Insurance, Workers Comp and Workers Compensation

Washington Dairy Worker Charged in $122K Workers’ Comp Scam

Insurance Journal

MARCH 20, 2025

A Washington farmhand faces felony charges for reportedly stealing more than $122,000 workers’ compensation benefits. Efrain Alatorre Camarena was charged with felony theft for allegedly collecting workers comp payments while discreetly working at another dairy farm. A Washington State Department …

Workers Comp

Workers Comp Theft Compensation Workers Compensation

Part 2: Workers’ Comp Independent Premium Audits Explained

AMAXX

MARCH 24, 2025

This post is one in a 3-part series: Part 1: Workers Comp Independent Premium Audits Explained Part 2: Workers Comp Independent Premium Audits Explained Part 3: Workers Comp Independent Premium Audits Explained 5. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

Workers Comp Premium Workers Compensation Compensation

Understanding Classification Rules in Workers’ Compensation

AMAXX

FEBRUARY 18, 2025

Classification rules are guidelines used by rating bureaus and insurance companies to categorize businesses based on the type of work they perform. The higher the risk, the higher the workers compensation premium for that classification. Instead of dreading these audits, be proactive in your approach.

Workers Compensation

Workers Compensation Compensation Workers Comp Premium

2 Common Mistakes In Workers’ Comp Doctor Selection

AMAXX

MARCH 18, 2025

While using an approved network is necessary for insurance and cost-control reasons, not all doctors within the network are equally effective at managing workplace injuries. Consider the case of Jane, a worker who sustained a severe back injury. One provider accepted workers compensation but was not taking new patients.

Workers Comp

Workers Comp Workers Compensation Injury Compensation

Mistake: Accepting Every Workers’ Compensation Claim

AMAXX

MARCH 18, 2025

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Employees come to believe that every claim will be accepted, regardless of the circumstances.

Workers Compensation

Workers Compensation Compensation Claim Workers Comp

Reforming Your Workers’ Comp Program: Avoiding Common Pitfalls and Taking Action

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Below, we explore common errors and provide actionable steps to begin reforming a workers’ comp program. FREE DOWNLOAD: “Step-By-Step Process To Master Workers Comp In 90 Days” 5.

Workers Comp

Workers Comp Injury Workers Compensation Claim

9 Characteristics of Transitional Duty Assignments in Workers’ Comp

AMAXX

FEBRUARY 4, 2025

FREE DOWNLOAD: “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” Business and Financial Benefits of Transitional Duty Lower Workers Compensation Costs : Employees who stay engaged at work tend to have shorter claims duration and fewer legal disputes.

Workers Comp

Workers Comp Workers Compensation Injury Compensation

How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

AMAXX

MARCH 4, 2025

By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. The Link Between Fear and Litigation Studies have consistently identified fear as a major driver of workers compensation litigation.

Workers Compensation

Workers Compensation Compensation Claim Workers Comp

The Case for Injury Duration Guidelines in Modern Workers’ Comp Programs

AMAXX

JANUARY 21, 2025

By providing clear benchmarks for recovery, Injury Duration Guidelines help prevent unnecessary treatments and reduce claim durations, benefiting both employers and insurers. By promoting consistency, fairness, and efficiency, these guidelines benefit everyone involvedinjured workers, employers, medical providers, and insurers alike.

Workers Comp

Workers Comp Injury Workers Compensation Compensation

California Insurance Commissioner OKs Lower Workers’ Comp Benchmark Rate

Insurance Journal

JULY 12, 2024

California Insurance Commissioner Ricardo Lara today issued a decreased pure premium rate for workers’ compensation insurance, lowering the annual benchmark rate from $1.41 per $100 of payroll— representing a 2.1% percent decrease from last year. The advisory rate …

Workers Comp

Workers Comp Premium Compensation Insurer

Connecticut Court Restores Administrative Law Judge’s Discretion in Workers Comp

Insurance Journal

MARCH 24, 2025

The Connecticut Supreme Court has ruled that an administrative law judge has the discretion to award a workers compensation claimant, after he or she reaches maximum medical improvement, ongoing temporary partial incapacity benefits in lieu of permanent partial disability benefits …

