Distinguished

MARCH 20, 2025

Beyond monetary penalties, the Department of Licenses and Inspections (L&I) may also issue orders to cease operations or require the property to be vacated if the health or safety risks are deemed too severe. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums.

Broker 52

Broker License Insurance Broker Risk 52

Redbird Agents

SEPTEMBER 13, 2024

Buyers are more likely to pay a premium for an agency that has multiple revenue streams. Review Compliance: Ensure your agency is fully compliant with all regulatory requirements, including licensing and certifications. Cross-Selling Opportunities: Offer related products such as life insurance, annuities , or final expense insurance.

Broker-Agent 240

Broker-Agent Broker Agents Insurance Carrier 240

Freeway Insurance

JANUARY 3, 2025

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. million licensed drivers, meaning approximately 4.7 million uninsured drivers in the state.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

Cowbell

AUGUST 26, 2024

As cyber insurers move upmarket, they are increasingly encountering prospects that either already have or are considering purchasing an enterprise software license like the Microsoft E5 license. Enterprise software licenses can provide extensive security functionality, but the implications of this for insurers are multifaceted.

Cyber 59

Cyber License Insured Insurance 59

Distinguished

MARCH 6, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building 59

Building Damage Insurance Broker Underwriting 59

Smart Insurance Agents

DECEMBER 9, 2024

Affordable Premiums: Short Term Health Insurance Plans typically offer more affordable premiums compared to long-term health insurance plans. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Determine the affordability and value for the coverage provided.

Out-Of-Pocket 98

Out-Of-Pocket Insured Insurance Insurer 98

Distinguished

MARCH 19, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building 52

Building Broker Damage Insurance Broker 52

Distinguished

MARCH 21, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building 52

Building Insurance Broker Broker Damage 52

TGS

DECEMBER 2, 2024

License and Registration Suspension : If you’re caught driving without insurance, your driver’s license, registration, and license plates could be suspended. SR-22 filings often result in higher insurance premiums, so expect your rates to climb. Here’s where things can get sticky. Yes, all three.

Auto Insurance 52

Auto Insurance License Insured Insurance 52

Redbird Agents

JULY 18, 2024

Content on the website is limited primarily to final expense insurance products No local offices you can visit if you prefer to meet someone face-to-face Not open on the weekends About Choice Mutual Choice Mutual is an independent insurance agency licensed in all 50 states founded in 2014 by CEO Anthony Martin.

Insured 130

Insured Insurance Insurer Policy 130

Distinguished

MARCH 17, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Brokers can also direct their clients to reliable resourcessuch as lists of licensed contractors and repair servicesto ensure that issues are resolved quickly.

Broker 52

Broker Insurance Broker Building Underwriting 52

PSM Brokerage

NOVEMBER 18, 2024

You’ll need to provide basic information about your agency, licensing, and credentials. Make sure your insurance license is active and includes the appropriate lines of authority to sell health insurance. Visit the Cigna Producer Portal and complete the required forms to start the onboarding process.

Agents 52

Agents License Insurance Agent Insurance Agents 52

Healthinsurance.org

MAY 20, 2024

The alleged plan: to deliberately misrepresent the ACA’s advance premium tax credits – APTC – which are paid directly to an insurance company, not to the consumer. First, the American Rescue Plan (ARP) enhanced Marketplace premium subsidies starting in mid-2021. Enhance Health LLC et al ) sheds some light on what’s been happening.

Broker-Agent 52

Broker-Agent Broker Out-Of-Pocket Premium 52

P&L Financial Services

SEPTEMBER 20, 2024

Medicare Advantage Plans: Premiums and out-of-pocket costs can fluctuate, and new benefits like vision, hearing, and dental care may be added. Part D Prescription Drug Plans: Changes in premiums and the formulary list could impact the cost of your medications. Have your medical needs changed?

