Property Insurance Coverage Law
DECEMBER 12, 2024
The issue raised in this title usually arises with policyholders not wanting to pay a public adjuster fee because the public adjuster service contract was not valid or the public adjusters license lapsed sometime during the contract. appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
OCTOBER 25, 2024
In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)
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Insurance Journal
AUGUST 18, 2024
Investigators with Florida’s Department of Financial Services last week charged a south Florida man with acting as a public adjuster without a license and defrauding policyholders of more than $34,000. It’s the second time in 14 months Giorgio Giovanni Gonzalez …
Property Insurance Coverage Law
DECEMBER 30, 2024
Insurance policyholders do not read the insurance policies that are sold to them. The insurance contracts are not even provided to the policyholder until after the product is purchased.
The Property Insurance Law Observer
MARCH 20, 2025
Conclusion The ruling in Ram Krishana serves as a critical reminder that policyholders must have a valid insurable interest in properties they seek to insure. The Courts decision was supported by the following factors: Ownership and possession: insurable interest required the business to have a direct economic interest in the property.
Distinguished
MARCH 20, 2025
Beyond monetary penalties, the Department of Licenses and Inspections (L&I) may also issue orders to cease operations or require the property to be vacated if the health or safety risks are deemed too severe. Each day that a violation remains unaddressed is considered a separate offense, which means the fines can add up very quickly.
Wren Insurance Agency
NOVEMBER 13, 2024
A surplus lines company is a type of insurer that provides coverage for risks that are unavailable through standard, licensed carriers. Costs can be higher for policyholders and if a surplus lines carrier goes insolvent, existing claims will not be paid by the State. This is where "surplus lines" insurance comes in.
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