Distinguished

MARCH 21, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Are there specific types of insurance that are more sensitive to these housing violations? Yes, indeed.

Building 52

Building Insurance Broker Broker Damage 52

Distinguished

MARCH 17, 2025

This can pose serious health risks for tenants and lead to significant liabilities. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Then we have mold and water damage , often stemming from persistent leaks and damp conditions in older buildings.

Broker 52

Broker Insurance Broker Building Underwriting 52

TGS

DECEMBER 2, 2024

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. License and Registration Suspension : If you’re caught driving without insurance, your driver’s license, registration, and license plates could be suspended. These aren’t optional—they’re mandatory. Yes, all three.

Auto Insurance 52

Auto Insurance License Insurer Insurance 52

Freeway Insurance

NOVEMBER 24, 2024

Weve come a long way since the days when you could roll up and buy a Model T without a license and then drive around without protection. In the Middle Ages, skilled workers would have some financial support through their guild to help pay for any accidents or issuesmuch like the general or professional liability plans of today.

Auto Insurance 52

Auto Insurance Insurer Insurance Insured 52

Distinguished

SEPTEMBER 17, 2024

And regarding coverage, if the named insured is the builder, or there is a relationship between the named insured and the builder, in that capacity we would exclude general liability coverage. For example, our Builders Risk program is 100% online, meaning a licensed agent can submit and bind online for qualifying risks.

Risk 52

Risk Broker-Agent Deductible Insurer 52

Distinguished

MARCH 6, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Insurers view these violations as signs of deferred maintenance and increased risk. Yes, indeed.

Building 52

Building Damage Insurance Broker Underwriting 52

TGS

NOVEMBER 1, 2024

A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. You’ll need their name, contact details, insurance policy number, and driver’s license information. Make sure to capture not just the vehicles, but also the license plates and the general environment.

Injury 52

Injury Home Insurance Claim Damage 52

Word & Brown

FEBRUARY 18, 2025

Among them are staying on top of changing compliance rules and regulations at the state and federal levels, and helping you earn your required Continuing Education (CE) Credits to maintain your state license(s). If your clients want something more like EAP, COBRA services, a Premium Only Plan, and ERISA services we can help you there, too.

Broker-Agent 52

Broker-Agent Broker Agents Underwriting 52

American Agents Alliance

SEPTEMBER 26, 2024

Surety bonds are essential in various sectors, particularly in construction, licensing, and public projects. According to AM Best , the surety industry in the United States reported direct written premiums totaling $9.3 For instance, contractors in California are required to have a contractor license bond to operate legally.

Agents 40

Agents Insurance Agent Insurance Agents General Liability 40

Property Insurance Centre

NOVEMBER 26, 2024

Use portable generators safely, installed by a licensed electrician. It’s also important to work within one’s qualifications and refer jobs to more experienced licensed electricians. Keeping Cool and Warm Extreme temperatures can harm electrical systems. In heatwaves, don’t use wet appliances until checked by a pro.

Injury 52

Injury Protection Risk Damage 52

Property Insurance Centre

MARCH 19, 2024

. “Demolish Contractor Fraud: Steps to Avoid Falling Victim” This initiative raises awareness about contractor fraud and educates consumers on how to identify and prevent falling victim to scams.

Property Insurance 52

Property Insurance Policyholder Insurer Insurance 52

LexisNexis

NOVEMBER 8, 2024

Employers are increasingly acknowledging their role in supporting employees’ mental health, but questions remain about the extent of their liability and responsibility in this arena. Oklahoma: Co-Worker Liability in Third-Party District Court Actions [see Bayouth v. Quest Diagnostics, Inc. 2023-Ohio-2213, July 5, 2023)].

Workers Compensation 40

Workers Compensation Compensation Injury Claim 40

Friendly Agent

DECEMBER 3, 2020

In most cases your commission may be in the range of 80-120% of the total first year premium. Hence for example, if you sold a million-dollar life insurance policy that has a premium of $1500 per year then you may make around $1500 as commission. Based on line of business, you’ll need to get licensed.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurance Carrier 130

TGS

JANUARY 28, 2025

For instance, upgrading electrical panels, replacing old wiring, or installing hardwired smoke detectors can help prevent accidents and lower your insurance premiums. Hiring licensed plumbers can save you from future headaches. It also provides proof of upgrades, which might qualify you for premium discounts.

Home Insurance 52

Home Insurance Protection Insurer Insurance 52

PSM Brokerage

NOVEMBER 26, 2024

First, we are proposing to clarify the rule that if an enrollee has no further liability to pay for services furnished by an MA organization, a determination regarding these services is not subject to CMS’ administrative appeal process. Call us at the 1-800 number to speak to a licensed agent”).

Policy 52

Policy Out-Of-Pocket Broker-Agent Agents 52