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Homeowners Insurance: Do You Need It?

Property Insurance Coverage Law

Homeowners insurance typically covers natural disasters, theft, vandalism, and liability — but specific policies vary in terms of coverage. We’ve all heard of homeowners insurance — but what exactly is it? Homeowners insurance provides financial protection for your home and its contents.

Theft 100
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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients.

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How Seasonal Businesses Can Optimize Insurance Coverage

Mark Jackson Insurance Agency

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. If you rely on expensive equipment, such as snowplows, food trucks, or heavy machinery, comprehensive coverage that protects against damage and theft is crucial year-round.

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Commercial Insurance Strategies To Protect Your Business

Paragon Independent Insurance Agencies

Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales. Implementing strategic insurance methods can help safeguard your business.

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Fifth Circuit Holds That Sales Tax is Not a Component of Actual Cash Value

The Property Insurance Law Observer

The policyholder’s contract provided: Limit of liability A. Our limit of liability for loss will be the lesser of the: 1. If we return stolen property we will pay for any damage resulting from the theft. The citation is Taylor v. LEXIS 18240 (5th Cir. July 24, 2024). We may, at our expense, return any stolen property to: 1.

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Business Insurance Basics: Terms Every Owner Should Know

Paragon Independent Insurance Agencies

Understanding General Liability Insurance General liability insurance is a must-have for any business. Whether you face risks like fire, theft, or weather damage, having property insurance ensures you can recover quickly and continue your operations with minimal disruption.

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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Liability Insurance : Protects landlords from legal and medical expenses if a tenant or visitor is injured on the property and holds the landlord accountable. Definition and Purpose Standard home insurance is designed for individuals who live in their property, covering both the home and possessions inside it from damage and theft.