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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company.

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. This is where Builder’s Risk becomes essential.

Risk 52
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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

TGS

From an insurer’s perspective, this reduces the risk of theft or vandalism, which makes them more inclined to offer you a discount. This added layer of protection is attractive to insurers because it lowers the likelihood of a major fire or carbon monoxide incident, thus potentially qualifying you for a smart home insurance discount.

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Becoming a Cyber Insurance Leader

Zywave

With the right combination of tools, you can become a cyber insurance leader while also growing your cyber business and protecting your loss ratios. Let’s talk about how. Distribution & Quoting You can’t build your cyber business if you don’t get your coverage in front of the right brokers and their clients.

Cyber 52
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Why and How Your Zip Code Affects What You’ll Pay for Car Insurance

Freeway Insurance

Factors Within Zip Codes Affecting Car Insurance Crime rates in different areas: The level of crime in your neighborhood influences how much you pay for car insurance. If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim.

Crime 52
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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

This guide aims to shed light on the basics of homeowners insurance, the challenges specific to California’s insurance market, the reasons why finding coverage is more challenging now, tips for homeowners to navigate these obstacles, and a glimpse into the future of homeowners insurance in the state.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

A standard home insurance policy will cover a structural collapse due to defective construction materials during the renovation. For example, standard home insurance will not cover theft or vandalism during construction. Do You Need a Different Insurance Policy During Home Renovations?