Distinguished

MARCH 19, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building 52

Building Broker Damage Insurance Broker 52

Cowbell

AUGUST 26, 2024

As cyber insurers move upmarket, they are increasingly encountering prospects that either already have or are considering purchasing an enterprise software license like the Microsoft E5 license. Enterprise software licenses can provide extensive security functionality, but the implications of this for insurers are multifaceted.

Cyber 59

Cyber License Insurance Insurer 59

Distinguished

MARCH 21, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building 52

Building Insurance Broker Broker Damage 52

Smart Insurance Agents

DECEMBER 9, 2024

Affordable Premiums: Short Term Health Insurance Plans typically offer more affordable premiums compared to long-term health insurance plans. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Determine the affordability and value for the coverage provided.

Out-Of-Pocket 98

Out-Of-Pocket Insurance Insurer Insured 98

Distinguished

MARCH 17, 2025

With infractions ranging from heating failures to illegal conversions, understanding these issues is essential for assessing risk and underwriting policies. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums.

Broker 52

Broker Insurance Broker Building Underwriter 52

Freeway Insurance

NOVEMBER 24, 2024

Weve come a long way since the days when you could roll up and buy a Model T without a license and then drive around without protection. Horse-Drawn Wagons to Horsepower: The Inception Getting insured is such a massive part of modern life, with policies covering everything from your home to your health.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Smart Insurance Agents

OCTOBER 16, 2024

With their deep insights into policy trends and customer needs, brokers evaluate which plans are the best fit. They explain the details of different policies, including coverage options, premiums, deductibles, and out-of-pocket expenses.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Paragon Independent Insurance Agencies

JULY 31, 2024

The deductible is one of the most important decisions to make when choosing a homeowners policy. So, if you have a $1000 deductible on your home insurance policy, the insurance company would issue a payment for repairs of $4500; you would be responsible for paying the other $1000 (the deductible). What is a Home Insurance Deductible?

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Deductible Home Insurance Out-Of-Pocket Damage 40

TGS

OCTOBER 17, 2023

A captive agent is obligated to sell you an insurance policy with one specific carrier. We continue to shop for your best insurance options every time your policy is up for renewal. Not Just Selling Insurance A captive insurance agent only has one job: selling you on an insurance policy with their carrier.

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Insurance Agent Insurance Agents Agents Insurance 52

Distinguished

SEPTEMBER 17, 2024

For example, this has been ongoing since COVID but continues to have an impact – labor and product supply, and how that impacts whether we can extend a policy depending on the circumstances. Our max policy term is 24 months total, meaning the 24 months includes the initial policy term plus all extensions.

Risk 52

Risk Broker-Agent Deductible Insurance 52

Smart Insurance Agents

SEPTEMBER 28, 2024

Understanding the Role of a Medical Insurance Broker Health insurance brokers act as intermediaries between consumers and insurance companies, providing guidance and policy options to help clients find suitable health insurance plans. Moreover, brokers play a critical role in educating consumers about the health insurance market.

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Broker Broker-Agent Insurance Broker Insurance 52

Word & Brown

DECEMBER 11, 2024

In California, you can sell disability insurance if you have an Accident and Health license. In Nevada, your existing health insurance producer license also allows you to selling disability income insurance. Policies with shorter maximum benefit periods typically have lower premiums.

Workers Compensation 52

Workers Compensation Injury Insurance Insurer 52

Smart Insurance Agents

SEPTEMBER 3, 2024

Understanding state-specific policies and financial implications of maintaining both Medicaid and private insurance is crucial for effective long-term health coverage planning. The Health Insurance Premium Payment (HIPP) program helps families pay for private health insurance when it’s more cost-effective than Medicaid alone.

Out-Of-Pocket Expense 52

Out-Of-Pocket Expense Out-Of-Pocket Insurance Insurer 52

Distinguished

MARCH 6, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Additionally, even if insurance is provided, policies may come with exclusions that specifically limit coverage for risks related to unresolved violations. Yes, indeed.

Building 52

Building Damage Insurance Broker Underwriter 52

TGS

NOVEMBER 1, 2024

You’ll need their name, contact details, insurance policy number, and driver’s license information. Make sure to capture not just the vehicles, but also the license plates and the general environment. Have your policy number, the police report (if available), and your documentation ready to ensure a smooth process.

Injury 52

Injury Home Insurance Claim Damage 52

Peter J. Fournier

MAY 25, 2021

You’ll be able to connect with others and help them find the right policy for their situation. An insurance agent will get paid a commission for each successful sale, this is 30%-90% of the amount paid for the policy (known as the premium) by the client in the first year. Usually, this will require getting a license.

