, and can be renewed annually.

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Companies like State Farm or Allstate often use captive agents to sell their policies. No problem.

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TGS

JANUARY 6, 2025

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

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TGS

JANUARY 15, 2025

TGS Insurance Blog Freezing temperatures might not visit your home often, but when they do, preparation is key to avoiding damage and keeping everyone safe. Lets explore practical, straightforward steps to help you prepare your home for a freezeensuring peace of mind and protection from the cold. The good news?

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TGS

JANUARY 8, 2025

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. Why Do Home Insurance Inspections Happen?

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TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. million in protection.

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Zywave

NOVEMBER 13, 2024

With the right combination of tools, you can become a cyber insurance leader while also growing your cyber business and protecting your loss ratios. Let’s talk about how. Distribution & Quoting You can’t build your cyber business if you don’t get your coverage in front of the right brokers and their clients.

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TGS

OCTOBER 10, 2023

TGS Insurance » Blog Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. Storage: Some carriers require covered or indoor storage to qualify for a classic car policy. What’s Included in Classic Car Insurance?

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Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations. This can apply to a total loss (e.g. damage caused by a leak).

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Jackson & Jackson

AUGUST 16, 2024

This guide aims to shed light on the basics of homeowners insurance, the challenges specific to California’s insurance market, the reasons why finding coverage is more challenging now, tips for homeowners to navigate these obstacles, and a glimpse into the future of homeowners insurance in the state.

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TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

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Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another. 

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TGS

DECEMBER 16, 2024

It serves as a go-to reference for you and your insurance company, making it easier to replace or reimburse your belongings in the event of a loss. Why is a Home Inventory Important for Insurance? Include Important Documents Dont forget non-physical items like birth certificates, passports, or insurance policies.

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TGS

NOVEMBER 5, 2024

TGS Insurance » Blog Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Maybe you’ve just bought a new home, or maybe it’s time to revisit your current policy to make sure you’re covered in all the right places.

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TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. From hurricane protection to dog-friendly policies, we’ve got you covered. It makes sense, right?

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Maritime Insurance International

JUNE 5, 2020

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

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TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. You’ll need their name, contact details, insurance policy number, and driver’s license information.

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Cover4LetProperty

AUGUST 15, 2022

Just looking at the price alone might tell you very little about the insurance cover and protection offered. Looking carefully through the landlord insurance policy terms and conditions may be the only way that you can make sure that your policy does what you need it to do in terms of helping you protect your livelihood as a landlord.

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Protect Commercial Insurance

DECEMBER 6, 2024

Merchants banded together, creating mutual aid agreements to protect against the perilous nature of sea voyages. The 17th century witnessed the birth of one of the first formal insurance markets in London, famously commemorated by Lloyd’s Coffee Housean iconic meeting spot for merchants and insurers discussing maritime risks.

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American Agents Alliance

SEPTEMBER 4, 2024

Sponsored Post by GeoVera The Importance of Earthquake Insurance With home values skyrocketing since 2020, owning a home has become a critical way to build wealth and secure retirement plans. However, many California homeowners overlook a key aspect of protecting their equity: earthquake insurance.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage.

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TGS

DECEMBER 4, 2024

That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires. At TGS Insurance Agency, we’re here to help you find a home insurance policy that fits your needs and provides peace of mind year-round.

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ProWriters

MAY 28, 2024

How can you stress the need for Cyber Liability Insurance for contractors to your clients? Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them. We definitely try to find policies that include that language.”

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TGS

OCTOBER 25, 2024

When the cost of replacing or repairing homes rises, so does the amount insurers have to pay out in claims. To put it simply, if your home insurance policy is designed to cover the cost of rebuilding, that cost has probably gone up over time. Well, your insurance premium is no different.

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Maritime Insurance International

MARCH 16, 2020

There are three types of boat insurance policies, each of which pays out on a total loss differently. The type of policy you choose will determine how you will be compensated for the loss of your boat and can impact the premium you will pay for the policy. What Are the Main Types of Boat Insurance?

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Maritime Insurance International

JUNE 5, 2020

Whether or not your state requires you to insure your boat, however, insurance is still a good idea in many cases. With proper coverage, you can protect your investment and even cover expenses following an accident. Here are some cases where you may need boat insurance: State Requirements. Boat insurance costs can vary.

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Freeway Insurance

OCTOBER 26, 2023

Here’s more information on those and other factors in car insurance calculation. Another way to find cheap car insurance is to reach out to an independent insurance agent. Brokers who only work for one insurance company can only offer policies from that single source.

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Cover4LetProperty

JANUARY 2, 2024

Just as it is important to get the cover you need, it is equally important to avoid paying for cover that you do not need – paying too much for your landlord insurance ultimately affects the bottom line of your buy to let business by unnecessarily inflating your operating costs.

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Liability Damage Home Insurance Property Damage 52

Freeway Insurance

NOVEMBER 22, 2023

Importance of Health Insurance for Students Student health insurance is really important for a few key reasons. First, it’s like a safety net that protects you from unexpected medical bills, so you can get the healthcare you need without worrying about money. Silver Plans: Silver plans balance cost and coverage.

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Freeway Insurance

JANUARY 3, 2025

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy.

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Freeway Insurance

OCTOBER 8, 2023

Freeway Insurance helps customers deal with the complicated process of making car insurance claims. This article will talk about the things that make car insurance claims cost a certain amount, and will also show how Freeway Insurance works to protect its customers’ money and peace of mind in this area.

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Constant Contact

DECEMBER 14, 2021

People looking to protect their homes, vehicles, and families want to work with an insurance agent they can trust. However, with 422,688 insurance brokers and agencies in the U.S. as of 2021, how can your insurance agency help clients see you as their ideal choice?

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Cover4LetProperty

JANUARY 4, 2023

Some landlord insurance policies may have certain conditions attached to who you can and cannot rent your property. For example, some policies may specifically exclude cover if tenancies are granted to groups such as students, DSS recipients, asylum seekers, or others. What does landlord insurance for DSS tenants cover?

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TGS

JANUARY 2, 2025

Even with the new changes in vehicle inspection laws, maintaining valid auto insurance is crucialnot only to comply with Texas law but also to protect yourself and others on the road. Whether you’re driving a brand-new car or an older model, having the right insurance policy provides peace of mind and financial security.

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