TGS

NOVEMBER 20, 2024

It’s one of those questions that might catch you off guard—after all, what does borrowing history have to do with insuring your home? Let’s explore how and why your credit score affects your home insurance , what insurers are really looking at, and what you can do to keep your premiums manageable. Turns out, quite a bit.

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TGS

DECEMBER 2, 2024

Here’s what you’re looking at: First offense: $150 Second offense (within three years): $250 Third or subsequent offense: $500 SR-22 Filing Requirement : If your insurance lapse is reported, you may need to file an SR-22—a certificate proving you have the required coverage moving forward. Why Risk It?

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TGS

DECEMBER 13, 2024

Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you. What Does Jewelry Insurance Cover? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party?

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TGS

NOVEMBER 5, 2024

These questions help insurers figure out who’s on the property most of the time and for what purpose. After all, a home that’s rented out or left unoccupied part of the year faces different risks than one where you’re living day in and day out. From deadbolts to sprinkler systems, these features can make a difference in your premium.

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TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Why Would I Have to Get South Carolina Wind Pool Insurance? This program started in 1971.

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Protect Commercial Insurance

DECEMBER 6, 2024

Early Developments in Business Coverage Long before modern commercial insurance, businesses faced the daunting task of safeguarding their assets against unforeseen calamities. The notion of business coverage can be traced back to medieval times, when the shipping industry first implemented rudimentary forms of risk management.

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TGS

NOVEMBER 29, 2024

Opt for In-Store Pickup Sure, it’s a little less convenient, but picking up orders in-store eliminates the risk of porch theft entirely. Upgrade Your Delivery Service Many companies now offer premium services that ensure items are handed directly to you or a household member. Heading Out of Town?

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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Jackson & Jackson

AUGUST 16, 2024

The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners. Wildfires, in particular, have become a significant concern for insurers in California.

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TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? Consult with your insurance agent to avoid a lapse in your home insurance. >>

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Cover4LetProperty

AUGUST 15, 2022

Perhaps the most suitable way of finding cover that meets your needs and at a price that you find realistic is by comparing landlord insurance policies (or let us make those comparisons on your behalf by using our landlord insurance quote service). Remember that all buy to let insurance policies will differ in certain respects.

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TGS

OCTOBER 17, 2023

Even without filing a claim, your insurance score will suffer. That makes your premium increase when it’s time for renewal. This is one of the most essential benefits of an independent insurance agent. After disaster strikes, we are here to have a risk-free, open conversation about your coverage.

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TGS

NOVEMBER 25, 2024

Here are a few others to watch out for: Overloaded Kitchens: With every burner working overtime and countertops crowded with dishes and decorations, the risk of something flammable catching fire skyrockets. At TGS Insurance Agency, we’re here to help you find the right coverage so you can celebrate the holidays worry-free. Not so much.

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Freeway Insurance

OCTOBER 26, 2023

What Other Factors Determine What I’ll Pay for Auto Insurance? Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. Here’s more information on those and other factors in car insurance calculation.

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TGS

DECEMBER 9, 2024

Those are liability magnets, so your coverage should reflect the increased risks. And its not just about dividing assetsits about dividing insurance, too. From comparing quotes to tailoring policies that fit your unique needs, weve got you covered every step of the way. Got a pool or a trampoline? You deserve peace of mind.

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TGS

DECEMBER 4, 2024

While they don’t dry out, artificial trees can still pose fire risks, especially if they’re not fire-resistant. Artificial Trees: Not Always a Free Pass Now, you might think that opting for an artificial tree means you’re off the hook. Not so fast! And if your tree includes built-in lights, inspect the wiring for any signs of wear or damage.

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Cover4LetProperty

JANUARY 2, 2024

Getting the most appropriate insurance cover for your let property is therefore worth more than a second thought and something which you might prefer to entrust to a specialist insurance provider. The post Getting the most appropriate cover for your let property appeared first on Cover4LetProperty.

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TGS

NOVEMBER 18, 2024

Cons: Higher Insurance Costs: No-fault states tend to have higher insurance premiums, as insurers take on greater responsibility for covering claims. Fraud Risks: No-fault systems are sometimes criticized for being more vulnerable to fraudulent claims, which can drive up costs for everyone.

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Property Insurance Centre

MAY 20, 2024

While standard block of flats insurance policies may not include Terrorism cover , it is an important consideration, especially for properties situated in high-risk areas. Exclusions: Certain items and areas are typically excluded from the definition of buildings for insurance purposes, including: Temporary structures (e.g.,

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Freeway Insurance

NOVEMBER 4, 2023

Depending on income, citizenship, and immigration status, women who meet the requirements of MCAP can be eligible for premiums that are only 1.5% In addition, under the MCAP program there are no co-payments, deductibles or other fees – and, no need for co-insurance. of their income or approximately $42 to $64 per month.

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