TGS

MARCH 4, 2025

TGS Insurance Blog Driving without insurance in Florida might seem like a way to save a few bucks, but the consequences can be far more costly than youd expect. Florida law requires all drivers to carry a minimum level of insurance coverage, and failing to comply can lead to penalties, legal trouble, and financial headaches.

Auto Insurance 52

Auto Insurance License Insured Insurance 52

Redbird Agents

JULY 12, 2024

The “1,2,3,4,5 method” of presenting hospital indemnity insurance will change your life, I promise! Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Of course not, because eligibility hurdles exist with hospital indemnity insurance plans. It’s simple.

Insured 130

Insured Insurance Insurer Premium 130

Smart Insurance Agents

OCTOBER 13, 2024

Introduction Finding your way through dental insurance can be confusing. Luckily, some dental insurance plans provide instant access to many dental services right away, without a waiting period. Understanding Dental Insurance With No Waiting Periods Dental insurance plans usually have waiting periods.

Out-Of-Pocket 97

Out-Of-Pocket Deductible Insured Insurance 97

Simply Insurance

SEPTEMBER 19, 2024

Discover the factors that influence the cost of dental insurance, including coverage options, premiums, and out-of-pocket expenses. Learn how to choose the best plan for your needs and budget.

Out-Of-Pocket Expense 59

Out-Of-Pocket Expense Out-Of-Pocket Premium Insured 59

TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Coverage Limits The amount of coverage you choose directly affects your premium.

Premium 52

Premium Deductible Out-Of-Pocket Insured 52

Simply Insurance

SEPTEMBER 19, 2024

Discover the factors that influence health insurance costs, including premiums, deductibles, and out-of-pocket expenses. Learn how to find the right coverage for your budget and needs in this comprehensive guide.

Out-Of-Pocket Expense 59

Out-Of-Pocket Expense Out-Of-Pocket Deductible Premium 59

Smart Insurance Agents

OCTOBER 14, 2024

Everything You Need to Know About $0 Monthly Premium Medicare Advantage Plans Medicare Advantage plans can offer a zero monthly premium due to how they are funded by the federal government. Private insurers receive subsidies to manage Medicare benefits, allowing them to reduce or eliminate premiums for beneficiaries.

Premium 52

Premium Out-Of-Pocket Out-Of-Pocket Expense Deductible 52

Smart Insurance Agents

DECEMBER 9, 2024

Short Term Health Insurance Illinois: No longer available as of January 1, 2025. STLD Plans – As of January 1, 2025, Short-term Limited Duration Plans are no longer permitted to be sold in Illinois, helping to ensure that residents are not misled about whether they are purchasing comprehensive health insurance.

Out-Of-Pocket 98

Out-Of-Pocket Insured Insurance Insurer 98

TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

Home Insurance 52

Home Insurance Premium Insured Insurance 52

Protect Commercial Insurance

APRIL 4, 2025

Two insurance options that often get overlooked but can make a significant financial difference are rent guarantee insurance and home emergency insurance. Understanding Rent Guarantee Insurance Image courtesy: Unsplash In the bustling world of property management, ensuring a steady flow of rental income is crucial for landlords.

Out-Of-Pocket 40

Out-Of-Pocket Insured Insurance Insurer 40

PSM Brokerage

JANUARY 13, 2025

Star Ratings: What They Mean and How to Use Them Star ratings play a crucial role in the Medicare landscape, influencing both client decisions and sales opportunities for insurance agents. What Star Ratings Mean for Insurance Agents 1. Address Client Concerns Some clients may prioritize lower premiums over higher star ratings.

Out-Of-Pocket 105

Out-Of-Pocket Agents Insured Insurance 105

Freeway Insurance

DECEMBER 9, 2024

Figuring out independent contractor health insurance is one of the very first steps you should take when becoming an entrepreneur. It also created tax credit programs to help lower-income individuals pay less for their premiums. There will be multiple types of health insurance plans, such as HMOs and EPOs.

Premium 98

Premium Out-Of-Pocket Deductible Policy 98

Smart Insurance Agents

SEPTEMBER 3, 2024

Can You Have Private Insurance and Medicaid? Eligibility and Benefits Explained Yes, you can have private insurance and Medicaid simultaneously. This raises the question: can you have private insurance and Medicaid? This dual coverage can provide a broader range of medical services and reduce out-of-pocket costs.

Out-Of-Pocket Expense 52

Out-Of-Pocket Expense Out-Of-Pocket Insured Insurance 52

TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim.

Deductible 52

Deductible Auto Insurance Out-Of-Pocket Premium 52

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Freeway Insurance

JANUARY 4, 2024

You’re shopping for health insurance with the goal of getting the best coverage you can afford. However, low deductibles offer many benefits – and challenges – which you should carefully consider before you apply for health insurance. Your life doesn’t include too many risky behaviors and you consider yourself relatively healthy.

Deductible 52

Deductible Out-Of-Pocket Insured Insurance 52

PSM Brokerage

JANUARY 7, 2025

As an insurance agent, guiding your clients through Medicare options can feel like navigating a maze. Cost Medicare Advantage : Known for low or $0 monthly premiums, but clients may face higher out-of-pocket costs when accessing services. Cap on annual out-of-pocket costs. Cons : Higher monthly premiums.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Premium Agents 52

Healthinsurance.org

APRIL 25, 2024

In this article ACA Marketplace individual and family health insurance COBRA continuation of group coverage Medicaid Insurance through a spouse’s health plan Short-term health insurance Frequently asked questions In the United States, nearly half of the people under the age of 65 get their health insurance from an employer.

