Property Insurance Coverage Law

OCTOBER 7, 2024

Homeowners insurance typically covers natural disasters, theft, vandalism, and liability — but specific policies vary in terms of coverage. If you have a mortgage, you definitely need homeowners insurance. But even if … The post Homeowners Insurance: Do You Need It?

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Shield Insurance Agency

MARCH 31, 2025

Warehouse Operations in Michigan: A Risk Landscape Warehouses face a unique set of risks, including damage to goods, equipment breakdown, and liability issues. This is where commercial insurance comes in. Why Choose Shield Insurance Agency for Your Commercial Insurance Needs?

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Insurance Journal

OCTOBER 22, 2024

Insurers often include exclusions within their liability policies to prohibit coverage for claims arising out of pollution exposure. The exact wording of the exclusion can differ significantly, but the key issue is whether the underlying allegations fall within the scope …

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Jackson & Jackson

APRIL 26, 2024

One of the most crucial aspects to consider is commercial property insurance. This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. This is crucial if someone is injured on your property.

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InsuranceBee

JULY 28, 2023

Business personal property insurance (BPP) covers any transportable items your business owns. The post What is business personal property insurance (BPP)? Things you can pick up and carry, basically. That includes tools and equipment you take out of the office with you to do your work. And items you’d … Read more.

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Property Insurance Centre

OCTOBER 18, 2024

How the Climate Crisis is Impacting the UK Property Insurance Market in 2023-2024 The UK property insurance market is increasingly being reshaped by the climate crisis , with extreme weather events such as storms and flooding becoming more frequent and costly.

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Jackson & Jackson

APRIL 29, 2024

Commercial property insurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.

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Property Insurance Centre

MARCH 19, 2024

Understanding Consumer Education and Property Insurance As an informed consumer, education on consumer rights and property insurance is crucial. It empowers individuals to make informed decisions about insurance coverage and understand their policy rights.

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Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Distinguisheds Restaurant Insurance program offers brokers in Charlotte a range of coverages that address the unique risks facing modern restaurants.

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Property Insurance Centre

JANUARY 30, 2025

Can I Insure a Partially Empty Block of Flats in the UK? If you own a block of flats with vacant units, you might be wondering whether standard property insurance will cover you. In the UK, insuring a partially empty block of flats is possible, but there are important factors to consider.

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

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Property Insurance Centre

MARCH 11, 2025

Specialist and High-Net-Worth Cover Many blocks in London, especially in prime areas like Kensington or Mayfair, require high-value home insurance tailored to luxury properties. Insurers may include bespoke policies covering artwork, listed building requirements, or concierge services.

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Property Insurance Centre

JANUARY 27, 2025

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

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The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

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Property Insurance Centre

MARCH 21, 2025

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

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Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

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Jackson & Jackson

NOVEMBER 16, 2024

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

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Distinguished

MARCH 6, 2025

Many insurers require that all outstanding violations be remedied before they issue or renew a policy, meaning that a property with a history of violations is likely to face higher costs or even coverage refusal. Are there specific types of insurance that are more sensitive to these housing violations? Yes, indeed.

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The Property Insurance Law Observer

JULY 29, 2024

Ending a putative class action, the United States Court of Appeals for the Fifth Circuit examined policy language and two statutes to hold that an insurer does not owe sales tax on top of an actual cash value payment. The policyholder’s contract provided: Limit of liability A. The citation is Taylor v. LEXIS 18240 (5th Cir.

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Insurance Journal

FEBRUARY 28, 2025

A pipeline operated by Energy Transfer LP leaked jet fuel for at least 16 months, contaminating residential water wells in Pennsylvania, and the conduit may be at risk for further incidents, according to a preliminary investigation by regulators. Residents of …

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Cover4LetProperty

APRIL 16, 2024

But before we actually look at some of the principal ways in which landlord insurance may continue to protect your property, let’s take a look at the different types of landlord there are in the UK. This insurance typically goes beyond standard home insurance to address the unique risks and liabilities associated with being a landlord.

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Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. The Importance of Property Insurance Property insurance covers your business’s physical assets, such as buildings, equipment, and inventory.

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The Property Insurance Law Observer

JULY 25, 2024

The Court noted that while the cooperation clause is “not an escape hatch” for insurers to avoid liability, State Farm had established actual prejudice due to plaintiff’s lack of cooperation. Consequently, the Court ruled that State Farm was not obligated to compensate the plaintiff for his personal property losses.

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Mark Jackson Insurance Agency

DECEMBER 16, 2024

These changes can impact your insurance needs, so its crucial to ensure your policies reflect your current operations. Evaluate Liability Coverage With legal risks always on the horizon, its important to confirm your liability coverage is adequate. This is also a good time to review employee benefits and liability policies.

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Scott Insurance

FEBRUARY 27, 2024

The Hardening Property Insurance Market Since 2017, the property insurance market has been hardening, resulting in lower available limits, higher deductibles and increased premiums. suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance.

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Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Start by evaluating your specific risks.

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Property Insurance Centre

JANUARY 30, 2024

In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account.

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Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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Insurance Journal

SEPTEMBER 23, 2024

A Mercedes-Benz electric vehicle that burst into flames in the South Korean city of Incheon has fueled public fear over the safety of battery-powered cars in recent months. The incident saw 23 people hospitalized for smoke inhalation and left more …

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

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Protect Commercial Insurance

NOVEMBER 15, 2024

Types of Commercial Insurance Commercial insurance isn’t just a one-size-fits-all solution. There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages.

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Property Insurance Centre

AUGUST 8, 2024

It is important to remember, insurers will be continuing to rate the risk element attached to your property, and if you manage to get the office occupied again then, statistically at least, there will be less likely to be any property owners claims for either material damage or liability.

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Insurance Journal

AUGUST 27, 2024

South Korea’s government and ruling party have agreed to move up an electric vehicle battery certification program, the party said on Sunday, as authorities seek to alleviate public safety concerns after a series of fires involving EVs. The government will …

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Cover4LetProperty

OCTOBER 1, 2024

Landlord’s insurance (also known as buy to let insurance or let property insurance ) is something a landlord should consider when purchasing a property with the intention to let it. Here we discuss what landlord insurance covers, why it is so important, plus other considerations.

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Insurance Journal

AUGUST 14, 2024

South Korea is urging automakers operating in the country to disclose the manufacturer of batteries used in electric vehicles (EV) as authorities try to calm fears over fires involving EVs, after a recent blaze in an underground parking lot that …

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Property Insurance Centre

AUGUST 12, 2024

Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

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Insurance Journal

OCTOBER 24, 2024

Global commercial insurance rates fell 1% in the third quarter of 2024 from the previous quarter, which marked the first time the index has recorded a quarterly decline since the third quarter of 2017, according to the Global Insurance Market …

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