Remove License Remove Policyholder Remove Property Insurance
article thumbnail

Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Property Insurance Coverage Law

They handed Citizens Property Insurance Corporation our state-run insurer of last resort the ability to force policyholders into administrative arbitration at the Division of Administrative Hearings (DOAH) instead of letting disputes be decided by a jury of … The post Floridas DOAH Arbitration Disaster: How the Legislature Gave Citizens a License (..)

article thumbnail

Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Property Insurance Coverage Law

They handed Citizens Property Insurance Corporation our state-run insurer of last resort the ability to force policyholders into administrative arbitration at the Division of Administrative Hearings (DOAH) instead of letting disputes be decided by a jury of … The post Floridas DOAH Arbitration Disaster: How the Legislature Gave Citizens a License (..)

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Can Insurance Companies Sue Public Adjusters for Not Being Licensed or Not Having a Valid Contract?

Property Insurance Coverage Law

The issue raised in this title usually arises with policyholders not wanting to pay a public adjuster fee because the public adjuster service contract was not valid or the public adjusters license lapsed sometime during the contract. appeared first on Property Insurance Coverage Law Blog.

License 203
article thumbnail

The Ongoing Issue of Field Adjuster Independence: Why Xactimate and Florida’s Emergency Rule are at Odds with Policyholders’ Interests

Property Insurance Coverage Law

In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)

article thumbnail

The Majority of Insurance Agents Do Not Read the Policies They Sell—Many Professionals in the Insurance Service Sector Fail to Read the Full Policy

Property Insurance Coverage Law

Insurance policyholders do not read the insurance policies that are sold to them. The insurance contracts are not even provided to the policyholder until after the product is purchased.

article thumbnail

South Florida Man Charged with Unlicensed Public Adjusting in 2022

Insurance Journal

Investigators with Florida’s Department of Financial Services last week charged a south Florida man with acting as a public adjuster without a license and defrauding policyholders of more than $34,000. It’s the second time in 14 months Giorgio Giovanni Gonzalez …

License 263
article thumbnail

Lack of Insurable Interest Precludes Recovery for Property Damage

The Property Insurance Law Observer

Hawley Insurance Co. 2025)), the United States District Court for the Southern District of New York determined that the plaintiff lacked an insurable interest in property it insured because it did not own or possess the property or suffer economic loss due to the propertys destruction.