TGS

MARCH 4, 2025

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. This often comes with higher premiums.

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TGS

NOVEMBER 29, 2024

TGS Insurance » Blog Protecting Your Holiday Cheer: Tips to Prevent Package Theft This Season Ah, the holidays—a time for joy, celebration, and (let’s be honest) an avalanche of online shopping. Upgrade Your Delivery Service Many companies now offer premium services that ensure items are handed directly to you or a household member.

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TGS

DECEMBER 9, 2024

TGS Insurance Blog How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. But whether these moments fill your heart with joy or leave you reeling, one thing is sure: major life events impact insurance in ways you might not expect. And if youre earning more?

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TGS

NOVEMBER 25, 2024

TGS Insurance » Blog Thanksgiving Fire Safety: Protect Your Home, Your Family, and Your Peace of Mind Thanksgiving—the word alone brings a flood of cozy images, doesn’t it? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens.

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Freeway Insurance

JANUARY 3, 2025

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. This latest change could disproportionately affect communities where insurance costs already strain household budgets. As these expenses climb, insurers pass them on to drivers through higher premiums.

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TGS

JANUARY 6, 2025

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

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Zywave

NOVEMBER 13, 2024

With the right combination of tools, you can become a cyber insurance leader while also growing your cyber business and protecting your loss ratios. Let’s talk about how. Distribution & Quoting You can’t build your cyber business if you don’t get your coverage in front of the right brokers and their clients.

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Get started with a free home insurance quote today. It depends on what youre looking for.

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TGS

DECEMBER 2, 2024

Florida’s Strict Insurance Requirements Florida is a no-fault state , meaning that drivers must rely on their own insurance to cover medical expenses after an accident, regardless of who caused it. SR-22 filings often result in higher insurance premiums, so expect your rates to climb.

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TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. million in protection.

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TGS

JANUARY 8, 2025

The answers to these questions help determine your coverage limits and premium rates. Types of Home Insurance Inspections Not all inspections are created equal. Required Repairs : The insurer may request certain repairs before finalizing coverage. Are there any structural issues?

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Freeway Insurance

OCTOBER 8, 2023

Freeway Insurance helps customers deal with the complicated process of making car insurance claims. This article will talk about the things that make car insurance claims cost a certain amount, and will also show how Freeway Insurance works to protect its customers’ money and peace of mind in this area.

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TGS

NOVEMBER 5, 2024

Insurers want to know what measures you’ve taken to protect your home. Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims. From deadbolts to sprinkler systems, these features can make a difference in your premium. Are they up to code?

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Freeway Insurance

NOVEMBER 22, 2023

Eligible students can apply for financial assistance to reduce the cost of insurance premiums. Importance of Health Insurance for Students Student health insurance is really important for a few key reasons. They cover the essentials, so if you get sick or get hurt unexpectedly, you’re protected.

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TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. By seeking medical attention promptly, you not only protect your health but also ensure that there’s a medical record of any injuries related to the accident.

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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Cover4LetProperty

AUGUST 15, 2022

Just looking at the price alone might tell you very little about the insurance cover and protection offered. Looking carefully through the landlord insurance policy terms and conditions may be the only way that you can make sure that your policy does what you need it to do in terms of helping you protect your livelihood as a landlord.

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TGS

DECEMBER 4, 2024

That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires. At TGS Insurance Agency, we’re here to help you find a home insurance policy that fits your needs and provides peace of mind year-round.

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Freeway Insurance

OCTOBER 26, 2023

What Other Factors Determine What I’ll Pay for Auto Insurance? Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. Here’s more information on those and other factors in car insurance calculation.

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TGS

SEPTEMBER 6, 2023

In that case, your insurance carrier may consider it vacant, which means you won’t be protected from damage caused by intruders. Ask your insurance agent if you will need an unoccupied policy to protect your home and belongings during your renovation. Make sure you consult your insurance agent to maximize your savings.

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Jackson & Jackson

AUGUST 16, 2024

This guide aims to shed light on the basics of homeowners insurance, the challenges specific to California’s insurance market, the reasons why finding coverage is more challenging now, tips for homeowners to navigate these obstacles, and a glimpse into the future of homeowners insurance in the state.

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TGS

NOVEMBER 18, 2024

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another. 

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Maritime Insurance International

MARCH 16, 2020

The type of policy you choose will determine how you will be compensated for the loss of your boat and can impact the premium you will pay for the policy. Learn more about the different ways to value a boat for insurance, and request a boat insurance quote from Maritime Insurance International today.

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Protect Commercial Insurance

DECEMBER 6, 2024

Merchants banded together, creating mutual aid agreements to protect against the perilous nature of sea voyages. The 17th century witnessed the birth of one of the first formal insurance markets in London, famously commemorated by Lloyd’s Coffee Housean iconic meeting spot for merchants and insurers discussing maritime risks.

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Cover4LetProperty

JANUARY 2, 2024

Just as it is important to get the cover you need, it is equally important to avoid paying for cover that you do not need – paying too much for your landlord insurance ultimately affects the bottom line of your buy to let business by unnecessarily inflating your operating costs.

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Property Insurance Centre

MAY 20, 2024

Securing comprehensive insurance protection is crucial for block of flats owners and management companies. While standard block of flats insurance policies may not include Terrorism cover , it is an important consideration, especially for properties situated in high-risk areas. cleaner or gardener).

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Smart Insurance Agents

AUGUST 19, 2024

Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Regular visits become more affordable with insurance, promoting better oral health. Preventive treatments help avoid more extensive and costly procedures.

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Maritime Insurance International

JUNE 5, 2020

Unlike car insurance, boat insurance is not required in most states. Whether or not your state requires you to insure your boat, however, insurance is still a good idea in many cases. With proper coverage, you can protect your investment and even cover expenses following an accident. Boat insurance costs can vary.

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Tosten Marketing

MARCH 24, 2025

An insurance agency could run ads targeting “car insurance quotes” in their local area. For insurance agencies, this includes comprehensive guides on different types of coverage, explanations of complex insurance terms, or tips for lowering premiums.

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Freeway Insurance

NOVEMBER 21, 2023

One of the main reasons why Open Enrollment is so important is that it helps protect your health and finances. Health insurance can be a safety net in case you get sick or have an accident, as it covers the costs of doctor visits, hospital stays and medications. You will also need to choose how you will pay your monthly premiums.

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TGS

JANUARY 28, 2025

TGS Insurance Blog Home Insurance Tips for Renovations: Protect Your Investment Renovating your home is excitingwhether youre adding an extra bedroom, modernizing the kitchen, or installing your dream spa-like bathroom. Plus, insurers may offer discounts for safety upgrades like a new roof or impact-resistant windows.

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