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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. If you’ve filed multiple claims in the past, insurers may view you as a higher risk, which can raise your rates. Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

A standard home insurance policy will cover a structural collapse due to defective construction materials during the renovation. For example, standard home insurance will not cover theft or vandalism during construction. Do You Need a Different Insurance Policy During Home Renovations?

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

One important aspect of homeowners insurance is that it not only protects the physical structure of the home but also extends coverage to personal belongings inside the property. For more information or to obtain an Homeowners Insurance Quote from us here at Jackson & Jackson Insurance in Glendora, CA.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

Boat insurance policies, however, can cover the full value of your boat, offering better protection for your investment. Request a Boat Insurance Quote Today If you need more coverage for your boat than your home insurance policy provides, boat insurance is a great option.

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing.

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Why and How Your Zip Code Affects What You’ll Pay for Car Insurance

Freeway Insurance

Factors Within Zip Codes Affecting Car Insurance Crime rates in different areas: The level of crime in your neighborhood influences how much you pay for car insurance. If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim.

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Block of Flats Insurance Glossary of Terms

Property Insurance Centre

Maintenance and Repair : Insurance for damage to communal property due to events like fire, theft, vandalism, water damage, and other specified risks. Block of flats insurance policies provide comprehensive cover for apartment buildings, offering protection against risks like fire, theft, and liability claims.