Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed? appeared first on Property Insurance Coverage Law Blog.

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Unitas Financial Services

MAY 2, 2022

In our series on Insurance Vendor Management, we have covered the 9 Critical Steps for Insurance Vendor Management , Specialization of the Insurance Company and the Agent , How to Evaluate an Insurance Policy, and Claims and Administration of the Policy.

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The Property Insurance Law Observer

MARCH 18, 2024

A federal court recently held that an insurer could not deny coverage under a homeowner’s policy based upon the failure of the named insured’s son, an “insured person,” to submit to an examination under oath (“EUO”). Allstate Vehicle and Property Insurance Company , Civil Action No. In Michelle Adeola v.

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Redbird Agents

SEPTEMBER 13, 2024

Insurance marketing is the driving force behind the growth of any successful insurance agency. Whether you’re an established agency owner or just starting, having a strong marketing strategy is essential to attract new clients, retain existing customers, and scale your insurance business.

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Property Insurance Coverage Law

AUGUST 21, 2024

Ohio Casualty Insurance Company, 1 is a case decided last week involving vacancy clauses often found in property insurance policies, the impact of forfeiture clauses, and how those clauses can be waived. Unlocking Possible Overlooked Arguments for Coverage appeared first on Property Insurance Coverage Law Blog.

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Top Insurance Blogs

OCTOBER 19, 2024

Root Insurance is a tech-driven insurance company that focuses on providing auto insurance policies based on drivers’ habits rather than relying solely on traditional factors like credit scores or demographics.

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Redbird Agents

JULY 18, 2024

When it comes to buying insurance of any type, there are a myriad of choices and variables you must wade through to find the policy that works best for you. That’s no different when it comes to final expense insurance, with dozens of options major insurers offer. Download the app from Google Pla y or the Apple App Store.

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Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

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Final Expense Brokerage

JUNE 7, 2024

June 5, 2024 5:22:33 PM Contact Us Discover how to handle the the most common objections clients make when selling life insurance. Share: The Sales Process When selling insurance, objections are an expected part of the process. Dealing with objections related to life insurance can be particularly tricky. I can't afford it."

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Final Expense Brokerage

MAY 10, 2024

May 11, 2024 10:44:08 AM Contact Us Are you interested in becoming a life insurance agent? Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies.

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The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

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Protect Commercial Insurance

OCTOBER 4, 2024

But what does this mean for property owners and their insurance needs? As interest rates creep up, they can have a surprising ripple effect on property insurance costs. Recent years, however, have seen gradual rises, sparking concerns in many sectors, including real estate and insurance. However, there’s a flip side.

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Bankers Insurance

SEPTEMBER 6, 2024

LIFE INSURANCE 101 If others rely on you for financial support, an essential part of your financial plan should include how to provide for them in the event of your death. THE BASICS OF LIFE INSURANCE If you’re married, it’s important for both spouses to have life insurance. However, rates typically increase with age.

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Top Insurance Blogs

OCTOBER 8, 2024

With the growing, overwhelming rate of risks and perilous events even in the travel industry, there is no better time to emphasize the need for travel insurance. What is travel insurance? Several insurance companies and products exist to help cushion the effect of risks and perils associated with a particular sphere of endeavor.

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Paragon Independent Insurance Agencies

JULY 31, 2024

When buying a home, your mortgage company will require you to purchase homeowners insurance. Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. The deductible is one of the most important decisions to make when choosing a homeowners policy. Reach out to us today!

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Smart Insurance Agents

SEPTEMBER 7, 2024

Understanding Dependent Definition For Health Insurance Key Highlights A dependent in health insurance refers to a person eligible for coverage under your plan, typically including spouses and children. The definition of a dependent can vary depending on the insurance provider and specific plan.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. Even among typical homeowners policies, premiums likely increased year over year.

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Shield Insurance Agency

JULY 8, 2024

Shield Insurance Agency Blog | Life Insurance | Contact Us Today! One crucial aspect of this planning is life insurance. In this blog post, we will explore the importance of life insurance for retirees and the options available to ensure financial security and peace of mind.

