Word & Brown

DECEMBER 10, 2024

And, dont forget, our value-added services like a Premium Only Plan (POP), COBRA administrative services, a prescription drug discount card, Continuing Education classes, and industry updates all available without cost. Plus, its all backed by our legendary service of unequalled excellence.

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TGS

NOVEMBER 20, 2024

It’s one of those questions that might catch you off guard—after all, what does borrowing history have to do with insuring your home? Let’s explore how and why your credit score affects your home insurance , what insurers are really looking at, and what you can do to keep your premiums manageable. Turns out, quite a bit.

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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TGS

JANUARY 6, 2025

Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers. Insurers will need to adjust rates to accommodate the increased coverage levels.

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Auto Insurance Insured Insurer Insurance 52

Freeway Insurance

JANUARY 3, 2025

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. This latest change could disproportionately affect communities where insurance costs already strain household budgets. As these expenses climb, insurers pass them on to drivers through higher premiums.

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Auto Insurance Premium Liability Insured 52

TGS

SEPTEMBER 14, 2023

What Is An Additional Insured? An additional insured is someone who gets coverage from your insurance policy. Their name isn’t on the policy, and they typically aren’t responsible for paying the premium. Additional Insured vs. Additional Interest Which One Will Impact My Premium?

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Freeway Insurance

OCTOBER 8, 2023

Deductibles can vary depending on the insurance plan you choose, and if you choose a plan with a higher deductible, it usually means you will pay less for your regular insurance, but you will have to pay more if you ever have to make a claim. This is called a premium increase. California: 86% average increase 2.

Auto Insurance 52

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TGS

JANUARY 8, 2025

The answers to these questions help determine your coverage limits and premium rates. Types of Home Insurance Inspections Not all inspections are created equal. Required Repairs : The insurer may request certain repairs before finalizing coverage. Are there any structural issues?

Home Insurance 52

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Get started with a free home insurance quote today. It depends on what youre looking for.

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Zywave

NOVEMBER 13, 2024

With Cyber Quoting , Zywave is streamlining the distribution process for insurers and their broker partners. This unique quoting platform combines embedded data insights with a simplified cyber questionnaire, allowing brokers to provide bindable cyber insurance quotes.

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TGS

SEPTEMBER 29, 2023

As electric vehicles gain popularity for their eco-friendly, lower-maintenance features, it’s more important than ever to know how to get the best bang for your buck on your electric vehicle auto insurance. In general, you can expect your electric vehicle insurance premium to fall somewhere between $2,200 and $4,200 in 2023.

Auto Insurance 52

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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Freeway Insurance

NOVEMBER 22, 2023

The marketplace offers a variety of health insurance options, and you can compare different plans to find one that fits your needs and budget. Eligible students can apply for financial assistance to reduce the cost of insurance premiums. Under 26 Health coverage for people under 26 years of age includes college students.

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Out-Of-Pocket Premium Out-Of-Pocket Expense Deductible 52

TGS

DECEMBER 13, 2024

For example, insuring a $5,000 ring might only set you back $50$100 per yeara small price to pay for peace of mind. Factors that influence your premium include: Value of the Jewelry : Higher-value items cost more to insure. Coverage Options : Comprehensive policies with fewer exclusions often have slightly higher premiums.

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TGS

NOVEMBER 5, 2024

Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims. From deadbolts to sprinkler systems, these features can make a difference in your premium. And if you’ve invested in a few of these safeguards, it might even save you some money.

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TGS

NOVEMBER 22, 2024

Instant Home Insurance Quote Start Typing Your Address GET YOUR QUOTE NOW Recent Home Insurance Articles: How to Plan a Stress-Free Move to Your New Home Does Credit Score Affect Home Insurance? Your new home—and a fresh chapter—is waiting for you.

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TGS

DECEMBER 2, 2024

Here’s what you’re looking at: First offense: $150 Second offense (within three years): $250 Third or subsequent offense: $500 SR-22 Filing Requirement : If your insurance lapse is reported, you may need to file an SR-22—a certificate proving you have the required coverage moving forward.

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TGS

SEPTEMBER 11, 2023

Having windstorm insurance is necessary because many high-risk areas are in danger of damage from windstorms (tornadoes, hurricanes, hail, etc.). Calculating Your Rates With Wind Pool Insurance providers calculate your premium based on many different factors. A lot of this includes the risk of the location of your home.

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TGS

NOVEMBER 1, 2024

In the end, staying calm and taking the right steps will help you recover from the accident with fewer headaches, allowing you to focus on what really matters: getting back to your life.

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TGS

NOVEMBER 29, 2024

Upgrade Your Delivery Service Many companies now offer premium services that ensure items are handed directly to you or a household member. Keep an eye on estimated delivery times and plan accordingly. It’s also a good way to catch errors early—like when your package gets marked “delivered” but isn’t there. Heading Out of Town?

