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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

TGS Insurance ยป Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Jewelry Insurance: Protecting More Than Precious Metals

TGS

A slip, a loss, or even theft? Thats where jewelry insurance steps in. While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. What Does Jewelry Insurance Cover?

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Valuable Articles Insurance : Protect What You Love This Valentineโ€™s Day

TGS

Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Imagine losing a $10,000 diamond engagement ring, only to find out your insurance only covers $1,500 of it. Agreed Value Coverage No depreciation.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy.

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Becoming a Cyber Insurance Leader

Zywave

With Cyber Quoting , Zywave is streamlining the distribution process for insurers and their broker partners. This unique quoting platform combines embedded data insights with a simplified cyber questionnaire, allowing brokers to provide bindable cyber insurance quotes.

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Captive Agent vs. Independent Agent: Whatโ€™s the Difference and Why Does It Matter?

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TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Companies like State Farm or Allstate often use captive agents to sell their policies. No problem.

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Builderโ€™s Risk Insurance in Tennessee: A Brokerโ€™s Guideย 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builderโ€™s Risk insurance is growing. Naturally, they must be named on the policy.

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