Distinguished

MARCH 20, 2025

Apartment buildings present unique insurance challenges because of their dense living arrangements, high occupancy turnover, and shared spaces. With our city homes insurance , your client will get coverages like: Property : For damages to the apartment building itself or property in the common areas that fall under policy coverages.

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Friendly Agent

SEPTEMBER 21, 2020

Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. The commissions come from a percentage coming from the amount of the yearly premium, as well as the policy it is being offered for.

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Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Inflation drives up property valuations , construction costs , and insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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Commercial Insurance Broker General Liability Business Interruption 52

TGS

JANUARY 6, 2025

What Are the New North Carolina Minimum Auto Insurance Requirements? The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents. Will These Changes Impact Insurance Premiums?

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Scott Insurance

FEBRUARY 27, 2024

The Hardening Property Insurance Market Since 2017, the property insurance market has been hardening, resulting in lower available limits, higher deductibles and increased premiums. suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance.

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Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage.

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Commercial Insurance Commercial Cyber Liability 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Commercial Insurance Commercial Premium Deductible 52

Property Insurance Centre

JANUARY 30, 2024

In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account.

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Jackson & Jackson

APRIL 10, 2024

Liability Insurance Liability insurance is essential for any commercial property owner. Assessing the Value of Your Property Accurately The value of your property directly affects your insurance premiums and the amount you’ll be compensated in case of a claim.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Property Insurance Centre

MAY 20, 2024

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. cleaner or gardener). Who is Considered an Employee? tents, caravans) Land itself and landscaping (e.g.,

Building 52

Building Liability Insurance Insurer 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

Businesses should also look out for more robust risk assessment tools provided by insurers, helping them identify vulnerabilities and strengthen their cyber defences. Climate Change and Environmental Liability Environmental risks are no longer concerns reserved solely for industries like manufacturing or oil and gas.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Thus, affordable housing providers are highly likely to experience a loss of coverage or relatively high insurance premiums.

Crime 52

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Scott Insurance

DECEMBER 10, 2021

As a result, the cyber liability insurance market is seeing increased premiums and deductibles and lower coverage limits. Furthermore, 2020 brought a massive shift to working from home for many companies due to the COVID-19 pandemic, further exacerbating the increase in frequency and severity of cyber attacks.

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Protect Commercial Insurance

OCTOBER 25, 2024

– Is there a high level of professional liability in your operations? By recognising these risks, you root your insurance decisions in the real needs of your business. Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums.

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Business Insurance Liability Insurance Liability Policy 52

Cover4LetProperty

DECEMBER 1, 2023

Covered risks Home insurance: Typically covers the structure of the home, contents, personal possessions, and liability for the homeowner. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

Home Insurance 52

Home Insurance Insurance Insurer Insured 52

Cover4LetProperty

OCTOBER 1, 2024

Even if let property insurance is not mandatory, it’s highly recommended for any landlord. Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. What does landlord insurance cover?

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Insurance Insurer Insured Injury 60

Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

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Protect Commercial Insurance

NOVEMBER 1, 2024

Key Coverage Areas Landlord insurance is comprehensive, typically including several crucial coverage areas: – Property Damage : This covers repair costs due to unexpected events like fire, storms, or vandalism. – Landlord Insurance : This type of policy extends beyond the basics.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insurer 52

Freeway Insurance

OCTOBER 8, 2023

Deductibles can vary depending on the insurance plan you choose, and if you choose a plan with a higher deductible, it usually means you will pay less for your regular insurance, but you will have to pay more if you ever have to make a claim. This is called a premium increase. California: 86% average increase 2.

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Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.   Our Builder’s Risk program does not cover some specific risks.

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Distinguished

SEPTEMBER 25, 2024

Soft costs : Additional expenses caused by a covered claim that are not related to building materials, equipment, or other hard costs; these soft costs could include additional reinspection fees, increased tax burdens, and insurance premiums. They require protection against potential losses, including professional liability.

Risk 52

Risk Broker-Agent Insurer Insured 52

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. By mid-2024, the average cost of home insurance had risen by 19% compared to 2023, with flood-prone areas facing even steeper increases​ CityAM.

Property Insurance 52

Property Insurance Premium Insurance Insurer 52

Cover4LetProperty

JANUARY 21, 2023

What matters to insurers, of course, is the question of risk – what is the likelihood of the insured property suffering loss or damage and the insurer having to pay out on a claim as a result? Put most simply, landlord insurance protects your buy to let business.

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Insurance Insurer Insured Damage 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

Access to a Wide Range of Policies Brokers have access to an extensive network of insurance providers and policies. Whether a business needs liability insurance, property insurance, or specialised coverage like cyber insurance, brokers can offer a suite of options to consider.

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Commercial Insurance Broker Commercial Broker-Agent 52

TGS

NOVEMBER 15, 2024

On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Talk with your insurance representative to find the right coverage balance based on each car’s purpose and value. Remember, you’re insuring two assets instead of one, so your overall costs will go up.

Auto Insurance 52

Auto Insurance Deductible Policy Insurance 52

Leadsurance

APRIL 5, 2024

There are multiple types of coverage that are included in student insurance, such as health insurance, property insurance, and liability insurance. Understanding the ins and outs of student insurance is key to making sure you have the right coverage for your needs.

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Protect Commercial Insurance

DECEMBER 6, 2024

Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations. Enter the digital age, with its rapid pace of change, and commercial insurance once again had to pivot to accommodate new realities.

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Commercial Insurance Commercial Insurance Insurer 52

Insurance Journal

FEBRUARY 24, 2025

ATLANTA (AP) Georgia senators voted 33-21 on Friday to support Gov. Brian Kemp’s top-priority legislation to limit lawsuits, but not before some of Kemp’s fellow Republicans extracted a concession in exchange for the votes necessary to secure a majority.

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Property Insurance Centre

JULY 21, 2024

Aspray’s exemplary performance serves as an inspiration, showcasing the impact of dedication, expertise, and a client-centric approach in achieving excellence in loss assessment and claims management.

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Claim Property Damage Property Insurance Building 52

American Agents Alliance

SEPTEMBER 26, 2024

According to AM Best , the surety industry in the United States reported direct written premiums totaling $9.3 For example, if you already provide general liability insurance to a construction company, adding surety bonds to your product mix is a logical next step.

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Agents Insurance Agent Insurance Agents General Liability 40

Property Insurance Centre

MARCH 19, 2024

Source Links [link] educated consumer can be an insurers best customer/408 [link] [link] Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage (..)

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52

Friendly Agent

DECEMBER 3, 2020

Ultimate guide Selling Life insurance part time or as a Side Hustle Life insurance pays probably the highest commission up front but there is almost no recurring revenue. In most cases your commission may be in the range of 80-120% of the total first year premium. Successful agencies have 90% + retention rate.

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Insurance Agent Insurance Agents Agents Insurance Carrier 130

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

Cyber 52

Cyber Injury Liability Liability Insurance 52

American Agents Alliance

AUGUST 22, 2024

By Mark Robinson A major shift is coming to automobile insurance coverage in California. On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. Why Are Limits Being Increased?

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Auto Insurance Agents Broker-Agent Property Damage 40

TGS

JANUARY 28, 2025

For instance, upgrading electrical panels, replacing old wiring, or installing hardwired smoke detectors can help prevent accidents and lower your insurance premiums. Plus, insurers may offer discounts for safety upgrades like a new roof or impact-resistant windows.

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