Top Insurance Blogs

FEBRUARY 27, 2025

The ACORD 25 Certificate of Liability Insurance (COI) is the industry-standard document used to verify insurance coverage. It plays a crucial role in contract compliance, risk management, and business operations.

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Liability Insurance Liability Commercial Insurance Commercial 40

Insurance Journal

APRIL 20, 2025

By Chad Hemenway Buyers of directors and officers (D&O) liability insurance have benefited from strong capacity and healthy competition among insurers to see consistent rate decreases at renewal over the last several years. Those days may be coming to an …

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Liability Insurance Liability Risk Insurer 130

Insurance Journal

JULY 23, 2024

Transfers of oil at sea that involve a recently sanctioned Russian insurer may prevent western firms from paying claims if something goes wrong, a key provider of cover said. Moscow-based Ingosstrakh PJSC has emerged of a major insurer to Russian …

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Risk Insurer Insurance Insured 263

Insurance Journal

SEPTEMBER 10, 2024

Professional liability claims impact a multitude of professions, including those in the legal, medical, financial and insurance industries. Claims for malpractice, breach of contract, breach of fiduciary duty and related issues can result in widespread premium increases and professional discipline.

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Insurance Journal

JULY 29, 2024

The average price for directors & officers liability insurance decreased 5.2% per $1 million in limits in the second quarter, according to Aon Commercial Risk Solutions. Aon said the decrease compared to the same quarter in 2023 was the ninth …

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Liability Insurance Liability Commercial Risk 147

Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of professional liability insurance, including coverage limits, industry specifics, and risk assessments. Learn how to find the best rates and protect your business from potential claims.

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Professional Liability Insurance Liability Insurance Liability Insurer 59

Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of general liability insurance, including coverage limits, business type, and location. Learn how to find the best rates and ensure your business is protected against potential risks.

General Liability 59

General Liability Liability Insurance Liability Insurer 59

Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of product liability insurance, including coverage options, industry risks, and tips for finding the best rates. Learn how to protect your business from potential claims and ensure financial security.

Liability Insurance 59

Liability Insurance Liability Insurer Insurance 59

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

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Liability Insurance Liability Broker-Agent Insurer 52

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

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Liability Insurance Liability Broker-Agent Insurer 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

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Liability Insurance Liability Insurer Insurance 52

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

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Workers Compensation Liability Property Damage Inland Marine Insurance 52

Insurance Journal

SEPTEMBER 20, 2024

Russia’s state-run oil tanker company Sovcomflot PJSC said that western sanctions on ships moving the nation’s petroleum oil are only serving to heighten environmental risks by forcing some vessels out of mainstream trading. Since late last year, US, European Union …

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Risk Protection Liability Insurance Marine 289

Central Insurance

NOVEMBER 5, 2024

Running a food truck comes with a unique set of risks that influence your insurance coverage needs. Check out these practical tips for reducing risks and keeping your food truck insurance rates affordable. The post How to Keep Your Food Vendor Insurance Rates Low appeared first on Central Insurance Blog.

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Insurer Insurance Insured Risk 246

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. These risks can lead to significant financial losses if not properly managed.

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Commercial Insurance Commercial Insurance Agency Injury 52

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. General Liability Insurance: to help cover claims your business caused property damage or bodily injury.

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Liability Insurance Cyber Liability Property Damage 52

Distinguished

FEBRUARY 24, 2025

With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners.

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Liability Liability Insurance Insurer Insurance 52

LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Explore issues that might arise under a standard builder's risk insurance policy.

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Commercial General Liability General Liability Commercial Liability 40

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

As cyberattacks become increasingly prevalent worldwide, it’s crucial for business owners and commercial investors in Plano, TX, to consider cyber liability insurance. Some cyber liability insurance policies also provide mitigation support when tackling negative publicity.

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Commercial Property Liability Insurance Cyber Liability 40

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. We understand that every company has different needs.

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Commercial Insurance Commercial Insurance Agency General Liability 40

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

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Damage Business Interruption Property Damage Policy 130

Insurance Journal

JANUARY 27, 2025

Sweden detained a vessel suspected of damaging a subsea data cable connecting it with Latvia, the third such incident in the Baltic Sea in the past three months. The Security Service said it’s conducting a preliminary investigation into the crime …

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Crime Damage Protection Liability Insurance 269

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. Distinguished’s Builder’s Risk program insures a variety of the most common construction projects.

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Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

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Risk Broker-Agent Insurer Insurance 52

ProWriters

FEBRUARY 7, 2025

At the same time, AI makes improved risk assessment and protection against cyber threats possible. For both of these reasons, artificial intelligence is reshaping cyber security strategiesincluding Cyber Liability policies. By reducing false positives, it helps insurers assess actual risk exposure.

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ProWriters

SEPTEMBER 1, 2024

Whether they are familiar but no less dangerous risks like ransomware attacks or denial-of-service (DoS) attacks, or whether they take such still-emerging forms as cryptojacking or AI-powered phishing campaigns , cyber security threats require constant vigilance and proactive protective measures, especially given current events.

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Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe.

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Liability Protection Claim Property Insurance 52

Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options.

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Building Protection Damage Liability 52

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. This research addresses one main question: Do crime scores accurately predict property-specific crime risk? Read the full report here.

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Crime Insurance Carrier Risk General Liability 52

InsuranceBee

MARCH 29, 2023

The post Home health aides’ insurance risks appeared first on InsuranceBee Blog. And they provide invaluable support to doctors, nurses, and other medical professionals. Assisting patients with everyday tasks, … Read more.

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Risk Insurer Insurance Insured 52

Protect Commercial Insurance

JANUARY 23, 2024

As a landlord , safeguarding your investment means more than just ensuring your property is in top condition; it also involves protecting yourself against legal risks. At Protect Commercial , our Insurance product provide expert advice on the intricacies of property law and the challenges landlords face.

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Risk Out-Of-Pocket Liability Protection 52

Insurance Journal

JANUARY 24, 2025

January 2025 report from the Geneva Association, titled “Insurance in a Fragmented World Economy,” found that geopolitical tensions have driven the global economy toward “geoeconomic fragmentation.” ” Geoeconomics refers to the intersection of geopolitical forces and economic policies.

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Insurer Insurance Insured Policy 240

Wren Insurance Agency

NOVEMBER 13, 2024

This is where "surplus lines" insurance comes in. A surplus lines company is a type of insurer that provides coverage for risks that are unavailable through standard, licensed carriers. Costs can be higher for policyholders and if a surplus lines carrier goes insolvent, existing claims will not be paid by the State.

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Insurance Carrier Insurer Insurance Insured 75

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

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Insurance Policy Protection Policy Business Interruption 52

ProWriters

NOVEMBER 12, 2024

As a Cyber Insurance broker, you can do much to help healthcare clients safeguard sensitive information, reduce their risk of data breaches, and respond effectively should one take place. Watch our Cyber U video about why healthcare organizations need Cyber Insurance.

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Cyber Liability Insurance Protection Liability 87

ProWriters

OCTOBER 2, 2024

Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging. But when you partner with a leading wholesale Cyber Insurance broker like ProWriters, you have all the resources needed to succeed in your role. What Is a Cyber Insurance Broker? Why Is Cyber Insurance Important?

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Insurance Broker Cyber Broker Protection 86

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations.

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Insurance Policy Policy General Liability Workers Compensation Insurance 52