Out-Of-Pocket 52

Out-Of-Pocket Premium Insured Insurance 52

PSM Brokerage

JANUARY 13, 2025

Part D Updates The IRA mandates several changes to the Part D benefit, including: Out-of-pocket cost cap : Set at $2,100 for 2026, adjusted from the 2025 threshold. These updates present opportunities for insurers and agents to optimize strategies and serve clients effectively in the evolving Medicare landscape.

Out-Of-Pocket 105

Out-Of-Pocket Agents Risk Premium 105

Smart Insurance Agents

OCTOBER 15, 2024

Top Blue Cross Blue Shield Texas Individual Plans for 2025 Looking for Blue Cross Blue Shield Texas individual plans from a reputable insurance company? Understanding Blue Cross Blue Shield Texas Individual Health Insurance Plans Selecting the appropriate health insurance plan is vital for meeting individual and family health needs.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Premium Claim 52

PSM Brokerage

JANUARY 22, 2025

As an agent, broker, or web-broker, you are tasked with connecting individuals and families with the health insurance they need, all while adhering to strict compliance guidelines. Do: Clearly state premium costs, deductibles, and coverage benefits. Familiarize yourself with their specific requirements for special ad categories.

Agents 52

Agents Broker-Agent Broker Out-Of-Pocket 52

Smart Insurance Agents

AUGUST 19, 2024

HMO vs PPO: Choosing the Best Health Insurance Plan for You Deciding between a HMO vs PPO health insurance plan? HMO plans are generally more affordable with lower monthly premiums, providing coordinated care, whereas PPO plans, despite their higher costs, allow members to access out-of-network providers for greater autonomy.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Premium Insurer 52

Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

PSM Brokerage

AUGUST 12, 2024

Understanding the Annual Notice of Coverage (ANOC) Letters: A Guide for Insurance Agents As an insurance agent, it’s crucial to stay informed about the Annual Notice of Coverage (ANOC) letters that your Medicare clients receive each year. What is an Annual Notice of Coverage (ANOC)?

Out-Of-Pocket 98

Out-Of-Pocket Insurance Agent Insurance Agents Agents 98

P&L Financial Services

OCTOBER 10, 2024

Whether it’s rising insurance premiums, higher prescription drug costs, or increased out-of-pocket expenses, retirees should anticipate adjustments. Make sure your plan offers the best coverage for your health needs and compare plans that may offer lower premiums or better benefits.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Premium Protection 52

Boyle Agency Insurance

SEPTEMBER 4, 2024

Buying health insurance can be overwhelming, with various plans and options to consider. Mistake 2: Choosing Based on Price Alone While affordability is essential, selecting a health insurance plan solely based on price can lead to inadequate coverage. A plan with lower premiums may offer fewer benefits or higher out-of-pocket costs.

Out-Of-Pocket 40

Out-Of-Pocket Deductible Premium Insured 40

Jackson & Jackson

APRIL 29, 2024

Commercial property insurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Protect Commercial Insurance

OCTOBER 4, 2024

But what does this mean for property owners and their insurance needs? As interest rates creep up, they can have a surprising ripple effect on property insurance costs. Recent years, however, have seen gradual rises, sparking concerns in many sectors, including real estate and insurance.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insured 52

TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance.

Insurance Quotes 52

Insurance Quotes Home Insurance Deductible Out-Of-Pocket 52

Paragon Independent Insurance Agencies

JULY 31, 2024

When buying a home, your mortgage company will require you to purchase homeowners insurance. Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. We are here to help you fully understand what a home insurance deductible is and which is best for you. Reach out to us today!

Deductible 40

Deductible Home Insurance Out-Of-Pocket Damage 40

Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential. Let’s dive in and find out what each offers!

Home Insurance 52

Home Insurance Out-Of-Pocket Insured Insurance 52

Ease

MARCH 9, 2023

Take a deep dive into plan adoption rates, rising medical premiums, and the power of voluntary benefits for the new year. Have you noticed fewer employees enrolling in medical insurance during your recent open enrollment? Since 2018, individual premiums have increased by 21% while family premiums have increased by 18%.

Premium 52

Premium Out-Of-Pocket Insured Insurance 52

Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?

Home Insurance 52

Home Insurance Policyholder Insured Insurance 52

TGS

OCTOBER 3, 2023

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Smart Insurance Agents

AUGUST 28, 2024

Beneficiaries should consider monthly premiums, provider networks, and prescription drug formularies when selecting a Medicare Advantage plan, with resources like Medicare.gov available for assistance. This option is offered by private insurance companies.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Premium Deductible 52

Smart Insurance Agents

SEPTEMBER 1, 2024

Can you use health insurance in a different state? Key Takeaways Health insurance typically covers emergency services out-of-state, but routine care may not be included; it’s essential to verify coverage details with your insurer before traveling. Yes, but it depends on your plan.

Out-Of-Pocket 52

Out-Of-Pocket Insured Insurance Insurer 52

Smart Insurance Agents

SEPTEMBER 2, 2024

If you’re a green card holder, finding the right medical insurance for green card holders can be confusing. This guide breaks down all your options: from ACA Marketplace plans and employer insurance to Medicaid and Medicare. New immigrants need adequate health insurance to navigate the high costs of medical care in the U.S.

Out-Of-Pocket Expense 52

Out-Of-Pocket Expense Out-Of-Pocket Insured Insurance 52