Out-Of-Pocket 52

Out-Of-Pocket Premium Insurance Agent Insurance Agents 52

Word & Brown

DECEMBER 11, 2024

In California, you can sell disability insurance if you have an Accident and Health license. In Nevada, your existing health insurance producer license also allows you to selling disability income insurance. Policies with shorter maximum benefit periods typically have lower premiums.

Workers Compensation 52

Workers Compensation Injury Insured Insurance 52

Word & Brown

SEPTEMBER 10, 2024

Our value-added extras – like free COBRA admin and a Premium Only Plan for qualified groups – will help you nurture your client relationships for a long-term connection. Our partners offer other products and services like Employee Assistance Programs (EAP), administrative services, and niche products.

Broker 52

Broker Underwriting Underwriter Premium 52

Smart Insurance Agents

OCTOBER 16, 2024

They explain the details of different policies, including coverage options, premiums, deductibles, and out-of-pocket expenses. Brokers assist clients in deciphering premiums, deductibles, and out-of-pocket expenses, ensuring they understand the full scope of their coverage.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Smart Insurance Agents

AUGUST 19, 2024

Some plans also help with bigger dental work, like dentures or implants, but these might cost more in premiums. It’s a good idea to use the online resources from Medicare or talk to a licensed insurance agent. However, you will usually pay separate premiums for these plans. They can help you compare plans before you sign up.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Insurance Companies License 52

Smart Insurance Agents

SEPTEMBER 3, 2024

The Health Insurance Premium Payment (HIPP) program helps families pay for private health insurance when it’s more cost-effective than Medicaid alone. Additionally, Medicaid may cover private insurance costs, including premiums, coinsurance, and deductibles, making it a valuable secondary insurance option for many families.

Out-Of-Pocket Expense 52

Out-Of-Pocket Expense Out-Of-Pocket Insured Insurance 52

Smart Insurance Agents

SEPTEMBER 28, 2024

Check the credentials and licensing of potential brokers and evaluate online reviews and testimonials to gauge their reliability and expertise. Checking Credentials and Licensing Verify a broker’s credentials and licensing to ensure you are working with a qualified professional.

Broker 52

Broker Broker-Agent Insurance Broker Insured 52

Paragon Independent Insurance Agencies

JULY 31, 2024

Lastly, the lower the deductible you choose when purchasing your homeowner’s policy, the higher your premium payments will be. A licensed insurance agent can help you look at your options and make the best decision for your specific needs.

Deductible 40

Deductible Home Insurance Out-Of-Pocket Damage 40

Freeway Insurance

NOVEMBER 24, 2024

Weve come a long way since the days when you could roll up and buy a Model T without a license and then drive around without protection. In the early 20th century, some companies were caught inflating premiums and denying valid claims, which understandably frustrated consumers.

Auto Insurance 52

Auto Insurance Insured Insurance Insurer 52

TGS

NOVEMBER 1, 2024

You’ll need their name, contact details, insurance policy number, and driver’s license information. Make sure to capture not just the vehicles, but also the license plates and the general environment. The more detailed your documentation, the better. Don’t forget to exchange information with the other driver.

Injury 52

Injury Home Insurance Claim Damage 52

Distinguished

SEPTEMBER 17, 2024

For example, our Builders Risk program is 100% online, meaning a licensed agent can submit and bind online for qualifying risks. We bound the policy for a six-month term, and the premium was $1,300. Susan holds both CIC and CPL licenses and is based in New Jersey.

Risk 52

Risk Broker-Agent Deductible Insured 52

Smart Insurance Agents

AUGUST 19, 2024

Even though the coverage is similar, like Plan G from one company being the same as Plan G from another, the premiums can be different. Even though Medigap plans require monthly premiums, the benefits can be worth it. They can’t charge you higher premiums because of pre-existing conditions.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Premium Out-Of-Pocket Expense 52

Smart Insurance Agents

AUGUST 19, 2024

However, the premium costs can vary between different insurers. Each Medicare Supplement insurance plan can vary in premiums and coverage, so it’s a good idea to compare these options closely. Proof of age: You might need a driver’s license, birth certificate, or passport. Check the premiums from different insurance companies.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Insurance Companies Premium 52

TGS

OCTOBER 17, 2023

However, there’s also a collaborative team of licensed experts ready to help when you need it most. That makes your premium increase when it’s time for renewal. Our collaborative team of licensed agents are here to help you navigate your personal insurance needs. Even without filing a claim, your insurance score will suffer.