Workers Comp

Workers Comp Workers Compensation Compensation

The Role of Evidence-Based Medicine in Transforming Workers’ Compensation

AMAXX

JANUARY 20, 2025

In the intricate landscape of workers’ compensation, the pursuit of optimal outcomes for injured workers is paramount. Employers, insurers, and healthcare providers face a delicate balance: ensuring injured workers receive appropriate care while effectively managing costs and promoting timely return-to-work.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

Part 1: Workers’ Comp Independent Premium Audits Explained

AMAXX

MARCH 24, 2025

Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

Workers Comp Premium Injury Workers Compensation

Avoid Litigation and Improve Workers’ Comp Claim Outcomes

AMAXX

FEBRUARY 17, 2025

The Link Between Trust and Outcomes A study conducted by the Workers Comp Research Institute (WCRI) highlights the crucial role that trust and fear play in an injured workers recovery and financial stability. Clearly communicate who will cover medical expenses and what the worker needs to do. All state laws vary.

Workers Comp

Workers Comp Claim Workers Compensation Injury

Risk Manager Best Practices That Drive Workers’ Comp Results

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Heres a closer look at best practices every risk manager should be following to create a high-performing, cost-effective workers compensation program.

Workers Comp

Workers Comp Risk Workers Compensation Injury

What is Evidence-Based Medicine in Workers’ Compensation

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies. You should consult with your insurance broker, attorney, or qualified professional.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

TDI to Adopt 11.5% Workers’ Comp Rate Decrease

Insurance Journal

APRIL 2, 2025

The Texas Department of Insurance said in a March 28 bulletin that it accepted the National Council on Compensation Insurance (NCCI) advisory loss cost filing proposal of an overall average decrease of 11.5% to the current loss cost level. The …

Workers Comp

Workers Comp Compensation Insurer Insurance

How to Tell If You Need a Nurse Case Manager for Your Workers’ Compensation Claim

AMAXX

FEBRUARY 24, 2025

If you review the insurer’s file notes online and do not see NCM notes, contact the NCM for an update. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%. Require the NCM to provide frequent updates. All state laws vary.

Workers Compensation

Workers Compensation Workers Comp Compensation Claim

Part 1: Layoff Planning to Control Workers’ Comp Claims

AMAXX

MARCH 10, 2025

Here are six critical actions your company can take before a planned layoff to effectively manage and potentially reduce workers compensation claims: This post is one in a 2-part series: Part 1: Layoff Planning to Control Workers Comp Claims Part 2: Layoff Planning to Control Workers Comp Claims 1.

Workers Comp

Workers Comp Claim Workers Compensation Injury

WCIRB Summarizes 2024 California Workers’ Comp Legislation

Insurance Journal

OCTOBER 3, 2024

The Workers’ Compensation Insurance Rating Bureau is giving its take on bills passed and passed on by California Legislature this year. The Legislature recessed for the year and Gov. Gavin Newsom had until Sept. 30 to sign or veto any …

Workers Comp

Workers Comp Compensation Workers Compensation Workers Compensation Insurance

Part 3: Workers’ Comp Independent Premium Audits Explained

AMAXX

MARCH 24, 2025

This post is one in a 3-part series: Part 1: Workers Comp Independent Premium Audits Explained Part 2: Workers Comp Independent Premium Audits Explained Part 3: Workers Comp Independent Premium Audits Explained To qualify for this treatment, construction employers must keep meticulous records specifying exact hours worked per classification code.

