Insurance Journal

OCTOBER 29, 2024

New Jersey Commissioner of Banking and Insurance Justin Zimmerman has approved a 6.9% statewide average decrease in rates for workers’ compensation and employers’ liability insurance. The new rates will apply to new and renewal policies effective January 1, 2025. The …

Workers Compensation 258

Workers Compensation Compensation Liability Insurance Liability 258

Insurance Journal

AUGUST 18, 2024

The average price for directors & officers liability insurance decreased 5.2% per $1 million in limits in the second quarter, according to Aon Commercial Risk Solutions. Aon said the decrease compared to the same quarter in 2023 was the ninth …

Liability Insurance 245

Liability Insurance Liability Commercial Risk 245

Insurance Journal

SEPTEMBER 1, 2024

The management liability insurance segment has attracted a lot of new capacity in the last few years, and the increased competition has pushed rates down significantly. But the segment faces growing risks from regulatory and technology-related exposures, making the quality …

Liability 245

Liability Risk Liability Insurance Insured 245

Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of professional liability insurance, including coverage limits, industry specifics, and risk assessments. Learn how to find the best rates and protect your business from potential claims.

Professional Liability Insurance 59

Professional Liability Insurance Liability Insurance Liability Insured 59

Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of general liability insurance, including coverage limits, business type, and location. Learn how to find the best rates and ensure your business is protected against potential risks.

General Liability 59

General Liability Liability Insurance Liability Insured 59

Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of product liability insurance, including coverage options, industry risks, and tips for finding the best rates. Learn how to protect your business from potential claims and ensure financial security.

Liability Insurance 59

Liability Insurance Liability Insured Insurer 59

Simply Insurance

SEPTEMBER 19, 2024

Discover the costs associated with aircraft mechanic liability insurance, including factors that influence premiums, coverage options, and tips for finding the best policy to protect your aviation business.

Liability Insurance 59

Liability Insurance Liability Premium Insured 59

Central Insurance

AUGUST 21, 2024

Learn why business insurance for LLCs is essential to protect your assets and operations. Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

Business Insurance 182

Business Insurance Policy Professional Liability Insurance General Liability 182

Boyle Agency Insurance

MAY 19, 2024

Excess Liability Protection With Chubb Bogle Agency Insurance offers Chubb Masterpiece Excess Liability Insurance because we feel it provides the best coverage with the highest limits. Homeowners Insurance and Automobile Insurance cover you for liability to a limited degree.

Liability Insurance 52

Liability Insurance Liability Insured Insurer 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

Liability Insurance 52

Liability Insurance Liability Insured Insurer 52

Insurance Journal

JULY 29, 2024

The average price for directors & officers liability insurance decreased 5.2% per $1 million in limits in the second quarter, according to Aon Commercial Risk Solutions. Aon said the decrease compared to the same quarter in 2023 was the ninth …

Liability Insurance 147

Liability Insurance Liability Commercial Risk 147

Insurance Journal

NOVEMBER 3, 2024

Community Association Directors and Officers Insurance Market Detail: Community Association Insurance Solutions LLC offers a Community Association Directors and Officers with Employment Liability Insurance Program (D&O with EPLI) for both the associations you insure and their community management company.

Liability Insurance 130

Liability Insurance Liability Insured Insurer 130

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. General Liability Insurance: to help cover claims your business caused property damage or bodily injury.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability 130

General Liability Commercial Property Property Damage Commercial 130

Simply Insurance

OCTOBER 30, 2024

Discover the essentials of management liability insurance, including its purpose, coverage options, and how it protects businesses from potential legal claims against their management team. Learn how this vital insurance can safeguard your organization’s financial health and reputation.

Liability Insurance 40

Liability Insurance Liability Insured Insurer 40

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

As cyberattacks become increasingly prevalent worldwide, it’s crucial for business owners and commercial investors in Plano, TX, to consider cyber liability insurance. Some cyber liability insurance policies also provide mitigation support when tackling negative publicity.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

LeverageRx

JANUARY 2, 2025

MAG Mutual Insurance Company (MagMutual for short) provides medical professional liability insurance to physicians and hospitals.