Life Insurance 52

Life Insurance Insurance Agent Insurance Agents Agents 52

Smart Insurance Agents

AUGUST 19, 2024

Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. When you have Original Medicare (Part A and Part B) and a Medigap policy, you will use both to help pay for your medical bills. Even though Medigap plans require monthly premiums, the benefits can be worth it.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Premium Out-Of-Pocket Expense 52

Tosten Marketing

SEPTEMBER 12, 2023

A simple email with the offer to review my coverage and policies with a link to Calendly can be an effective and quick way to put the offer out there. What a great opportunity to discuss the importance of a life insurance policy. It shows me they care and that they’re being proactive about keeping me and my family protected.

Policy 40

Policy License Underwriter Underwriting 40

Agency MVP

DECEMBER 20, 2021

Instead of meeting face-to-face, it is now possible to demonstrate and sell virtually any type of P&C insurance policy without even needing to see the client in a traditional fashion. Trends in Property and Casualty Insurance Most insurance companies are making the underwriting and policy issuance process simpler and more streamlined.

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Insurance Insurer Insured Agents 52

Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. By being knowledgeable about insurance products, policy terms, and coverage options, consumers can choose policies that best suit their unique needs. This guide draws on some information from America as well as the UK.

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52

American Agents Alliance

SEPTEMBER 26, 2024

Surety bonds are essential in various sectors, particularly in construction, licensing, and public projects. According to AM Best , the surety industry in the United States reported direct written premiums totaling $9.3 For instance, contractors in California are required to have a contractor license bond to operate legally.

Agents 40

Agents Insurance Agent Insurance Agents General Liability 40

Friendly Agent

DECEMBER 3, 2020

Your earning potential is based on insurance policies. By selling a few policies a month you can start building a book of business will help you in building a long term business. In most cases your commission may be in the range of 80-120% of the total first year premium. Becoming an insurance agent checks all boxes.

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Insurance Agent Insurance Agents Agents Insurance Carrier 130

Redbird Agents

JUNE 14, 2024

Current Annuity News Getting Licensed to Sell Annuities Annuity Commissions How to Sell Annuities Annuity Basics and Sales Scenarios Top Annuity Companies Frequently Asked Questions We work with two types of life insurance agents Experienced life insurance agents. Stay Up to Date with Current Annuity Rates for Your Customers!

License 130

License Life Insurance Agents Premium 130

Agency MVP

DECEMBER 20, 2021

You are going to need to have certain licenses in order to sell insurance. Before purchasing your insurance agency, you have to have your policies in order and any other legal business requirements such as, making sure your insurance agency is in compliance with the corporate laws. Are you going to be selling health insurance?

Insurance Agency 52

Insurance Agency Insurance Insurer Insured 52

Property Insurance Centre

NOVEMBER 26, 2024

Use portable generators safely, installed by a licensed electrician. It’s also important to work within one’s qualifications and refer jobs to more experienced licensed electricians. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Injury 52

Injury Protection Risk Damage 52

Agency MVP

DECEMBER 20, 2021

If you specialize in sales, reaching out to contacts and selling policies could top your list. For Sales Agents: Dedicate Time to Your Best Clients As a sales agent, you might be tempted to spend a lot of time tending to small premium accounts. How often you have to renew your license depends on what state you live in.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurance 52

LexisNexis

NOVEMBER 8, 2024

Hamilton also discusses emerging policy responses, including OSHA’s proposed heat standard and state-level initiatives. Kentucky: House Bill 401 (effective July 15, 2024) expands the definition of “physician” in workers’ compensation cases to include physicians licensed in any U.S.

Workers Compensation 40

Workers Compensation Compensation Injury Claim 40

PSM Brokerage

NOVEMBER 26, 2024

This proposed rule includes more policies to remove unnecessary barriers to care stemming from the use of inappropriate prior authorization by clarifying requirements for plan use of internal coverage criteria and proposing guardrails for the use of artificial intelligence (AI) to protect access to health services.

Policy 52

Policy Out-Of-Pocket Broker-Agent Agents 52

TGS

JANUARY 28, 2025

For instance, upgrading electrical panels, replacing old wiring, or installing hardwired smoke detectors can help prevent accidents and lower your insurance premiums. Hiring licensed plumbers can save you from future headaches. It also provides proof of upgrades, which might qualify you for premium discounts.

Home Insurance 52

Home Insurance Protection Insurance Insurer 52