Workers Comp

Workers Comp Premium Workers Compensation Compensation

Pinnacol’s EverPeak Workers’ Comp Coverage Expands Into South Carolina

Insurance Journal

SEPTEMBER 12, 2024

EverPeak Insurance, a workers’ compensation insurer that specializes in hard-to-place industries and small businesses, has recently expanded into South Carolina. Vice President and Chief Operating Officer Vlad Stojanovic said the move will help address the difficulties that some employers face …

Workers Comp

Workers Comp Compensation Workers Compensation Insurer

Maryland’s Largest Workers Comp Insurer Files for 8% Rate Cut

Insurance Journal

MARCH 3, 2025

Chesapeake Employers’ Insurance Co. has filed for an 8% net rate decrease with the Maryland Insurance Administration (MIA) effective April 1, 2025. The nonprofit company also announced its highest-ever policyholder dividend of $55 million for 2025. It is the eighth …

Workers Comp

Workers Comp Policyholder Insurer Insurance

Part 2: Layoff Planning to Control Workers’ Comp Claims

AMAXX

MARCH 10, 2025

Be meticulous in updating personnel files, health insurance documentation, and records of sick leave. This post is one in a 2-part series: Part 1: Layoff Planning to Control Workers Comp Claims Part 2: Layoff Planning to Control Workers Comp Claims 3. All state laws vary.

Workers Comp

Workers Comp Claim Workers Compensation Injury

Workers Compensation Insurance Rates By State In 2025!

Simply Insurance

MARCH 17, 2025

Workers' compensation insurance rates vary by state due to location, industry risks, and policy coverage. The Hartford is a top choice for workers' compensation insurance due to its competitive pricing and comprehensive coverage. The national average cost is approximately $1,128 per year.

Workers Compensation Insurance

Workers Compensation Insurance Workers Compensation Compensation Insurer

Colorado Governor Wants to Privatize State’s Workers’ Comp Carrier

Insurance Journal

JANUARY 3, 2025

Jared Polis wants to spin off the state’s stake in Pinnacol Assurance, privatizing the workers’ compensation carrier of last resort to help it make more money and plug government budget holes. Colorado Gov. The big idea is that pulling up …

Workers Comp

Workers Comp Compensation Workers Compensation Insurance

Evidence-Based Medicine (EBM) in Workers’ Comp: A Case Study on Partial Rotator Cuff Tear

AMAXX

FEBRUARY 25, 2025

Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

Workers Comp Injury Workers Compensation Claim

Washington Workers’ Comp Premium Going up in 2025

Insurance Journal

DECEMBER 1, 2024

The average cost of workers’ compensation insurance in Washington will go up about 3.8% Employers and workers together will pay on average roughly $1 per week more for each … in 2025, the Washington State Department of Labor & Industries announced.

Workers Comp

Workers Comp Premium Compensation Workers Compensation

Florida Appeals Court Upsets Applecart on Workers’ Comp Statute of Limitations

Insurance Journal

JANUARY 15, 2025

A recent decision and concurring opinion by a Florida appeals court may have upset years of practice and could raise costs for workers’ compensation insurers. Some claims that carriers were once ready to close out of due to the statute …

Workers Comp

Workers Comp Compensation Claim Workers Compensation

Georgia Governor Reappoints Bahl to Workers’ Comp Board

Insurance Journal

JULY 15, 2024

Brian Kemp has reaapointed Neera Bahl to another term on the state Board of Workers’ Compensation. Georgia Gov. The three-member board, which includes Director Benjamin Vinson and Chairman Frank McKay, acts as the appeals panel, hearing appeals from administrative law …

Workers Comp

Workers Comp Compensation Workers Compensation

Cyber Risk: West Virginia OIC Plans to Dispose of Older Workers’ Comp Files

Insurance Journal

AUGUST 22, 2024

The West Virginia insurance commissioner’s office has adopted a new policy: It will soon begin destroying workers’ compensation claim files that are 10 years old or older. “Given increasing cybersecurity concerns and the type of information contained in the closed …

Workers Comp

Workers Comp Cyber Compensation Risk

Summit Expands Workers’ Comp Coverage to Illinois

Insurance Journal

DECEMBER 5, 2024

Summit, a regional provider of workers’ compensation insurance services, announced the expansion of its coverage into Illinois.