Insurance Companies 52

Insurance Companies Professional Liability Insurance Liability Insurance Liability 52

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage 130

Damage Business Interruption Property Damage Policy 130

Jackson & Jackson

NOVEMBER 16, 2024

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Protect Commercial Insurance

MAY 30, 2024

For example, if your business is situated in an area prone to flood, you may want to consider flood insurance as an additional coverage. Liability Insurance Liability insurance protects your business from legal claims and financial obligations resulting from injuries, property damage, or negligence caused by your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Rough Notes

DECEMBER 18, 2024

Harrington, CPCU If you bought liability insurance and you have a claim or anything that resembles a claim, why […] Courts are reminding us that deadlines are deadlines [A] court found that the policys prejudice provision was superseded by the policys hard cutoff for submitting claims90 days after the expiration date .

Liability Insurance 52

Liability Insurance Liability Claim Policy 52

ProWriters

SEPTEMBER 1, 2024

Have your business clients assessed their cyber risk recently and obtained adequate Cyber Liability Insurance? Drawing your clients’ attention to current cyber threats may be a way to help them understand the importance of Cyber Insurance and motivate them to purchase it through you.

Cyber 97

Cyber Liability Insurance Risk Liability 97

Wren Insurance Agency

NOVEMBER 13, 2024

These "non-admitted" companies provide tailored solutions for unusual or high-risk needs, such as: For Individuals/Families: Golf carts/unique recreational Vehicles A desire for higher limits than admitted insurers are willing to provide Historical homes or homes with unique architecture For Companies/Associations: Large properties or complexes Garage (..)

Insurance Carrier 77

Insurance Carrier Insured Insurer Insurance 77

Neilson Marketing Services

DECEMBER 5, 2024

This trend means insurance agencies need content that doesn’t just answer questions but also anticipates the needs of potential clients. What to do: Focus on conversational keywords and phrases like “how does liability insurance work for small businesses?”

Insurance Industry 98

Insurance Industry Insured Insurance Agency Insurer 98

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Additional Coverage Beyond Current Policies The primary reason to consider commercial umbrella insurance is when your business requires protection beyond the limits of your existing liability policies.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

ProWriters

NOVEMBER 12, 2024

One of the best ways to help your clients mitigate the financial risks of healthcare data breaches is by quoting and selling them a strong, comprehensive Cyber Liability Insurance policy. Watch our Cyber U video about why healthcare organizations need Cyber Insurance.

Cyber 75

Cyber Liability Insurance Protection Liability 75

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Mark Jackson Insurance Agency

MAY 21, 2024

Here are some critical insurance considerations every home-based business owner should evaluate. The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 6: “Public Liability Insurance is Sufficient” The Scope of Public Liability Insurance Public liability insurance is undoubtedly important; it protects your business from claims made by members of the public for incidents that occur in connection with your business activities.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Liability 52

New Jersey Workers' Comp

JANUARY 13, 2025

The Hartford Policy contained an additional “New Jersey Part Two Employers Liability Endorsement,” applying “only to the insurance provided by Part Two (Employers Liability Insurance).” i), to include an updated New Jersey Part Two Employers Liability Endorsement. 34:15-90.2(i),

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

ProWriters

FEBRUARY 12, 2024

One of the best ways to help your clients mitigate the financial risks of healthcare data breaches is by quoting and selling them a strong, comprehensive Cyber Liability Insurance policy.

Cyber 52

Cyber Liability Insurance Liability Protection 52

Jackson & Jackson

APRIL 10, 2024

Liability Insurance Liability insurance is essential for any commercial property owner. It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Property Insurance Centre

MAY 20, 2024

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. Employers’ Liability Insurance is a legal requirement for the block management company.

Building 52

Building Liability Insured Insurer 52

Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

Cyber 40

Cyber General Liability Property Damage Liability Insurance 40

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52