Insurance Agents 52

Insurance Agents Insurance Agent Agents Insured 52

Word & Brown

FEBRUARY 18, 2025

Among them are staying on top of changing compliance rules and regulations at the state and federal levels, and helping you earn your required Continuing Education (CE) Credits to maintain your state license(s). If your clients want something more like EAP, COBRA services, a Premium Only Plan, and ERISA services we can help you there, too.

Broker-Agent 52

Broker-Agent Broker Agents Underwriting 52

Distinguished

MARCH 6, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building 52

Building Damage Insurance Broker Underwriting 52

Word & Brown

MARCH 31, 2025

And, of course, your partnership with us means you can offer clients value-added extras like free COBRA admin, a Premium Only Plan (POP), and ERISA services for qualified groups. Well help you develop and nurture long-term client relationships and attract new customers, too.

Broker 52

Broker Underwriting Underwriter Building 52

Word & Brown

FEBRUARY 4, 2025

Our value-added extras include free COBRA admin, a Premium Only Plan (POP), and ERISA services for qualified groups. W&Bs exclusive Week of Webinars for California brokers awards thousands of CE Credits annually making it easy to earn up to half of the annual course credits needed to maintain your California state license.

Broker 52

Broker Building Insurance Broker Underwriting 52

Smart Insurance Agents

JANUARY 11, 2025

Small businesses can explore plans through the Health Insurance Marketplace, where they can find a variety of coverage levels and premium costs. Analyze the premiums, deductibles, co-pays, and out-of-pocket maximums to determine the plan’s affordability for both the business and its employees.

Insured 52

Insured Insurance Insurer Out-Of-Pocket 52

Word & Brown

JANUARY 14, 2025

Our value-added extras include free COBRA admin, a Premium Only Plan (POP), and ERISA services for qualified groups. Our annual Week of Webinars event for California brokers awards thousands of CE Credits annually making it easy to earn up to half of the annual course credits needed to maintain your California state license.

Broker 52

Broker Underwriting Underwriter Building 52

PSM Brokerage

NOVEMBER 19, 2024

Why Compliance is Non-Negotiable Compliance is about doing the right thing for your clients while avoiding fines, legal repercussions, or even losing your license. Include disclaimers for $0 premiums, explaining that other costs may apply. Here's why it's essential: Client Protection : Ensures clients are not misled or mistreated.

Agents 52

Agents Broker-Agent Protection License 52

Peter J. Fournier

MAY 25, 2021

An insurance agent will get paid a commission for each successful sale, this is 30%-90% of the amount paid for the policy (known as the premium) by the client in the first year. Usually, this will require getting a license. Once you have your license, you can start selling immediately. In some cases, you might also get a salary.

Life Insurance 52

Life Insurance Insurance Agents Insurance Agent Agents 52

Tosten Marketing

SEPTEMBER 12, 2023

While all customers are important, it is the most important, highest premium customers who get the special treatment. Get licensed in neighboring states : If you’re finding you can’t write with any new carriers (I’m talking to you, California and Florida) consider getting licensed in neighboring states.

Policy 40

Policy License Underwriting Underwriter 40

American Agents Alliance

SEPTEMBER 26, 2024

Surety bonds are essential in various sectors, particularly in construction, licensing, and public projects. According to AM Best , the surety industry in the United States reported direct written premiums totaling $9.3 For instance, contractors in California are required to have a contractor license bond to operate legally.

Agents 40

Agents Insurance Agent Insurance Agents General Liability 40