Theft 52

Theft Protection Home Insurance Premium 52

Maritime Insurance International

MARCH 16, 2020

The type of policy you choose will determine how you will be compensated for the loss of your boat and can impact the premium you will pay for the policy. Learn more about the different ways to value a boat for insurance, and request a boat insurance quote from Maritime Insurance International today.

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TGS

SEPTEMBER 6, 2023

Shiny, New Discounts for Home Renovations If your project includes improvements like a new roof or updating old wiring, your carrier may give you a discount on your premium! Make sure you consult your insurance agent to maximize your savings. It all starts with a free, instant quote on your home insurance.

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Freeway Insurance

OCTOBER 26, 2023

What Other Factors Determine What I’ll Pay for Auto Insurance? Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. Here’s more information on those and other factors in car insurance calculation.

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Cover4LetProperty

AUGUST 15, 2022

Perhaps the most suitable way of finding cover that meets your needs and at a price that you find realistic is by comparing landlord insurance policies (or let us make those comparisons on your behalf by using our landlord insurance quote service). Remember that all buy to let insurance policies will differ in certain respects.

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TGS

OCTOBER 17, 2023

Even without filing a claim, your insurance score will suffer. That makes your premium increase when it’s time for renewal. This is one of the most essential benefits of an independent insurance agent. It all starts with a free, instant quote.

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TGS

NOVEMBER 25, 2024

At TGS Insurance Agency, we’re here to help you find the right coverage so you can celebrate the holidays worry-free. Ready to review your policy? Give us a call, and let’s make sure your home is as protected as your pumpkin pie recipe.

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TGS

DECEMBER 9, 2024

From comparing quotes to tailoring policies that fit your unique needs, weve got you covered every step of the way. Because when it comes to protecting what matters most, you deserve more than cookie-cutter solutions. You deserve peace of mind.

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TGS

DECEMBER 4, 2024

Reach out today, and let us take the stress out of protecting what matters most—so you can focus on making memories this holiday season.

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Home Insurance Damage Protection Insurance Agency 52

Word & Brown

NOVEMBER 12, 2024

A second option is an insurance-focused, third-party firm. One such company is Quotit , which offers brokers an insurance quoting, enrolling, and lead management solution. For independent insurance agents, Quotit pricing starts at $99 a month, with standard and premium options at $149 and $199 per month, respectively.

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Cover4LetProperty

JANUARY 2, 2024

Getting the most appropriate insurance cover for your let property is therefore worth more than a second thought and something which you might prefer to entrust to a specialist insurance provider. The post Getting the most appropriate cover for your let property appeared first on Cover4LetProperty.

Liability 52

Liability Damage Home Insurance Building 52

Maritime Insurance International

JUNE 5, 2020

Boat insurance costs can vary. There are a range of factors that may impact the premium you will pay for your policy. As an independent insurance provider, we provide access to a full network of providers and a wide range of coverage options. Ready to request a boat insurance quote?

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TGS

NOVEMBER 18, 2024

Cons: Higher Insurance Costs: No-fault states tend to have higher insurance premiums, as insurers take on greater responsibility for covering claims. Instant Home Insurance Quote Start Typing Your Address GET YOUR QUOTE NOW Recent Auto Insurance Articles: What Does It Mean to Be a No-Fault State?

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Smart Insurance Agents

AUGUST 19, 2024

For instance, PPO plans allow you to visit any dentist, although you’ll save more by staying in-network, while DHMO plans often have lower premiums but require you to choose from a specific network of providers. Dental insurance not only covers significant expenses but also promotes regular care.

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Freeway Insurance

NOVEMBER 21, 2023

Don’t forget to pay attention to things like monthly premiums, deductibles, and coverage for your doctors and medications. You will also need to choose how you will pay your monthly premiums. Make it a point to have the best health insurance rates available by getting a free health insurance quote today at Freeway Insurance.

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Distinguished

SEPTEMBER 25, 2024

Soft costs : Additional expenses caused by a covered claim that are not related to building materials, equipment, or other hard costs; these soft costs could include additional reinspection fees, increased tax burdens, and insurance premiums. In many cases, you can receive instant, bindable quotes.

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Jackson & Jackson

AUGUST 16, 2024

As a result, insurance companies have had to reassess their strategies for covering properties in high-risk fire zones, leading to higher premiums and coverage limitations for homeowners in these areas. For more information or to obtain an Homeowners Insurance Quote from us here at Jackson & Jackson Insurance in Glendora, CA.

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Protect Commercial Insurance

DECEMBER 6, 2024

Additionally, expect insurers to reward companies that demonstrate environmental stewardship through lower premiums or specialised incentives. – Customer Experience: Through data analytics, insurers can offer a more personalised experience, anticipating customer needs and responding with tailor-made products.

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