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Boyle Agency Insurance

MAY 3, 2024

This Bogle Agency Insurance blog post will guide you through the necessary steps to take after a disaster strikes and how to navigate the home insurance claims process smoothly. Home Insurance Claim Step I: Assess the Safety of Your Home After a disaster, the safety of you and your family should be the top priority.

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The Property Insurance Law Observer

AUGUST 1, 2024

In Zurich American Insurance Company v. 23, 2024), the Supreme Judicial Court of Massachusetts held that the term “surface waters,” as used in a limitation contained in commercial property insurance policies, was ambiguous in the context of rainwater accumulating on roofs, thereby finding coverage for the insured.

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The Property Insurance Law Observer

MAY 21, 2024

The New York Supreme Court recently weighed in on what constitutes “reasonable care” to maintain heat in the context of a first-party insurance policy exclusion requiring such reasonable care. The house was insured under a homeowners policy issued by Leatherstocking Cooperative Insurance Company.

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Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan.

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Smart Insurance Agents

AUGUST 31, 2024

Wondering if your health insurance cover wisdom tooth removal? In this article, we’ll explain the key factors that affect coverage, including your insurance type, medical necessity, and whether the procedure falls under medical or dental insurance. Procedures deemed medically necessary are more likely to be covered by insurance.

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Smart Insurance Agents

SEPTEMBER 17, 2024

OBGYN Considered A Specialist For Insurance? Wondering if an OB-GYN is an obgyn considered a specialist for insurance purposes? Most insurance providers classify OB-GYNs as specialists, which can influence your coverage and out-of-pocket costs. Simply put, yes.

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Neilson Marketing Services

JULY 16, 2024

With market shifts, changing technologies, and increased consumer expectations, what does SEO for insurance companies look like today? To help you hone your SEO for insurance company success and get in front of your customer base, we’ve created this guide to the latest trends and best practices in SEO tailored for insurance companies.

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Unitas Financial Services

APRIL 21, 2022

In this series on Insurance Vendor Management for Lenders, we discussed how to evaluate an insurance policy, the specialization of the insurance company and the agent, and the 9 Critical Steps for Insurance Vendor Management. In this article, we tackle claims and administration of the policy.

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Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021. This amount includes all plan types (e.g.,

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Wren Insurance Agency

AUGUST 7, 2024

When it comes to home and auto insurance - with very few exceptions - did you know that you can change your insurance carrier at any time? Citizens - the State-backed home insurer is one of the only exceptions to this. They will not allow a change to or from their coverage until your current policy's expiration).

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

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North American Software Associates

OCTOBER 25, 2023

Nobody likes feeling as if they're stuck in an inflexible, binding contract — especially when it comes to insurance policies. But if a client could up and leave any time they wanted to without consequence, they'd constantly be bouncing around from insurance company to insurance company, scouring for the best rates.

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The Property Insurance Law Observer

AUGUST 22, 2024

Harleysville Insurance Company , 2024 WL 3792261 (D. 2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. During the policy period, the insured’s floor “sunk” between eight to 12 inches.

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Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. Travel insurance is designed for problems that arise suddenly during a trip.

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InsuredMine

AUGUST 27, 2024

Let’s talk about something that’s been a game-changer for the insurers today e-signatures. Remember the days when getting a policy signed meant printing out reams of paper, playing phone tag with clients, and praying that the postal service wouldn’t lose your important documents?

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Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Jackson & Jackson

AUGUST 16, 2024

However, when it comes to homeowners’ insurance, the Golden State poses unique challenges for homeowners. In 2024, finding homeowners insurance in California has become increasingly difficult due to various factors. What is Homeowners Insurance?

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Friendly Agent

DECEMBER 3, 2020

I am talking about becoming an insurance agent. Becoming an insurance agent checks all boxes. Your earning potential is based on insurance policies. In fact i’ll argue that the best way to get into an insurance agency business is by working part time initially. How to become an insurance agent?

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