Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Zywave

NOVEMBER 13, 2024

That means there’s a lot of opportunity for insurers who are looking to either grow their cyber business or expand into the cyber market. But with growth opportunities comes risk. And your own first-party data isn’t going to get you there.

Cyber 97

Cyber Policyholder Insurer Insurance 97

TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

Deductible 52

Deductible Auto Insurance Out-Of-Pocket Premium 52

TGS

NOVEMBER 20, 2024

It’s one of those questions that might catch you off guard—after all, what does borrowing history have to do with insuring your home? Let’s explore how and why your credit score affects your home insurance , what insurers are really looking at, and what you can do to keep your premiums manageable. Turns out, quite a bit.

Home Insurance 52

Home Insurance Premium Insurer Insurance 52

TGS

JANUARY 6, 2025

Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers. Insurers will need to adjust rates to accommodate the increased coverage levels.

Auto Insurance 52

Auto Insurance Insurer Insurance Insured 52

TGS

NOVEMBER 5, 2024

These questions help insurers figure out who’s on the property most of the time and for what purpose. After all, a home that’s rented out or left unoccupied part of the year faces different risks than one where you’re living day in and day out. From deadbolts to sprinkler systems, these features can make a difference in your premium.

Underwriter 52

Underwriter Underwriting Insurer Insurance 52

TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Why Would I Have to Get South Carolina Wind Pool Insurance? This program started in 1971.

Insurer 52

Insurer Insurance Insured Out-Of-Pocket 52

TGS

DECEMBER 2, 2024

Here’s what you’re looking at: First offense: $150 Second offense (within three years): $250 Third or subsequent offense: $500 SR-22 Filing Requirement : If your insurance lapse is reported, you may need to file an SR-22—a certificate proving you have the required coverage moving forward. Why Risk It?

Auto Insurance 52

Auto Insurance License Insurer Insurance 52

TGS

JANUARY 8, 2025

Why Do Home Insurance Inspections Happen? At its core, a home insurance inspection helps insurers assess the condition and value of your property. It allows them to identify potential risks and ensure your policy accurately reflects the home’s features and state. Are there any structural issues?

Home Insurance 52

Home Insurance Insurer Insurance Insured 52

TGS

DECEMBER 13, 2024

Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you. What Does Jewelry Insurance Cover? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party?

Protection 52

Protection Theft Insurer Insurance 52

TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

Auto Insurance 52

Auto Insurance Deductible Policy Insurer 52

Jackson & Jackson

AUGUST 16, 2024

The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners. Wildfires, in particular, have become a significant concern for insurers in California.

Insurer 52

Insurer Insurance Insured Risk 52

Protect Commercial Insurance

DECEMBER 6, 2024

Early Developments in Business Coverage Long before modern commercial insurance, businesses faced the daunting task of safeguarding their assets against unforeseen calamities. The notion of business coverage can be traced back to medieval times, when the shipping industry first implemented rudimentary forms of risk management.

Commercial Insurance 52

Commercial Insurance Commercial Insurer Insurance 52

TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? Consult with your insurance agent to avoid a lapse in your home insurance. >>

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Cover4LetProperty

AUGUST 15, 2022

Perhaps the most suitable way of finding cover that meets your needs and at a price that you find realistic is by comparing landlord insurance policies (or let us make those comparisons on your behalf by using our landlord insurance quote service). Remember that all buy to let insurance policies will differ in certain respects.

Insurer 52

Insurer Insurance Insured Policy 52

TGS

NOVEMBER 29, 2024

Opt for In-Store Pickup Sure, it’s a little less convenient, but picking up orders in-store eliminates the risk of porch theft entirely. Upgrade Your Delivery Service Many companies now offer premium services that ensure items are handed directly to you or a household member. Heading Out of Town?

Theft 52

Theft Protection Home Insurance Premium 52

TGS

OCTOBER 17, 2023

Even without filing a claim, your insurance score will suffer. That makes your premium increase when it’s time for renewal. This is one of the most essential benefits of an independent insurance agent. After disaster strikes, we are here to have a risk-free, open conversation about your coverage.

Insurance Agents 52

Insurance Agents Insurance Agent Agents Insurer 52

Freeway Insurance

OCTOBER 26, 2023

What Other Factors Determine What I’ll Pay for Auto Insurance? Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. Here’s more information on those and other factors in car insurance calculation.

Crime 52

Crime Auto Insurance Insurer Insurance 52

TGS

NOVEMBER 25, 2024

Here are a few others to watch out for: Overloaded Kitchens: With every burner working overtime and countertops crowded with dishes and decorations, the risk of something flammable catching fire skyrockets. At TGS Insurance Agency, we’re here to help you find the right coverage so you can celebrate the holidays worry-free. Not so much.

Protection 52

Protection Home Insurance Policy Insurance Agency 52

TGS

DECEMBER 9, 2024

Those are liability magnets, so your coverage should reflect the increased risks. And its not just about dividing assetsits about dividing insurance, too. From comparing quotes to tailoring policies that fit your unique needs, weve got you covered every step of the way. Got a pool or a trampoline? You deserve peace of mind.

Protection 52

Protection Life Insurance Insurer Insurance 52

TGS

DECEMBER 4, 2024

While they don’t dry out, artificial trees can still pose fire risks, especially if they’re not fire-resistant. Artificial Trees: Not Always a Free Pass Now, you might think that opting for an artificial tree means you’re off the hook. Not so fast! And if your tree includes built-in lights, inspect the wiring for any signs of wear or damage.

Home Insurance 52

Home Insurance Damage Protection Insurance Agency 52

Cover4LetProperty

JANUARY 2, 2024

Getting the most appropriate insurance cover for your let property is therefore worth more than a second thought and something which you might prefer to entrust to a specialist insurance provider. The post Getting the most appropriate cover for your let property appeared first on Cover4LetProperty.

Liability 52

Liability Damage Home Insurance Building 52

TGS

NOVEMBER 18, 2024

Cons: Higher Insurance Costs: No-fault states tend to have higher insurance premiums, as insurers take on greater responsibility for covering claims. Fraud Risks: No-fault systems are sometimes criticized for being more vulnerable to fraudulent claims, which can drive up costs for everyone.

Injury 52

Injury Auto Insurance Damage Property Damage 52

Property Insurance Centre

MAY 20, 2024

While standard block of flats insurance policies may not include Terrorism cover , it is an important consideration, especially for properties situated in high-risk areas. Exclusions: Certain items and areas are typically excluded from the definition of buildings for insurance purposes, including: Temporary structures (e.g.,

Building 52

Building Liability Insurer Insurance 52

Freeway Insurance

NOVEMBER 4, 2023

Depending on income, citizenship, and immigration status, women who meet the requirements of MCAP can be eligible for premiums that are only 1.5% In addition, under the MCAP program there are no co-payments, deductibles or other fees – and, no need for co-insurance. of their income or approximately $42 to $64 per month.

Deductible 52

Deductible Insurer Insurance Insured 52

TGS

JANUARY 28, 2025

Home renovations can introduce risks to your property, so here are essential tips to protect both your home and your insurance coverage during the process. For instance, upgrading electrical panels, replacing old wiring, or installing hardwired smoke detectors can help prevent accidents and lower your insurance premiums.

Home Insurance 52

Home Insurance Protection Insurer Insurance 52