Workers Comp

Workers Comp Casualty Insurance Compensation Insurance Companies

Florida Contractor in Fatal Fall Incident Sentenced for Workers’ Comp Fraud

Insurance Journal

FEBRUARY 24, 2025

A Florida framing contractor has been sentenced to 48 months in prison and millions of dollars in fines and restitution after he failed to obtain workers’ compensation insurance and ignored safety practices, leading to deadly consequences. Despite six previous citations …

Workers Comp

Workers Comp Compensation Workers Compensation Insurer

FCBI, a Florida Workers’ Comp Fund, Acquires MidSouth Mutual in Tennessee

Insurance Journal

AUGUST 25, 2024

FCBI, a self-insurance fund founded 45 years ago to provide workers’ compensation plans to Florida citrus growers, is expanding well beyond the Sunshine State with the acquisition of MidSouth Mutual Insurance Co. in Tennessee. MidSouth has been demutualized and has …

Workers Comp

Workers Comp Compensation Workers Compensation Insurer

‘Dr. Taxes’ in Georgia Charged with Taking Workers’ Comp Premiums from Clients

Insurance Journal

SEPTEMBER 9, 2024

A businessman in south Georgia who called his business a tax preparation site for immigrants is now facing multiple charges that he swindled clients out of thousands of dollars in workers’ compensation insurance premiums. Emmanuel Torres Cruz, 34, was arrested …

Workers Comp

Workers Comp Premium Compensation Workers Compensation

WCIRB: California Workers’ Comp Written Premium in 2023 Was up Slightly

Insurance Journal

OCTOBER 8, 2024

California workers’ compensation written premium in 2023 was slightly above 2022, while written premium for the first six months of 2024 is 2% lower than the first six months of 2023, a new report shows. The Workers’ Compensation Insurance Rating …

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Premium Workers Comp Compensation Workers Compensation Insurance

California Workers’ Comp Report Shows ‘Relatively Stable’ System Post-Pandemic

Insurance Journal

JULY 29, 2024

The California workers’ compensation system has been relatively stable in the post-pandemic era, as premium levels rose by 1% in 2023 and are forecast to increase modestly in 2024—while decreases in average insurer charged rates are moderating, a new report …

Workers Comp

Workers Comp Compensation Premium Workers Compensation

Texas Workers’ Comp is Growing, Profitable, Adding Doctors

Insurance Journal

NOVEMBER 14, 2024

The workers’ compensation market is one of the few consistently profitable lines in the state, according to the Worker’s Compensation Annual Report 2024 from the Insurance Council of Texas. Texas has …

Workers Comp

Workers Comp Compensation Workers Compensation Insurer

Blog Post: California Workers’ Compensation Discovery: 10 Frequently Asked Questions

LexisNexis

FEBRUARY 28, 2025

Rassp, Presiding Judge, Los Angeles WCAB Disclaimer: The material and any opinions contained in this article are solely those of the authors and are not the opinions of the Department of Industrial Relations, Division of Workers Compensation, or the WCAB, or any other entity or individual. as in civil actions.

Workers Compensation

Workers Compensation Compensation Claim Injury

Minnesota Workers’ Comp System Stable Despite COVID-19 Impact

Insurance Journal

JULY 17, 2024

Workers’ compensation claim rates and benefits paid in Minnesota continue to be stable or follow their long-term downward trajectories, a new Department of Labor and Industry (DLI) report shows. The 2024 Minnesota Workers’ Compensation System Report presents trend data regarding …

Workers Comp

Workers Comp Compensation Claim Workers Compensation

California Vocational School Owner Charged With Fraud in Workers’ Comp Scheme

Insurance Journal

OCTOBER 24, 2024

The owner of a Fresno, California-based for-profit vocational school was charged with engaging in fraudulent billing practices related to workers’ compensation. Paul Steve Ramirez, 59, was charged with 11 felony counts, including insurance fraud. The fraudulent insurance claims could reach …

Workers Comp

Workers Comp Compensation Insurance Claim Claim

What Is Employers Liability Insurance?

Property Insurance Coverage Law

AUGUST 30, 2024

Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness. appeared first on Property Insurance Coverage Law Blog.

