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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

TGS Insurance ยป Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Jewelry Insurance: Protecting More Than Precious Metals

TGS

A slip, a loss, or even theft? Thats where jewelry insurance steps in. While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. What Does Jewelry Insurance Cover?

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Becoming a Cyber Insurance Leader

Zywave

With Cyber Quoting , Zywave is streamlining the distribution process for insurers and their broker partners. This unique quoting platform combines embedded data insights with a simplified cyber questionnaire, allowing brokers to provide bindable cyber insurance quotes.

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Captive Agent vs. Independent Agent: Whatโ€™s the Difference and Why Does It Matter?

TGS

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Companies like State Farm or Allstate often use captive agents to sell their policies. No problem.

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Builderโ€™s Risk Insurance in Tennessee: A Brokerโ€™s Guideย 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builderโ€™s Risk insurance is growing. Naturally, they must be named on the policy.

Risk 52
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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. If you’ve filed multiple claims in the past, insurers may view you as a higher risk, which can raise your rates. Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in.

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How Major Life Events Impact Insurance: Protecting What Matters Most

TGS

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.