Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

Insurance Carrier 246

Insurance Carrier Claim Policy Insured 246

Insurance Journal

MARCH 13, 2025

The collision of a cargo ship and a fuel tanker off the eastern coast of England in the North Sea is likely to hit multiple marine insurance policies, carrying an estimated combined insured value of between $50 million and $100 …

Marine 130

Marine Insurance Policy Insured Insurer 130

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insured 52

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insured 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

Liability Insurance 52

Liability Insurance Liability Insured Insurer 52

Insurance Journal

SEPTEMBER 25, 2024

Sompo, the Bermuda-based provider of commercial and consumer property/casualty insurance and reinsurance, announced the launch of a new national marine insurance proposition for the United Kingdom. Sompo’s Marine Cargo UK policy and its Transport & Logistics propositions are both designed …

Marine 264

Marine Casualty Insurance Commercial Insured 264

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. That’s why it’s crucial to consider other insurance policies to protect your business comprehensively.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Distinguished

FEBRUARY 24, 2025

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business.

Liability 52

Liability Liability Insurance Insured Insurer 52

Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. General Liability Insurance Even in a digital world, physical risks exist.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

As cyberattacks become increasingly prevalent worldwide, it’s crucial for business owners and commercial investors in Plano, TX, to consider cyber liability insurance. Some cyber liability insurance policies also provide mitigation support when tackling negative publicity.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage 130

Damage Business Interruption Property Damage Policy 130

Distinguished

MARCH 20, 2025

For this reason, purchasing comprehensive apartment building insurance is one of the best investments your clients can make. Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way.

Building 52

Building Protection Damage Liability 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Corvus

MAY 17, 2024

Now, scratch the produce and fill your basket with property and liability insurance products. This roughly translates to a Business Owners Policy (BOP), a bundle of coverages that address common risks facing small and medium-sized businesses. It’s a convenient, cost-effective, one-stop solution for SMBs.

Business Owners Policy 40

Business Owners Policy Cyber Policy Liability Insurance 40

Insurance Journal

OCTOBER 22, 2024

Insurers often include exclusions within their liability policies to prohibit coverage for claims arising out of pollution exposure. The exact wording of the exclusion can differ significantly, but the key issue is whether the underlying allegations fall within the scope …

Liability 147

Liability Claim Policy Insured 147

Property Insurance Centre

FEBRUARY 24, 2025

How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable. Incorporate Your Business Structure your business as a Limited Liability Company (LLC) or Corporation to protect personal assets.

Liability 52

Liability Protection Claim Property Insurance 52

LexisNexis

APRIL 1, 2025

Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Rough Notes

DECEMBER 18, 2024

Courts are reminding us that deadlines are deadlines [A] court found that the policys prejudice provision was superseded by the policys hard cutoff for submitting claims90 days after the expiration date . Harrington, CPCU If you bought liability insurance and you have a claim or anything that resembles a claim, why […]

Liability Insurance 52

Liability Insurance Liability Claim Policy 52

ProWriters

SEPTEMBER 1, 2024

Have your business clients assessed their cyber risk recently and obtained adequate Cyber Liability Insurance? Drawing your clients’ attention to current cyber threats may be a way to help them understand the importance of Cyber Insurance and motivate them to purchase it through you.

Cyber 97

Cyber Liability Insurance Risk Liability 97

ProWriters

NOVEMBER 12, 2024

One of the best ways to help your clients mitigate the financial risks of healthcare data breaches is by quoting and selling them a strong, comprehensive Cyber Liability Insurance policy. Watch our Cyber U video about why healthcare organizations need Cyber Insurance. Show it to your healthcare clients.

Cyber 87

Cyber Liability Insurance Protection Risk 87

Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. This is where a knowledgeable insurance agent becomes invaluable.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Wren Insurance Agency

NOVEMBER 13, 2024

These "non-admitted" companies provide tailored solutions for unusual or high-risk needs, such as: For Individuals/Families: Golf carts/unique recreational Vehicles A desire for higher limits than admitted insurers are willing to provide Historical homes or homes with unique architecture For Companies/Associations: Large properties or complexes Garage (..)

Insurance Carrier 75

Insurance Carrier Insured Insurer Insurance 75

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations. This can apply to a total loss (e.g. damage caused by a leak).

Building 52

Building Liability Insured Insurer 52

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Insurance Broker 86

Insurance Broker Cyber Broker Protection 86

ProWriters

FEBRUARY 7, 2025

For both of these reasons, artificial intelligence is reshaping cyber security strategiesincluding Cyber Liability policies. No insurance broker or agent today can afford to ignore the presence of artificial intelligence in cyber security. By reducing false positives, it helps insurers assess actual risk exposure.

Cyber 53

Cyber Broker-Agent Broker Liability 53

Protect Commercial Insurance

NOVEMBER 22, 2024

You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget. Long-term Financial Benefits While the upfront cost of commercial insurance might seem high, consider the long-term savings and financial security it provides.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

Friendly Agent

SEPTEMBER 21, 2020

You may find various types of personal insurance and commercial insurance policies. There are Property and Casualty, Life/health insurance, and more. The basic system on how the broker commissions are based on the policies which are sold. The job of the brokers shall start after completing the policy’s sale.

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Insurance Agent Insurance Agents Agents Broker-Agent 130

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What is your budget for business insurance?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Whether your company experienced growth, faced new challenges, or maintained steady operations, your insurance needs may have changed. Taking the time to review and update your policies now can save you from unexpected headaches and ensure your business is ready for whatever comes next.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Neilson Marketing Services

DECEMBER 5, 2024

Why SEO Matters More Than Ever for Insurance Agencies SEO has always been the backbone of online visibility, but for insurance agencies, it’s more than just a tool — it’s a lifeline. In fact, according to McKinsey & Company research , customers expect seamless digital experiences from insurers.

Insurance Industry 93

Insurance Industry Insured Insurer Insurance 93

Insurance Journal

JULY 25, 2024

Pennsylvania National Mutual Casualty Insurance Co. cannot escape the long tail of asbestos, and must cover part of the litigation losses for an asbestos installation company that went out of business more than 30 years ago, the South Carolina Supreme …

Casualty Insurance 278

Casualty Insurance Insured Insurer Insurance 278

ProWriters

APRIL 2, 2025

Snail Mail AttacksAnother Reason To Carry Cyber Insurance Hackers targeting mailboxes with malicious codes in letters is an emerging threat. Yet it only underscores the ongoing need for your business clients to carry Cyber Liability Insurance. Cyber Insurance alone cant stop snail mail cyber attacks.

Cyber 52

Cyber Financial Loss Broker Theft 52

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

Cyber liability insurance , once considered a specialized coverage, is becoming an essential policy for businesses that use AI to store sensitive information or automate critical tasks. Companies should review their insurance policies to ensure adequate coverage.

Business Insurance 52

Business Insurance Liability General Liability Cyber 52

Insurance Journal

OCTOBER 15, 2024

CORTEZ, Fla. (AP) AP) — Floridians recovering from Hurricane Milton, many of whom were journeying home after fleeing hundreds of miles to escape the storm, spent much of Saturday searching for gas as a fuel shortage gripped the state.

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Policy Commercial Liability Insurance Liability 264