Liability Insurance

Liability Insurance Liability Workers Comp Workers Compensation Insurance

Report: 1Q 2024 California Workers’ Comp Written Premium 3% Lower Than Year Ago

Insurance Journal

JULY 31, 2024

Written premium for the first quarter of 2024 was 3% lower than the first quarter of 2023, while written premium in 2023 was slightly above 2022, according to the Workers’ Compensation Insurance Rating Bureau of California. The WCIRB released its …

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Premium Workers Comp Compensation Workers Compensation

Frito-Lay Employee’s Injury in Hoops Tourney Ruled Out of Bounds for Workers Comp

Insurance Journal

MARCH 5, 2025

A forklift driver for Frito-Lay who injured his achilles tendon playing in a company basketball game is not covered by workers compensation. The Virginia Workers Compensation Commission (VWCC) upheld the denial of benefits because the employee’s voluntary participation in the …

Workers Compensation

Workers Compensation Workers Comp Injury Compensation

Washington Dairy Worker Charged in $122K Workers’ Comp Scam

Part 2: Workers’ Comp Independent Premium Audits Explained

Trending Sources

Understanding Classification Rules in Workers’ Compensation

2 Common Mistakes In Workers’ Comp Doctor Selection

Mistake: Accepting Every Workers’ Compensation Claim

Reforming Your Workers’ Comp Program: Avoiding Common Pitfalls and Taking Action

9 Characteristics of Transitional Duty Assignments in Workers’ Comp

How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

The Case for Injury Duration Guidelines in Modern Workers’ Comp Programs

California Insurance Commissioner OKs Lower Workers’ Comp Benchmark Rate

Connecticut Court Restores Administrative Law Judge’s Discretion in Workers Comp

The Role of Evidence-Based Medicine in Transforming Workers’ Compensation

Part 1: Workers’ Comp Independent Premium Audits Explained

Avoid Litigation and Improve Workers’ Comp Claim Outcomes

Risk Manager Best Practices That Drive Workers’ Comp Results

What is Evidence-Based Medicine in Workers’ Compensation

TDI to Adopt 11.5% Workers’ Comp Rate Decrease

How to Tell If You Need a Nurse Case Manager for Your Workers’ Compensation Claim

Part 1: Layoff Planning to Control Workers’ Comp Claims

WCIRB Summarizes 2024 California Workers’ Comp Legislation

Part 3: Workers’ Comp Independent Premium Audits Explained

Pinnacol’s EverPeak Workers’ Comp Coverage Expands Into South Carolina

Maryland’s Largest Workers Comp Insurer Files for 8% Rate Cut

Part 2: Layoff Planning to Control Workers’ Comp Claims

Workers Compensation Insurance Rates By State In 2025!

Colorado Governor Wants to Privatize State’s Workers’ Comp Carrier

Evidence-Based Medicine (EBM) in Workers’ Comp: A Case Study on Partial Rotator Cuff Tear

Washington Workers’ Comp Premium Going up in 2025

Florida Appeals Court Upsets Applecart on Workers’ Comp Statute of Limitations

Georgia Governor Reappoints Bahl to Workers’ Comp Board

Cyber Risk: West Virginia OIC Plans to Dispose of Older Workers’ Comp Files

Summit Expands Workers’ Comp Coverage to Illinois

Florida Contractor in Fatal Fall Incident Sentenced for Workers’ Comp Fraud

FCBI, a Florida Workers’ Comp Fund, Acquires MidSouth Mutual in Tennessee

‘Dr. Taxes’ in Georgia Charged with Taking Workers’ Comp Premiums from Clients

WCIRB: California Workers’ Comp Written Premium in 2023 Was up Slightly

California Workers’ Comp Report Shows ‘Relatively Stable’ System Post-Pandemic

Texas Workers’ Comp is Growing, Profitable, Adding Doctors

Blog Post: California Workers’ Compensation Discovery: 10 Frequently Asked Questions

Minnesota Workers’ Comp System Stable Despite COVID-19 Impact

California Vocational School Owner Charged With Fraud in Workers’ Comp Scheme

What Is Employers Liability Insurance?

Report: 1Q 2024 California Workers’ Comp Written Premium 3% Lower Than Year Ago

Frito-Lay Employee’s Injury in Hoops Tourney Ruled Out of Bounds for Workers Comp

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