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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. If you’ve filed multiple claims in the past, insurers may view you as a higher risk, which can raise your rates. Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in.

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing.

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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

TGS

From an insurer’s perspective, this reduces the risk of theft or vandalism, which makes them more inclined to offer you a discount. And while every insurance provider has its own set of rules, the potential savings and added peace of mind make it a win-win for many homeowners.

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Becoming a Cyber Insurance Leader

Zywave

With Cyber Quoting , Zywave is streamlining the distribution process for insurers and their broker partners. This unique quoting platform combines embedded data insights with a simplified cyber questionnaire, allowing brokers to provide bindable cyber insurance quotes.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

A standard home insurance policy will cover a structural collapse due to defective construction materials during the renovation. For example, standard home insurance will not cover theft or vandalism during construction. Do You Need a Different Insurance Policy During Home Renovations?

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Top Reasons Your Home Insurance Premium Might Increase [2024]

TGS

Even small, seemingly inconsequential claims may affect your insurance rates for years to come. Additionally, claims related to weather damage, theft, or accidents can all contribute to an increased risk profile. Let’s navigate the complexities of home insurance together!

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Why and How Your Zip Code Affects What You’ll Pay for Car Insurance

Freeway Insurance

Factors Within Zip Codes Affecting Car Insurance Crime rates in different areas: The level of crime in your neighborhood influences how much you pay for car insurance. If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim.

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